pocketful logo
Sundaram Finance Ltd logo

Sundaram Finance Ltd

NSE: SUNDARMFIN BSE: 590071

5208.50

(0.31%)

Sat, 28 Feb 2026, 02:47 pm

Sundaram Finance Analysis

dividend

thumbs up icon

Pros

  • Dividends per share have increased over the past 10 years.
  • Dividends paid are well covered by earnings (5.4x coverage).
  • Sundaram Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
thumbs up icon

Cons

  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
  • Sundaram Finance's dividend is below the markets top 25% of dividend payers in India (3.08%).

health

thumbs up icon

Pros

  • Sundaram Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Sundaram Finance is profitable, therefore cash runway is not a concern.
  • Sundaram Finance is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 1.3x debt.
  • Sundaram Finance's cash and other short term assets cover its long term commitments.
  • The level of debt compared to net worth has been reduced over the past 5 years (425.3% vs 375.4% today).
  • Low level of unsold assets.
thumbs up icon

Cons

  • Debt is not well covered by operating cash flow (0%, less than 20% of total debt).
  • Sundaram Finance's level of debt (375.4%) compared to net worth is high (greater than 40%).

management

thumbs up icon

Pros

  • The tenure for the Sundaram Finance board of directors is about average.
  • Thiruvallur's remuneration is about average for companies of similar size in India.
  • Thiruvallur's compensation has been consistent with company performance over the past year, both up more than 20%.
thumbs up icon

Cons

    misc

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • Sundaram Finance is not covered by any analysts.

      past

      thumbs up icon

      Pros

      • Sundaram Finance's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.
      thumbs up icon

      Cons

      • Sundaram Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.
      • Sundaram Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
      • Sundaram Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Sundaram Finance's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.

      value

      thumbs up icon

      Pros

      • SUNDARMFIN outperformed the Consumer Finance industry which returned -28.8% over the past year.
      thumbs up icon

      Cons

      • Sundaram Finance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Sundaram Finance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • Sundaram Finance is overvalued based on assets compared to the IN Consumer Finance industry average.
      • Sundaram Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.
      • Sundaram Finance is overvalued based on earnings compared to the India market.
      • SUNDARMFIN underperformed the Market in India which returned -14.5% over the past year.
      • NSEI:SUNDARMFIN is up 2.4% underperforming the Consumer Finance industry which returned 10.3% over the past month.
      • NSEI:SUNDARMFIN is up 2.4% underperforming the market in India which returned 8% over the past month.

      Open Your Free Demat Account Now!

      Step into a world of zero fees and limitless opportunities!

      pocketful logo

      2022-25 Pocketful. All rights reserved, Built with in India

      Version -5.76

      app image 1app image 2

      Explore

      Calculatorsfooter arrow down icon
      Popular Calculatorsfooter arrow down icon
      Group Stocksfooter arrow down icon

      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800