K Z Leasing & Finance Analysis

dividend

Pros

Cons

• Unable to evaluate K Z Leasing and Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
• Unable to evaluate K Z Leasing and Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

health

Pros

• K Z Leasing and Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
• K Z Leasing and Finance is profitable, therefore cash runway is not a concern.
• K Z Leasing and Finance is profitable, therefore cash runway is not a concern.
• Debt is covered by short term assets, assets are 5.6x debt.
• K Z Leasing and Finance's cash and other short term assets cover its long term commitments.
• The level of debt compared to net worth has been reduced over the past 5 years (12.9% vs 8.9% today).
• K Z Leasing and Finance's level of debt (8.9%) compared to net worth is satisfactory (less than 40%).
• Low level of unsold assets.

Cons

• Operating cash flow is negative therefore debt is not well covered.

management

Pros

• The tenure for the K Z Leasing and Finance board of directors is about average.
• Pravinkumar bhai's remuneration is lower than average for companies of similar size in India.
• Pravinkumar bhai's compensation has been consistent with company performance over the past year, both up more than 20%.

Cons

misc

Pros

Cons

• K Z Leasing and Finance is not covered by any analysts.

past

Pros

• K Z Leasing and Finance's 1-year earnings growth exceeds its 5-year average (103.2% vs -23.7%)
• K Z Leasing and Finance's earnings growth has exceeded the IN Consumer Finance industry average in the past year (103.2% vs 11%).

Cons

• K Z Leasing and Finance's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
• K Z Leasing and Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
• K Z Leasing and Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

value

Pros

• K Z Leasing and Finance is good value based on assets compared to the IN Consumer Finance industry average.
• 511728 outperformed the Consumer Finance industry which returned -28.8% over the past year.
• 511728 outperformed the Market in India which returned -14.5% over the past year.
• BSE:511728 is up 26.2% outperforming the Consumer Finance industry which returned 10.3% over the past month.
• BSE:511728 is up 26.2% outperforming the market in India which returned 8% over the past month.

Cons

• K Z Leasing and Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.
• K Z Leasing and Finance is overvalued based on earnings compared to the India market.