Punjab National Bank
₹111.53
(1.86%)
Sun, 29 Mar 2026, 09:02 pm
Punjab National Bank Ratios
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings ratio | 9.70 | 9.12 | 7.27 | 4.05 | 8.04 | 8.41 | 6.23 | 5.12 | 7.32 | 7.69 | 0 | 26.07 | 0 | 0 | 40.29 | 13.88 | 9.94 | 15.36 | 15.03 | 5.86 |
| Price to book ratio | 1.50 | 1.35 | 1.23 | 0.83 | 1.71 | 1.71 | 1.08 | 0.74 | 0.71 | 0.64 | 0.40 | 0.74 | 0.63 | 0.95 | 0.34 | 0.41 | 0.40 | 0.50 | 1.24 | 0.83 |
| Price to sales ratio | 1.32 | 1.14 | 0.96 | 0.57 | 1.26 | 1.23 | 0.75 | 0.54 | 0.53 | 0.48 | 0.28 | 0.54 | 0.37 | 0.52 | 0.27 | 0.37 | 0.43 | 0.51 | 1.11 | 0.78 |
| Price to cash flow ratio | 0 | 11.56 | 4.79 | 2.81 | 6.55 | 5.60 | 3.78 | 2.48 | 2.31 | 8.85 | 0.63 | 2.99 | 2.25 | 4.74 | 1.35 | 0 | 1.26 | 2.01 | 4.70 | 16.79 |
| Enterprise value | 20.14B | 101.72B | 83.85B | 106.84B | 424.83B | 638.34B | 721.52B | 695.97B | 818.96B | 1070B | 1390B | 1130B | 1090B | 840.66B | 699.8B | 660.32B | 659.54B | 1040B | 2090B | 2340B |
| Enterprise value to EBITDA ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Debt to equity ratio | 1.10 | 0.77 | 0.66 | 0.94 | 1.57 | 2.26 | 2.11 | 1.84 | 2.10 | 2.56 | 3.66 | 2.58 | 2.87 | 1.89 | 1.46 | 0.91 | 0.97 | 1.21 | 1.29 | 1.54 |
| Return on equity % | 16.58 | 15.56 | 18.26 | 22.33 | 23.19 | 22.14 | 19.40 | 15.56 | 9.97 | 8.48 | -8.80 | 2.79 | -28.52 | -21.85 | 0.80 | 3.28 | 4.06 | 3.34 | 8.54 | 15.18 |
Punjab National Bank Ratios
The Punjab National Bank Ratios page provides a complete fundamental analysis of Punjab National Bank using key valuation, profitability, and financial strength metrics. Investors tracking Punjab National Bank Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.
Punjab National Bank (NSE: PNB, BSE: 532461) is currently trading at ₹111.53, with a market capitalization of ₹1282.04B. As a major player in the Finance sector and Major banks industry, Punjab National Bank remains a key stock for fundamental analysis using Punjab National Bank Ratios.
Punjab National Bank Ratios: Valuation Overview
Price to Earnings Ratio (P/E)
The Punjab National Bank P/E ratio currently stands at 5.86, making it one of the most tracked metrics in Punjab National Bank Ratios.
Historically, the Punjab National Bank P/E ratio has shown strong fluctuations:
- 2024: 5.86
- 2023: 15.03
- 2022: 15.36
- 2021: 9.94
- 2020: 13.88
The decline in Punjab National Bank P/E ratio suggests improving earnings relative to stock price.
Price to Book Ratio (P/B)
The Punjab National Bank P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 0.83.
Historical P/B trend:
- 2024: 0.83
- 2023: 1.24
- 2022: 0.50
- 2021: 0.40
Punjab National Bank shows reasonable valuation compared to its asset base.
Price to Sales Ratio (P/S)
The Punjab National Bank P/S ratio currently stands at 0.78, an important part of Punjab National Bank Ratios for revenue valuation.
Historical P/S ratio:
- 2024: 0.78
- 2023: 1.11
- 2022: 0.51
- 2021: 0.43
A stable or declining Punjab National Bank P/S ratio indicates cautious market sentiment.
Punjab National Bank Price to Cash Flow Ratio (P/CF)
The Punjab National Bank Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 16.79.
Historical Punjab National Bank Price to Cash Flow Ratio:
- 2024: 16.79
- 2023: 4.70
- 2022: 2.01
- 2021: 1.26
- 2020: 0
The rising Punjab National Bank Price to Cash Flow Ratio indicates premium valuation based on cash flow.
Punjab National Bank Enterprise Value Ratios
Enterprise Value (EV)
The Punjab National Bank EV currently stands at ₹2340B, representing the total company valuation including debt.
Historical EV trend:
- 2024: 2340B
- 2023: 2090B
- 2022: 1040B
- 2021: 659.54B
Punjab National Bank enterprise value shows long-term growth, reflecting expansion and market confidence.
EV/EBITDA Ratio
The Punjab National Bank EV/EBITDA ratio is currently 0, a key metric in Punjab National Bank Ratios to assess valuation relative to earnings.
Historical EV/EBITDA:
Stable Punjab National Bank EV/EBITDA indicates balanced valuation.
Punjab National Bank Financial Strength Ratios
Debt to Equity Ratio (D/E)
The Punjab National Bank D/E ratio is currently 1.54, reflecting leverage and financial stability.
Historical D/E:
- 2024: 1.54
- 2023: 1.29
- 2022: 1.21
- 2021: 0.97
Higher D/E ratio indicates rising financial risk.
Return on Equity (ROE %)
The Punjab National Bank ROE currently stands at 15.18%, showing profitability and capital efficiency.
Historical ROE:
- 2024: 15.18
- 2023: 8.54
- 2022: 3.34
- 2021: 4.06
Punjab National Bank maintains stable profitability levels.
Punjab National Bank Ratios Analysis Summary
The Punjab National Bank Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Punjab National Bank stock is undervalued, fairly valued, or overvalued.
Tracking Punjab National Bank Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800