pocketful logo
Sakthi Finance Ltd logo

Sakthi Finance Ltd

NSE: SAKTHIFIN BSE: 511066

23.97

(-2.20%)

Tue, 03 Mar 2026, 01:00 pm

Sakthi Finance Analysis

dividend

thumbs up icon

Pros

  • Dividends paid are covered by earnings (2x coverage).
  • Sakthi Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Sakthi Finance's dividend is above the markets top 25% of dividend payers in India (3.08%).
thumbs up icon

Cons

  • Sakthi Finance has only been paying a dividend for 9 years, and since then there has been no growth.
  • Whilst dividend payments have been stable, Sakthi Finance has been paying a dividend for less than 10 years.

health

thumbs up icon

Pros

  • Sakthi Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Sakthi Finance is profitable, therefore cash runway is not a concern.
  • Sakthi Finance is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 1.4x debt.
  • Sakthi Finance's cash and other short term assets cover its long term commitments.
  • The level of debt compared to net worth has been reduced over the past 5 years (517.5% vs 486.9% today).
  • Low level of unsold assets.
thumbs up icon

Cons

  • Debt is not well covered by operating cash flow (2%, less than 20% of total debt).
  • Sakthi Finance's level of debt (486.9%) compared to net worth is high (greater than 40%).

management

thumbs up icon

Pros

  • The average tenure for the Sakthi Finance board of directors is over 10 years, this suggests they are a seasoned and experienced board.
  • Mahalingam's compensation has been consistent with company performance over the past year, both up more than 20%.
thumbs up icon

Cons

  • Mahalingam's remuneration is higher than average for companies of similar size in India.

misc

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Sakthi Finance is not covered by any analysts.

    past

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • Sakthi Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.
      • Sakthi Finance's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
      • Sakthi Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
      • Sakthi Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Sakthi Finance's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.

      value

      thumbs up icon

      Pros

      • Sakthi Finance is good value based on assets compared to the IN Consumer Finance industry average.
      • Sakthi Finance is good value based on earnings compared to the IN Consumer Finance industry average.
      • Sakthi Finance is good value based on earnings compared to the India market.
      • 511066 outperformed the Consumer Finance industry which returned -28.8% over the past year.
      • 511066 outperformed the Market in India which returned -14.5% over the past year.
      thumbs up icon

      Cons

      • Sakthi Finance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Sakthi Finance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • BSE:511066 is up 3.6% underperforming the Consumer Finance industry which returned 10.3% over the past month.
      • BSE:511066 is up 3.6% underperforming the market in India which returned 8% over the past month.

      Open Your Free Demat Account Now!

      Step into a world of zero fees and limitless opportunities!

      pocketful logo

      2022-25 Pocketful. All rights reserved, Built with in India

      Version -5.76

      app image 1app image 2

      Explore

      Calculatorsfooter arrow down icon
      Popular Calculatorsfooter arrow down icon
      Group Stocksfooter arrow down icon

      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800