Kotak Ultra Short Term Fund(G)

DebtDebt - Ultra Short Duration FundModerate

₹46.05568 Sept 2026

Invest Now

Minimum For SIP₹100

Fund Size₹15961.62 Cr

Expense Ratio0.82%

Chart

PlanNormal

Returns (6 months)6.459%

Expense ratio0.82%

Min Investment100

AUM15,961.62 Cr

Inception date13 Aug 2004

Return Calculator

Monthly Investment

₹500₹1,00,00,000

Expected Return Rate (p.a)

1%30%

Time Period

1YR40YR

Investment Amount₹0

Estimated Returns₹0

Total Amount₹0

Benchmark Returns

BENCHMARK: NIFTY Ultra Short Duration Debt Index

Annualised returns

NAME
Fund Returns
Benchmark Returns

1W	1M	3M	6M	1Y	3Y	5Y	INCEPTION
NA	7.00%	7.36%	6.46%	6.18%	6.78%	6.10%	7.16%
NA	NA	NA	NA	NA	NA	NA	NA

Holdings

Name
Axis Bank Ltd. (14-Jan-2027)
Bank of Baroda (05-Feb-2027)
National Bank For Agriculture & Rural Development SR-24-E 07.80% (15-Mar-2027)
182 Days Treasury Bill - 11-Feb-2027
06.54% Tamil Nadu SDL - 25-Feb-2029
Small Industries Development Bank of India -307D (09-Jun-2027)
Mankind Pharma Ltd. SR- 2 7.99% (16-Oct-2026)
06.90% Maharashtra SDL - 04-Feb-2030
Tri-Party Repo (TREPS)
Muthoot Finance Ltd. 08.45% (26-Jun-2029)
IndusInd Bank Ltd. (14-Dec-2026)
Mindspace Business Parks REIT - 351D (10-Jun-2027)
HDFC Bank Ltd. (22-Jan-2027)
National Bank For Agriculture & Rural Development (14-Jan-2027)
Punjab National Bank (05-Feb-2027)
Small Industries Development Bank of India (04-Feb-2027)
Small Industries Development Bank of India (18-Feb-2027)
HDFC Bank Ltd. (24-Feb-2027)
Yes Bank Ltd. (05-Mar-2027)
Punjab National Bank (04-Feb-2027)
Radhakrishna Securitisation Trust
Vedanta Ltd. -SR-I 09.40% (20-Feb-2027)
Tata Projects Ltd.SR-N 08.50% (18-Dec-2026)
National Bank For Agriculture & Rural Development SR 25C 7.44% (24-Feb-2028)
Poonawalla Fincorp Ltd. SR-A1 07.65% (21-Apr-2027)
Torrent Pharmaceuticals Ltd. SR 1 7.45% (19-Jan-2028)
Bharti Telecom Ltd. -SR-XXVII 7.30% (01-Dec-2027)
364 Days Treasury Bill - 11-Feb-2027
Punjab & Sind Bank (26-Feb-2027)
HDFC Bank Ltd. (12-Mar-2027)
Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
Small Industries Development Bank of India (20-Aug-2027)
Net Current Asset
Piramal Finance Pvt Ltd. 09.15% (17-Jun-2027)
Bank of Baroda (04-Feb-2027)
HDFC Bank Ltd. (05-Feb-2027)
07.35% Madhya Pradesh UDAY BOND - 13-Sep-2027
360 One Prime Ltd. - 08.80% (22-Jun-2028)
Nuvama Wealth Finance Ltd. -SR-Q8W501A 08.95% (19-May-2028)
Tata Housing Development Company Ltd. -364D (15-Jan-2027)
National Bank For Agriculture & Rural Development (17-Feb-2027)
IIFL Finance Ltd.-364D (21-Jan-2027)
National Bank For Agriculture & Rural Development (02-Mar-2027)
Torrent Pharmaceuticals Ltd. -337D (22-Dec-2026)
The Federal Bank Ltd. (09-Jun-2027)
Mankind Pharma Ltd. SR- 3 7.97% (16-Nov-2027)
ICICI Home Finance Company Ltd. SR- HDBJUL271 TR-1 (16-Jul-2029)
The Federal Bank Ltd. (28-Jan-2027)
IIFL Finance Ltd.-182D (01-Feb-2027)
Jubilant Bevco Ltd. (31-May-2028)
Muthoot Finance Ltd. 08.78% (20-May-2027)
06.04% Gujarat SDL - 20-Oct-2026
Embassy Office Parks REIT. SR-V TR B 7.05% (18-Oct-2026)
364 Days Treasury Bill - 10-Sep-2026
360 One Prime Ltd. - 08.75% (10-Sep-2027)
Mahindra & Mahindra Financial Services Ltd. SR-AC2026 RR (18-May-2029)
Muthoot Finance Ltd. 08.45% (04-Sep-2029)
Muthoot Finance Ltd. SR-RR (26-Jul-2029)
Tata Capital Housing Finance Ltd. SR-E 7.30% (11-Feb-2028)
Power Finance Corporation Ltd. SR 258A 6.92% (16-Feb-2028)
Bahadur Chand Investments Pvt Ltd.-362D (18-Nov-2026)
Manappuram Finance Ltd -365D (03-Dec-2026)
Canara Bank (29-Jan-2027)
Small Industries Development Bank of India (28-Jan-2027)
IndusInd Bank Ltd. (05-Feb-2027)
Muthoot Finance Ltd. -360D (22-Jan-2027)
HDFC Bank Ltd. (15-Feb-2027)
Canara Bank (02-Mar-2027)
Union Bank of India (03-Mar-2027)
Muthoot Finance Ltd. -360D (04-Mar-2027)
Axis Securities Ltd. -255D (15-Mar-2027)
Birla Group Holdings Pvt Ltd. -365D (12-Mar-2027)
07.07% Tamil Nadu SDL - 14-Dec-2026
Muthoot Finance Ltd. OP I 07.88% (22-Nov-2028)
Canara Bank (28-Jan-2027)
Muthoot Finance Ltd. -361D (05-Feb-2027)
Embassy Office Parks REIT -342D (18-Mar-2027)
Cholamandalam Securities Ltd -365D (12-Mar-2027)
Bharti Telecom Ltd. -SR-XIX 8.65% (05-Nov-2027)
Liquid Gold Series SR-14
Vedanta Ltd. -SR-I 09.31% (03-Dec-2027)
GOI - 04-Oct-2028
07.59% Karnataka SDL - 15-Feb-2027
07.59% Bihar SDL - 15-Feb-2027
Tata Capital Ltd. -SR-B RR (21-Feb-2029)
Tata Capital Housing Finance Ltd. -SR-B 07.123% (21-Jul-2027)
Liquid Gold Series IX
Godrej Seeds & Genetics Ltd. SR-1 07.99% (26-Dec-2028)
Godrej Seeds & Genetics Ltd. SR-2 07.68% (28-Apr-2028)
Godrej Seeds & Genetics Ltd. SR-4 07.68% (28-Jul-2028)
Godrej Seeds & Genetics Ltd. SR-3 07.68% (27-Oct-2028)
Punjab National Bank (10-Feb-2027)
Canara Bank (12-Feb-2027)
Bank of India (18-Feb-2027)
Muthoot Finance Ltd. -360D (04-Feb-2027)
Union Bank of India (02-Mar-2027)
Canara Bank (04-Mar-2027)
HDFC Bank Ltd. (05-Mar-2027)
Bank of Baroda (08-Mar-2027)
Credila Financial Services Ltd -364D (01-Mar-2027)
Corporate Debt Market Development Fund
07.57% Gujarat SDL - 09-Nov-2026
Godrej Seeds & Genetics Ltd. SR-1 07.68% (28-Jan-2028)
LIC Housing Finance Ltd. -SR-TR 417 OPT-I 06.40% (30-Nov-2026)
Godrej Properties Ltd. SR I 8.40% (25-Jan-2028)
Godrej Industries Ltd. SR-01 08.10% (22-May-2028)
0% STRIPS GOI 2026 17-Dec-2026
Bank of Baroda (07-Dec-2026)
HDFC Bank Ltd. (14-Dec-2026)
Canara Bank (02-Feb-2027)
Bank of Baroda (05-Mar-2027)
Union Bank of India (12-Mar-2027)
Tata Capital Housing Finance Ltd. -SR-A 7.8445% (18-Sep-2026)
Godrej Industries Ltd. SR-01 08.42% (27-Dec-2027)
360 One Prime Ltd. -364D (25-Feb-2027)
Godrej Finance Ltd. SR-A 08.75% (18-Jan-2027)
HDFC Bank Ltd. (02-Mar-2027)
07.17% Rajasthan SDL - 28-Sep-2026

Instrument	Share %
Certificate of Deposit	4.31%
Certificate of Deposit	3.65%
Corporate Debt	3.61%
Treasury Bills	3.21%
Government Securities	2.79%
Commercial Paper	2.22%
Corporate Debt	1.88%
Government Securities	1.87%
Cash & Cash Equivalents and Net Assets	1.87%
Corporate Debt	1.87%
Certificate of Deposit	1.84%
Commercial Paper	1.78%
Certificate of Deposit	1.68%
Certificate of Deposit	1.53%
Certificate of Deposit	1.52%
Certificate of Deposit	1.52%
Certificate of Deposit	1.52%
Certificate of Deposit	1.52%
Certificate of Deposit	1.51%
Certificate of Deposit	1.37%
PTC & Securitized Debt	1.28%
Corporate Debt	1.26%
Corporate Debt	1.26%
Corporate Debt	1.25%
Corporate Debt	1.25%
Corporate Debt	1.25%
Corporate Debt	1.23%
Treasury Bills	1.22%
Certificate of Deposit	1.21%
Certificate of Deposit	1.21%
Corporate Debt	1.18%
Certificate of Deposit	1.17%
Cash & Cash Equivalents and Net Assets	1.16%
Corporate Debt	1.10%
Certificate of Deposit	1.07%
Certificate of Deposit	1.07%
Government Securities	0.95%
Corporate Debt	0.94%
Corporate Debt	0.94%
Commercial Paper	0.92%
Certificate of Deposit	0.91%
Commercial Paper	0.91%
Certificate of Deposit	0.91%
Commercial Paper	0.89%
Certificate of Deposit	0.89%
Corporate Debt	0.79%
Floating Rate Instruments	0.78%
Certificate of Deposit	0.76%
Commercial Paper	0.76%
Corporate Debt	0.70%
Corporate Debt	0.63%
Government Securities	0.63%
Corporate Debt	0.63%
Treasury Bills	0.63%
Corporate Debt	0.63%
Floating Rate Instruments	0.62%
Floating Rate Instruments	0.62%
Corporate Debt	0.62%
Corporate Debt	0.62%
Corporate Debt	0.62%
Commercial Paper	0.62%
Commercial Paper	0.61%
Certificate of Deposit	0.61%
Certificate of Deposit	0.61%
Certificate of Deposit	0.61%
Commercial Paper	0.61%
Certificate of Deposit	0.61%
Certificate of Deposit	0.61%
Certificate of Deposit	0.61%
Commercial Paper	0.60%
Commercial Paper	0.60%
Commercial Paper	0.60%
Government Securities	0.47%
Corporate Debt	0.46%
Certificate of Deposit	0.46%
Commercial Paper	0.45%
Commercial Paper	0.45%
Commercial Paper	0.42%
Corporate Debt	0.38%
PTC & Securitized Debt	0.32%
Corporate Debt	0.32%
Government Securities	0.32%
Government Securities	0.32%
Government Securities	0.32%
Floating Rate Instruments	0.31%
Corporate Debt	0.31%
PTC & Securitized Debt	0.31%
Corporate Debt	0.31%
Corporate Debt	0.31%
Corporate Debt	0.31%
Corporate Debt	0.31%
Certificate of Deposit	0.30%
Certificate of Deposit	0.30%
Certificate of Deposit	0.30%
Commercial Paper	0.30%
Certificate of Deposit	0.30%
Certificate of Deposit	0.30%
Certificate of Deposit	0.30%
Certificate of Deposit	0.30%
Commercial Paper	0.30%
Alternative Investment Fund	0.30%
Government Securities	0.28%
Corporate Debt	0.28%
Corporate Debt	0.16%
Corporate Debt	0.16%
Corporate Debt	0.16%
Government Securities	0.16%
Certificate of Deposit	0.15%
Certificate of Deposit	0.15%
Certificate of Deposit	0.15%
Certificate of Deposit	0.15%
Certificate of Deposit	0.15%
Corporate Debt	0.15%
Corporate Debt	0.09%
Commercial Paper	0.06%
Corporate Debt	0.03%
Certificate of Deposit	0.03%
Government Securities	0.01%

Risk Meter

Your investment is at

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Moderate

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Fund Managers

Deepak Agrawal

Manu Sharma

Lock in Period

Nil

Investment cannot be redeemed before this period completes.

Exit Load

Nil

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Kotak Ultra Short Term Fund(G)

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Return Calculator

Benchmark Returns

Holdings

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