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Ujjivan Small Finance Bank Ltd logo

Ujjivan Small Finance Bank Ltd

NSE: UJJIVANSFB BSE: 542904

62.35

(-4.62)%

Sun, 01 Feb 2026, 10:10 am

1 Day

0 (0%)

No Result Found

Summary

  • Market Cap

    12667.22

  • Net Profit

    726.10

  • P/B

    1.11

  • Sector P/E

    15.11

  • P/E

    9.17

  • EV/EBITDA

    11.59

  • Debt/Equity (Industry)

    0

  • Interest Cover (Industry)

    0

  • ROCE (Industry)

    0

  • RONW (Industry)

    12.90

  • ROE

    12.42

  • ROCE

    0

  • Debt/Equity

    0

  • EPS (TTM)

    2.55

  • Dividend Yield

    0

  • Book Value

    32.14

  • Interest Cover

    0

Analysis

all

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Pros

  • Ujjivan Small Finance Bank's earnings are expected to grow significantly at over 20% yearly.
  • Ujjivan Small Finance Bank's earnings growth is expected to exceed the India market average.
  • Ujjivan Small Finance Bank's earnings growth is expected to exceed the low risk savings rate of 7.2%.
  • Ujjivan Small Finance Bank's net income is expected to increase by more than 50% in 2 years time.
  • Performance (ROE) is expected to be above the current IN Banks industry average.
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Cons

  • No need to calculate the sustainability of Ujjivan Small Finance Bank's dividends in 3 years as they are not expected to pay a notable one for India.
  • Unable to evaluate Ujjivan Small Finance Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Ujjivan Small Finance Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.
  • Ujjivan Small Finance Bank's earnings are expected to decrease over the next year.
  • Ujjivan Small Finance Bank is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).

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Financials

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Ratios

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Shareholding

ShareholdersDEC 2025SEPT 2025JUN 2025MAR 2025DEC 2024
Promoters00000
FII15.4517.0419.5619.5117.88
DII28.6820.1316.838.476.58
Public55.8762.8263.6272.0275.55
Government00000

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Technical Analysis

RSI

-

MACD

-

50 DMA

-

200 DMA

-

Support and Resistance

TypeR1R2R3PPS1S2S3
Classic-------
Fibonacci-------
Camarilla-------

Pivots Level: Classic

R3

+-

-

R2

+-

-

R1

+-

-

-
-
Pivot Point
LTP: -

S1

--

-

S2

--

-

S3

--

-

Moving Average

SMAEMA

Period

Value

  • 10-EMA

    -

  • 20-EMA

    -

  • 30-EMA

    -

  • 50-EMA

    -

  • 100-EMA

    -

  • 200-EMA

    -

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Corporate Actions

Announcement DatePurposeActionEx Date
22 Jan 2026board-meetingsQuarterly Results
04 Jun 2025agm
06 Mar 2025egm
18 May 2024dividend₹1.50 Dividend /Share12 Jul 2024
18 May 2024agm
11 Sept 2023egm
14 Jun 2023agm
11 May 2023dividend₹0.50 Dividend /Share14 Jul 2023
21 Feb 2023dividend₹0.75 Dividend /Share01 Mar 2023
29 Jul 2022agm

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Peer Comparison

Ujjivan Small Finance Bank Ltd logo

Ujjivan Small Finance Bank Ltd

Kotak Mahindra Bank Ltd logo

Kotak Mahindra Bank Ltd

ICICI Bank Ltd logo

ICICI Bank Ltd

State Bank of India logo

State Bank of India

HDFC Bank Ltd logo

HDFC Bank Ltd

Axis Bank Ltd logo

Axis Bank Ltd

Kotak Mahindra Bank Ltd logo

Kotak Mahindra Bank Ltd

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About Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Ltd.Customer Service Committee, Nomination and Remuneration Committee, CSR & Sustainability Committee that regularly review the reports which inter alia include feedback, concerns, or complaints if any from the stakeholders such as Investors, Customers, Employees etc. Further, the Bank being an entity engaged in Micro Finance with majority of its customers belonging to the unserved/ underserved community, has always been on its toes with regards to social initiatives. The concerns of investors on economic aspects, if any are attended to in the investor calls held by the Bank.

Industry

Banks - Private Sector

Founded

2016

Headquarters

CEO

B A Prabhakar

Employees

Contact

Website icon

Website

https://www.ujjivansfb.in

Email icon

Email

corporatesecretarial@ujjivan.com

Phone icon

Phone

91-11-30432121

Location icon

Location

Plot No 2364/8 Khampur Raya, Vil. Shadi Kampur Main PatelRd, New Delhi, New Delhi, 110008

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ujjivan small finance bank ltd History

YearHistory
2019
  • Launched new business lines, such as, loans for rural agriculture business and allied activities, financial institutions group lending, two-wheeler loans, personal loans and overdraft facility
  • Crossed the million customer base and ended Fiscal 2019 with a unique active customer base of over 4.61 million
  • Total deposits grew from Rs. 37.72 billion in Fiscal 2018 to Rs. 73.79 billion in Fiscal 2019
  • Loan portfolio crossed Rs. 110.49 billion
  • Launched new digital services -bill payment, UPI, NACH and mobile application in five languages and the corporate internet banking facility.
2020
  • Ujjivan Small Finance Bank ranks 5th among the Best Companies to Work 2020.
  • Ujjivan Small Finance Bank is ranked 5th among 'Best Large Workplaces in Asia 2020' by the Great Place To Work Institute.
2021
  • Ujjivan Small Finance Bank collaborates with LoanTap to provide personal loans to salaried class.
  • Ujjivan Small Finance Bank Launches Women Savings Account.
  • Ujjivan Small Finance Bank partners with NIRA to provide Personal Loans
  • Ujjivan Small Finance Bank partners with nStore to digitise offline retailers.
2022
  • Ujjivan SFB ties up with Hero MotoCorp for two-wheeler financing.
  • Ujjivan SFB's initiative wins Gold at the Cannes Lions International Festival of Creativity.
2023
  • Ujjivan Small Finance Bank launches 'Hello Ujjivan'- India's first Voice, visual, vernacular banking app.
  • Max Life partners with Ujjivan Small Finance Bank to offer life insurance solutions.
  • Ujjivan Small Finance Bank Launched Unpause Initiative to Celebrate the International Women's Day.
  • Hello Ujjivan App wins the prestigious 13th Aegis Graham Bell Awards.

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Deals

Client NameOrder SideQTYAvg PriceDate
ARDISIA LIMITEDSell1700000041.1119 Aug 2024

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ujjivan small finance bank lim News

Ujjivan Small Finance Bank Plans Mid-Corporate Entry

Ujjivan Small Finance Bank announces strategic expansion into mid-corporate segment with new offerings planned for Q4 FY26, marking significant business diversification move.

23 Jan 2026

stocks

Ujjivan Small Finance Bank Targets OpEx Improvement

Ujjivan Small Finance Bank expects OpEx to asset ratio to remain at 6.7% in Q4, with improvements planned for the next financial year as per management guidance.

23 Jan 2026

co actions results

Ujjivan Small Finance Bank Sets Loan Mix Target

Ujjivan Small Finance Bank projects loan portfolio to reach 30-35% unsecured and 65-70% secured loans by FY2030, with annual 5% progression towards target mix.

23 Jan 2026

stocks

Ujjivan Small Finance Bank Maintains FY26 Guidance

Ujjivan Small Finance Bank reaffirms its FY26 ROA guidance of 1.2-1.4% and ROE guidance of 10-12%, while targeting ROA of 1.8-2% by FY2030 as part of its long-term strategic vision.

23 Jan 2026

co actions results

Ujjivan Small Finance Bank Expects Credit Cost Reduction

Ujjivan Small Finance Bank management provides guidance on credit cost trajectory, expecting further reduction in Q4 with normalization by end of Q1 or Q2 FY27 during recent concall.

23 Jan 2026

co actions results

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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800