AU Small Finance Bank Ltd
₹932.90
-21 (2.20%)
Sat, 31 Oct 2026, 07:15 pm
Finance
Regional Banks
24.5KAU Small Finance Bank Ratios
| Particulars | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings ratio | 0 | 0 | 0 | 0 | 61.81 | 45.99 | 22.80 | 32.39 | 34.91 | 26.63 | 24.74 | 18.92 |
| Price to book ratio | 0 | 0 | 0 | 0 | 7.74 | 5.48 | 3.54 | 6.10 | 5.22 | 3.52 | 3.01 | 2.32 |
| Price to sales ratio | 0 | 0 | 0 | 0 | 8.37 | 5.15 | 3.08 | 5.92 | 5.70 | 4.12 | 3.09 | 2.14 |
| Price to cash flow ratio | 0 | 0 | 0 | 0 | 31.14 | 20.10 | 30.17 | 13.90 | 22.26 | 19.56 | 16.82 | 12.81 |
| Enterprise value | 0 | 0 | 0 | 0 | 27038Cr | 29004Cr | 29370Cr | 48989Cr | 49614Cr | 48088Cr | 46324Cr | 56032Cr |
| Enterprise value to EBITDA ratio | - | - | - | - | - | - | - | - | - | - | - | - |
| Debt to equity ratio | 3.82 | 4.28 | 5.84 | 3.56 | 4.17 | 3.88 | 3.44 | 2.03 | 1.70 | 1.26 | 1.04 | 1.45 |
| Return on equity % | 0 | 21.94 | 25.89 | 49.89 | 13.68 | 14.03 | 17.90 | 21.98 | 16.39 | 15.44 | 13.04 | 14.17 |
AU Small Finance Bank Ltd Ratios
The AU Small Finance Bank Ltd Ratios page provides a complete fundamental analysis of AU Small Finance Bank Ltd using key valuation, profitability, and financial strength metrics. Investors tracking AU Small Finance Bank Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.
AU Small Finance Bank Ltd (NSE: AUBANK, BSE: 540611) is currently trading at ₹932.90, with a market capitalization of ₹70215.55Cr. As a major player in the Finance sector and Regional banks industry, AU Small Finance Bank Ltd remains a key stock for fundamental analysis using AU Small Finance Bank Ltd Ratios.
AU Small Finance Bank Ltd Ratios: Valuation Overview
Price to Earnings Ratio (P/E)
The AU Small Finance Bank Ltd P/E ratio currently stands at 18.92, making it one of the most tracked metrics in AU Small Finance Bank Ltd Ratios.
Historically, the AU Small Finance Bank Ltd P/E ratio has shown strong fluctuations:
- 2025: 18.92
- 2024: 24.74
- 2023: 26.63
- 2022: 34.91
- 2021: 32.39
The decline in AU Small Finance Bank Ltd P/E ratio suggests improving earnings relative to stock price.
Price to Book Ratio (P/B)
The AU Small Finance Bank Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 2.32.
Historical P/B trend:
- 2025: 2.32
- 2024: 3.01
- 2023: 3.52
- 2022: 5.22
AU Small Finance Bank Ltd shows reasonable valuation compared to its asset base.
Price to Sales Ratio (P/S)
The AU Small Finance Bank Ltd P/S ratio currently stands at 2.14, an important part of AU Small Finance Bank Ltd Ratios for revenue valuation.
Historical P/S ratio:
- 2025: 2.14
- 2024: 3.09
- 2023: 4.12
- 2022: 5.70
A stable or declining AU Small Finance Bank Ltd P/S ratio indicates cautious market sentiment.
AU Small Finance Bank Ltd Price to Cash Flow Ratio (P/CF)
The AU Small Finance Bank Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 12.81.
Historical AU Small Finance Bank Ltd Price to Cash Flow Ratio:
- 2025: 12.81
- 2024: 16.82
- 2023: 19.56
- 2022: 22.26
- 2021: 13.90
The declining AU Small Finance Bank Ltd Price to Cash Flow Ratio suggests improving cash flow strength.
AU Small Finance Bank Ltd Enterprise Value Ratios
Enterprise Value (EV)
The AU Small Finance Bank Ltd EV currently stands at ₹56032Cr, representing the total company valuation including debt.
Historical EV trend:
- 2025: 56032Cr
- 2024: 46324Cr
- 2023: 48088Cr
- 2022: 49614Cr
AU Small Finance Bank Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.
EV/EBITDA Ratio
The AU Small Finance Bank Ltd EV/EBITDA ratio is currently 0, a key metric in AU Small Finance Bank Ltd Ratios to assess valuation relative to earnings.
Historical EV/EBITDA:
Stable AU Small Finance Bank Ltd EV/EBITDA indicates balanced valuation.
AU Small Finance Bank Ltd Financial Strength Ratios
Debt to Equity Ratio (D/E)
The AU Small Finance Bank Ltd D/E ratio is currently 1.45, reflecting leverage and financial stability.
Historical D/E:
- 2025: 1.45
- 2024: 1.04
- 2023: 1.26
- 2022: 1.70
Higher D/E ratio indicates rising financial risk.
Return on Equity (ROE %)
The AU Small Finance Bank Ltd ROE currently stands at 14.17%, showing profitability and capital efficiency.
Historical ROE:
- 2025: 14.17
- 2024: 13.04
- 2023: 15.44
- 2022: 16.39
AU Small Finance Bank Ltd maintains stable profitability levels.
AU Small Finance Bank Ltd Ratios Analysis Summary
The AU Small Finance Bank Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether AU Small Finance Bank Ltd stock is undervalued, fairly valued, or overvalued.
Tracking AU Small Finance Bank Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.
