Saraswati Commercial (India) Ltd
NSE: BSE: 512020
₹10016
(1.23%)
Sat, 07 Mar 2026, 06:54 am
Market Cap10.98B
PE Ratio13.03
Dividend0
Finance
Financial Conglomerates
24.5KSaraswati Commercial (India) Analysis
dividend
- Unable to evaluate Saraswati Commercial (India)'s dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate Saraswati Commercial (India)'s dividend against the top 25% market benchmark as the company has not reported any payouts.
health
- Saraswati Commercial (India) is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Saraswati Commercial (India) is profitable, therefore cash runway is not a concern.
- Saraswati Commercial (India) is profitable, therefore cash runway is not a concern.
- Debt is well covered by operating cash flow (813.6%, greater than 20% of total debt).
- Debt is covered by short term assets, assets are 61.4x debt.
- Saraswati Commercial (India)'s cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (268.7% vs 1.6% today).
- Interest payments on debt are well covered by earnings (EBIT is 41.9x coverage).
- Saraswati Commercial (India)'s level of debt (1.6%) compared to net worth is satisfactory (less than 40%).
- Low level of unsold assets.
management
- The tenure for the Saraswati Commercial (India) board of directors is about average.
- Rajiv's remuneration is about average for companies of similar size in India.
- Rajiv's compensation has been consistent with company performance over the past year, both up more than 20%.
- The tenure for the Saraswati Commercial (India) management team is about average.
misc
- Saraswati Commercial (India) is not covered by any analysts.
- Saraswati Commercial (India) has significant price volatility in the past 3 months.
- BSE:512020 has not traded for 14 days.
past
- Saraswati Commercial (India)'s 1-year earnings growth exceeds its 5-year average (117.2% vs -20%)
- Saraswati Commercial (India)'s earnings growth has exceeded the IN Diversified Financial industry average in the past year (117.2% vs 13.5%).
- Saraswati Commercial (India)'s year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
- Saraswati Commercial (India) used its assets less efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
- Saraswati Commercial (India)'s use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
- Saraswati Commercial (India) has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
value
- Saraswati Commercial (India) is good value based on assets compared to the IN Diversified Financial industry average.
- 512020 outperformed the Diversified Financial industry which returned -37.3% over the past year.
- 512020 outperformed the Market in India which returned -14.5% over the past year.
- BSE:512020 is up 21.8% outperforming the Diversified Financial industry which returned 10.8% over the past month.
- BSE:512020 is up 21.8% outperforming the market in India which returned 8% over the past month.
- Saraswati Commercial (India) is overvalued based on earnings compared to the IN Diversified Financial industry average.
- Saraswati Commercial (India) is overvalued based on earnings compared to the India market.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800