Karnataka Bank Ltd
NSE: KTKBANK BSE: 532652
₹263.80
(6.48%)
Mon, 25 May 2026, 10:50 am
Market Cap93.98B
PE Ratio7.62
Dividend2.01
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Karnataka Bank Analysis
dividend
Pros
Cons
- Unable to calculate sustainability of dividends as Karnataka Bank has not reported any payouts.
- Unable to evaluate Karnataka Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate Karnataka Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.
health
Pros
- Karnataka Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
- Karnataka Bank's liabilities are made up of primarily low risk sources of funding.
- Karnataka Bank has an acceptable proportion of non-loan assets held.
- Loans at Karnataka Bank are broadly funded by customer deposits.
Cons
- Karnataka Bank has a high level of bad loans (greater than 2%).
management
Pros
- The tenure for the Karnataka Bank board of directors is about average.
- M.'s remuneration is lower than average for companies of similar size in India.
- M.'s compensation has been consistent with company performance over the past year, both up more than 20%.
Cons
- The average tenure for the Karnataka Bank management team is less than 2 years, this suggests a new team.
misc
Pros
Cons
- Karnataka Bank is not covered by any analysts.
- Karnataka Bank has significant price volatility in the past 3 months.
past
Pros
- Karnataka Bank's year on year earnings growth rate has been positive over the past 5 years.
- Karnataka Bank used its assets more efficiently than the IN Banks industry average last year based on Return on Assets.
Cons
- Karnataka Bank's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- Karnataka Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Karnataka Bank's 1-year earnings growth is negative, it can't be compared to the IN Banks industry average.
value
Pros
- Karnataka Bank is good value based on assets compared to the IN Banks industry average.
- Karnataka Bank is good value based on earnings compared to the IN Banks industry average.
- Karnataka Bank is good value based on earnings compared to the India market.
- NSEI:KTKBANK is up 7.7% along with the Banks industry (7.6%) over the past month.
- NSEI:KTKBANK is up 7.7% along with the India market (8%) over the past month.
Cons
- Karnataka Bank's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- Karnataka Bank's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- KTKBANK underperformed the Banks industry which returned -37.5% over the past year.
- KTKBANK underperformed the Market in India which returned -14.5% over the past year.