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5paisa Capital Ltd logo

5paisa Capital Ltd

NSE: 5PAISA BSE: 540776

313.45

(-2.99%)

Thu, 19 Feb 2026, 11:09 am

5paisa Capital Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate 5paisa Capital's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate 5paisa Capital's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • 5paisa Capital is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Debt is covered by short term assets, assets are 2.7x debt.
    • 5paisa Capital's cash and other short term assets cover its long term commitments.
    • Low level of unsold assets.
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    Cons

    • 5paisa Capital has less than a year of cash runway if free cash flow continues to reduce at historical rates of -11.4% each year.
    • 5paisa Capital has less than a year of cash runway based on current free cash flow.
    • Operating cash flow is negative therefore debt is not well covered.
    • The level of debt compared to net worth has increased over the past 5 years (83.9% vs 158.6% today).
    • 5paisa Capital's level of debt (158.6%) compared to net worth is high (greater than 40%).

    management

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    Pros

    • The tenure for the 5paisa Capital management team is about average.
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    Cons

    • The average tenure for the 5paisa Capital board of directors is less than 3 years, this suggests a new board.
    • Prakarsh's remuneration is higher than average for companies of similar size in India.
    • Prakarsh's compensation has increased whilst company is loss making.
    • 5paisa Capital individual insiders have only sold shares in the past 3 months.

    misc

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    Pros

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      Cons

      • 5paisa Capital is not covered by any analysts.
      • 5paisa Capital has significant price volatility in the past 3 months.

      past

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      Pros

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        Cons

        • Unable to compare 5paisa Capital's 1-year earnings growth to the 5-year average as it is not currently profitable.
        • 5paisa Capital does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
        • It is difficult to establish if 5paisa Capital has efficiently used its assets last year compared to the IN Capital Markets industry average (Return on Assets) as it is loss-making.
        • It is difficult to establish if 5paisa Capital improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
        • It is difficult to establish if 5paisa Capital has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
        • Unable to compare 5paisa Capital's 1-year growth to the IN Capital Markets industry average as it is not currently profitable.

        value

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        Pros

        • 5PAISA matched the Capital Markets industry (-21%) over the past year.
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        Cons

        • 5paisa Capital is overvalued based on assets compared to the IN Capital Markets industry average.
        • 5paisa Capital is loss making, we can't compare its value to the IN Capital Markets industry average.
        • 5paisa Capital is loss making, we can't compare the value of its earnings to the India market.
        • 5PAISA underperformed the Market in India which returned -14.5% over the past year.
        • NSEI:5PAISA is up 5.7% underperforming the Capital Markets industry which returned 8.7% over the past month.
        • NSEI:5PAISA is up 5.7% underperforming the market in India which returned 8% over the past month.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800