Ujjivan Small Finance Bank Ltd
₹53.90
(-3.84%)
Wed, 18 Mar 2026, 00:55 am
Ujjivan Small Finance Bank Ratios
| Particulars | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Price to earnings ratio | 0 | 0 | 0 | 12.55 | 635.42 | 0 | 4.35 | 6.78 | 9.27 |
| Price to book ratio | 0 | 0 | 0 | 1.60 | 1.77 | 1 | 1.25 | 1.55 | 1.09 |
| Price to sales ratio | 0 | 0 | 0 | 1.40 | 1.69 | 0.82 | 0.99 | 1.34 | 0.93 |
| Price to cash flow ratio | 0 | 0 | 0 | 6.56 | 5.86 | 3.71 | 3.33 | 4.91 | 4.58 |
| Enterprise value | 0 | 0 | 0 | 110.21B | 107.68B | 89.16B | 109.95B | 158.21B | 161.42B |
| Enterprise value to EBITDA ratio | - | - | - | - | - | - | - | - | - |
| Debt to equity ratio | 3.86 | 2.92 | 3.73 | 2.45 | 2.37 | 2.80 | 2.03 | 1.52 | 1.81 |
| Return on equity % | 0 | 0.42 | 9.96 | 13.45 | 0.26 | -13.77 | 30.75 | 26.09 | 12.42 |
Ujjivan Small Finance Bank Ltd Ratios
The Ujjivan Small Finance Bank Ltd Ratios page provides a complete fundamental analysis of Ujjivan Small Finance Bank Ltd using key valuation, profitability, and financial strength metrics. Investors tracking Ujjivan Small Finance Bank Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.
Ujjivan Small Finance Bank Ltd (NSE: UJJIVANSFB, BSE: 542904) is currently trading at ₹53.90, with a market capitalization of ₹108.77B. As a major player in the Finance sector and Regional banks industry, Ujjivan Small Finance Bank Ltd remains a key stock for fundamental analysis using Ujjivan Small Finance Bank Ltd Ratios.
Ujjivan Small Finance Bank Ltd Ratios: Valuation Overview
Price to Earnings Ratio (P/E)
The Ujjivan Small Finance Bank Ltd P/E ratio currently stands at 9.27, making it one of the most tracked metrics in Ujjivan Small Finance Bank Ltd Ratios.
Historically, the Ujjivan Small Finance Bank Ltd P/E ratio has shown strong fluctuations:
- 2024: 9.27
- 2023: 6.78
- 2022: 4.35
- 2021: 0
- 2020: 635.42
The rising Ujjivan Small Finance Bank Ltd P/E ratio indicates increasing investor confidence and premium valuation.
Price to Book Ratio (P/B)
The Ujjivan Small Finance Bank Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 1.09.
Historical P/B trend:
- 2024: 1.09
- 2023: 1.55
- 2022: 1.25
- 2021: 1
Ujjivan Small Finance Bank Ltd shows reasonable valuation compared to its asset base.
Price to Sales Ratio (P/S)
The Ujjivan Small Finance Bank Ltd P/S ratio currently stands at 0.93, an important part of Ujjivan Small Finance Bank Ltd Ratios for revenue valuation.
Historical P/S ratio:
- 2024: 0.93
- 2023: 1.34
- 2022: 0.99
- 2021: 0.82
A stable or declining Ujjivan Small Finance Bank Ltd P/S ratio indicates cautious market sentiment.
Ujjivan Small Finance Bank Ltd Price to Cash Flow Ratio (P/CF)
The Ujjivan Small Finance Bank Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 4.58.
Historical Ujjivan Small Finance Bank Ltd Price to Cash Flow Ratio:
- 2024: 4.58
- 2023: 4.91
- 2022: 3.33
- 2021: 3.71
- 2020: 5.86
The declining Ujjivan Small Finance Bank Ltd Price to Cash Flow Ratio suggests improving cash flow strength.
Ujjivan Small Finance Bank Ltd Enterprise Value Ratios
Enterprise Value (EV)
The Ujjivan Small Finance Bank Ltd EV currently stands at ₹161.42B, representing the total company valuation including debt.
Historical EV trend:
- 2024: 161.42B
- 2023: 158.21B
- 2022: 109.95B
- 2021: 89.16B
Ujjivan Small Finance Bank Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.
EV/EBITDA Ratio
The Ujjivan Small Finance Bank Ltd EV/EBITDA ratio is currently 0, a key metric in Ujjivan Small Finance Bank Ltd Ratios to assess valuation relative to earnings.
Historical EV/EBITDA:
Stable Ujjivan Small Finance Bank Ltd EV/EBITDA indicates balanced valuation.
Ujjivan Small Finance Bank Ltd Financial Strength Ratios
Debt to Equity Ratio (D/E)
The Ujjivan Small Finance Bank Ltd D/E ratio is currently 1.81, reflecting leverage and financial stability.
Historical D/E:
- 2024: 1.81
- 2023: 1.52
- 2022: 2.03
- 2021: 2.80
Higher D/E ratio indicates rising financial risk.
Return on Equity (ROE %)
The Ujjivan Small Finance Bank Ltd ROE currently stands at 12.42%, showing profitability and capital efficiency.
Historical ROE:
- 2024: 12.42
- 2023: 26.09
- 2022: 30.75
- 2021: -13.77
Ujjivan Small Finance Bank Ltd maintains stable profitability levels.
Ujjivan Small Finance Bank Ltd Ratios Analysis Summary
The Ujjivan Small Finance Bank Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Ujjivan Small Finance Bank Ltd stock is undervalued, fairly valued, or overvalued.
Tracking Ujjivan Small Finance Bank Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800