Bajaj Finserv Ltd

NSE: BAJAJFINSV BSE: 532978

₹1655

-23 (1.37%)

Thu, 29 Oct 2026, 08:50 pm

MTF 5xInvest in Bajaj Finserv Ltd with 5x Leverage Buy with MTF

Market Cap (in Cr)265301.37

PE Ratio26.27

Dividend0.08

Finance

Life/Health Insurance

24.5K

Bajaj Finserv Balance Sheet

Income Statement Balance Sheet Cashflow

Particulars	Mar 2008	Mar 2009	Mar 2010	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Interest expense on debt	—	-200.00K	0	-3.05B	-7.35B	-11.94B	-15.62B	-22.30B	-28.77B	-37.16B	-40.55B	-57.89B	-79.87B	-75.28B	-76.07B	-97.33B	-145.66B	-194.40B
Pretax equity in earnings	—	—	—	—	0	0	0	0	0	0	12.90M	13.60M	—	—	—	—	—	—
Equity in earnings	82.50M	3.60M	382.20M	208.90M	0	0	0	0	0	0	0	13.60M	6.60M	-1.80M	-3.60M	11.90M	80.90M	179.90M
Total assets	181.90B	225.52B	394.56B	539.78B	594.49B	653.80B	743.95B	882.70B	1.04T	1.29T	1.62T	2.09T	2.51T	2.80T	3.34T	3.98T	5.27T	6.38T
Total current assets	—	—	16.41B	96.80B	360.93B	328.07B	332.13B	388.94B	442.83B	576.53B	95.52B	60.65B	73.63B	133.48B	135.95B	143.73B	224.75B	284.39B
Cash and short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & equivalents	5.02B	4.67B	3.04B	8.38B	7.04B	10.85B	18.54B	11.43B	21.67B	15.08B	16.06B	15.89B	25.25B	29.98B	41.32B	27.18B	58.80B	59.74B
Short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total receivables, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accounts receivable - trade, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other current assets, total	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total non-current assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Note receivable - long term	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investments in unconsolidated subsidiaries	4.17B	4.58B	5.24B	0	0	0	0	0	0	0	118.10M	0	0	136.70M	133.70M	1.07B	3.83B	4.00B
Other investments	1.47B	1.75B	40.00B	57.78B	379.49B	113.17B	136.66B	131.00B	197.97B	220.11B	48.60B	50.71B	135.53B	191.22B	80.10B	137.55B	164.54B	253.42B
Net property/plant/equipment	3.03B	3.59B	4.16B	4.89B	6.22B	7.57B	8.01B	7.96B	8.12B	8.79B	9.57B	12.10B	21.72B	21.06B	24.35B	29.81B	38.52B	48.85B
Gross property/plant/equipment	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax assets	458.10M	404.60M	381.20M	1.07B	1.08B	1.33B	1.72B	2.59B	3.45B	4.35B	8.16B	7.80B	8.85B	10.30B	10.50B	11.72B	11.33B	16.34B
Net intangible assets	216.60M	85.80M	61.50M	1.11B	2.13B	4.53B	4.62B	4.67B	4.75B	7.70B	8.29B	9.26B	10.54B	11.68B	12.97B	15.55B	18.18B	23.02B
Goodwill, net	158.60M	33.20M	26.50M	1.02B	1.95B	4.29B	4.29B	4.29B	4.29B	6.89B	6.89B	6.89B	6.89B	6.89B	6.89B	6.89B	6.89B	8.03B
Other intangibles, net	58.00M	52.60M	35.00M	87.30M	183.20M	238.80M	334.50M	380.00M	459.20M	805.10M	1.40B	2.36B	3.65B	4.79B	6.08B	8.66B	11.29B	14.99B
Other long term assets, total	4.75B	7.58B	10.39B	78.56B	135.19B	426.49B	462.33B	553.44B	653.96B	819.21B	31.00B	94.54B	109.75B	117.35B	133.84B	75.46B	76.46B	110.17B
Short term debt	409.90M	796.00M	138.40M	33.71B	40.31B	61.94B	92.08B	84.17B	115.13B	158.94B	546.26B	91.58B	152.74B	284.89B	336.95B	326.70B	477.59B	600.69B
Current portion of LT debt and capital leases	—	—	—	—	10.24B	35.50B	37.34B	41.03B	59.74B	69.96B	546.26B	842.56B	—	280.65B	326.54B	304.54B	440.15B	539.17B
Short term debt excl. current portion of LT debt	409.90M	796.00M	138.40M	33.71B	30.07B	26.44B	54.74B	43.14B	55.38B	88.97B	0	91.58B	152.74B	4.24B	10.41B	22.17B	37.44B	61.52B
Accounts payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income tax payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term debt	3.11B	3.11B	3.11B	33.75B	63.83B	73.61B	103.00B	179.31B	245.49B	323.88B	32.76B	774.03B	905.11B	741.68B	966.85B	1.35T	1.81T	2.24T
Long term debt excl. lease liabilities	3.11B	3.11B	3.11B	33.75B	63.83B	73.61B	103.00B	179.31B	245.49B	323.88B	32.76B	774.03B	905.11B	741.68B	966.85B	1.35T	1.81T	2.24T
Total equity	23.56B	24.32B	31.42B	51.43B	70.82B	107.00B	128.53B	151.90B	192.68B	230.30B	312.57B	365.48B	508.61B	582.94B	663.20B	775.98B	1.04T	1.28T
Shareholders' equity	20.19B	20.88B	26.25B	37.24B	50.99B	78.01B	93.11B	109.65B	133.91B	158.29B	204.83B	237.40B	313.01B	358.30B	402.47B	464.07B	603.29B	723.95B
Common equity, total	20.19B	20.88B	26.25B	37.24B	50.99B	78.01B	93.11B	109.65B	133.91B	158.29B	204.83B	237.40B	313.01B	358.30B	402.47B	464.07B	603.29B	723.95B
Other common equity	10.39B	11.08B	12.80B	27.44B	41.19B	58.86B	20.54B	22.66B	23.35B	28.16B	31.40B	37.31B	48.11B	52.84B	57.25B	66.11B	96.69B	124.16B
Total debt	3.52B	3.90B	3.25B	67.45B	104.14B	135.55B	195.09B	263.48B	360.62B	482.82B	579.02B	865.61B	1.06T	1.03T	1.30T	1.68T	2.29T	2.84T
Net debt	-1.50B	-768.90M	205.80M	59.07B	97.09B	124.70B	176.55B	252.06B	338.95B	467.74B	562.95B	849.72B	1.03T	996.60B	1.26T	1.65T	2.23T	2.78T
Change in accounts receivable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in taxes payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in accounts payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in other assets/liabilities	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Sale of fixed assets & businesses	—	—	—	—	—	—	—	—	—	—	381.40M	771.60M	93.40M	190.30M	1.60B	974.20M	1.26B	1.48B
Purchase/sale of investments, net	—	—	—	—	—	—	—	—	—	—	-41.56B	-101.48B	-133.49B	-81.92B	-31.37B	-189.00B	-186.11B	-124.82B
Sale/maturity of investments	—	—	—	—	—	—	—	—	—	—	3.16T	5.34T	6.02T	3.27T	3.39T	3.79T	1.40T	1.89T
Purchase of investments	—	—	—	—	—	—	—	—	—	—	-3.20T	-5.44T	-6.15T	-3.35T	-3.42T	-3.98T	-1.59T	-2.02T
Other investing cash flow items, total	—	—	-68.43B	-31.44B	-6.82B	29.53B	—	—	—	—	34.34B	36.95B	41.35B	47.34B	49.32B	54.42B	57.89B	64.45B
Issuance/retirement of debt, net	—	—	—	—	—	—	—	—	—	—	117.91B	294.87B	187.67B	-24.34B	279.79B	382.85B	603.14B	546.29B
Issuance/retirement of long term debt	—	—	—	—	—	—	—	—	—	—	0	0	0	0	0	303.61B	382.90B	458.43B
Issuance/retirement of short term debt	—	—	—	—	—	—	—	—	—	—	0	0	—	0	0	79.24B	220.24B	87.87B
Issuance/retirement of other debt	—	—	—	—	—	—	—	—	—	—	117.91B	294.87B	187.67B	-24.34B	279.79B	—	—	—
Total cash dividends paid	—	—	0	—	—	—	—	—	—	—	-1.51B	-2.74B	-7.99B	-825.00M	-4.00B	-7.45B	-11.83B	-15.42B
Other financing cash flow items, total	—	—	21.00M	32.75B	38.03B	45.92B	—	—	—	—	34.41B	52.64B	79.88B	42.46B	47.84B	135.57B	147.60B	169.88B

Particulars	Mar 2008	Mar 2009	Mar 2010	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Interest expense on debt	—	-200.00K	0	-3.05B	-7.35B	-11.94B	-15.62B	-22.30B	-28.77B	-37.16B	-40.55B	-57.89B	-79.87B	-75.28B	-76.07B	-97.33B	-145.66B	-194.40B
Pretax equity in earnings	—	—	—	—	0	0	0	0	0	0	12.90M	13.60M	—	—	—	—	—	—
Equity in earnings	82.50M	3.60M	382.20M	208.90M	0	0	0	0	0	0	0	13.60M	6.60M	-1.80M	-3.60M	11.90M	80.90M	179.90M
Total assets	181.90B	225.52B	394.56B	539.78B	594.49B	653.80B	743.95B	882.70B	1.04T	1.29T	1.62T	2.09T	2.51T	2.80T	3.34T	3.98T	5.27T	6.38T
Total current assets	—	—	16.41B	96.80B	360.93B	328.07B	332.13B	388.94B	442.83B	576.53B	95.52B	60.65B	73.63B	133.48B	135.95B	143.73B	224.75B	284.39B
Cash and short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & equivalents	5.02B	4.67B	3.04B	8.38B	7.04B	10.85B	18.54B	11.43B	21.67B	15.08B	16.06B	15.89B	25.25B	29.98B	41.32B	27.18B	58.80B	59.74B
Short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total receivables, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accounts receivable - trade, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other current assets, total	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total non-current assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Note receivable - long term	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investments in unconsolidated subsidiaries	4.17B	4.58B	5.24B	0	0	0	0	0	0	0	118.10M	0	0	136.70M	133.70M	1.07B	3.83B	4.00B
Other investments	1.47B	1.75B	40.00B	57.78B	379.49B	113.17B	136.66B	131.00B	197.97B	220.11B	48.60B	50.71B	135.53B	191.22B	80.10B	137.55B	164.54B	253.42B
Net property/plant/equipment	3.03B	3.59B	4.16B	4.89B	6.22B	7.57B	8.01B	7.96B	8.12B	8.79B	9.57B	12.10B	21.72B	21.06B	24.35B	29.81B	38.52B	48.85B
Gross property/plant/equipment	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax assets	458.10M	404.60M	381.20M	1.07B	1.08B	1.33B	1.72B	2.59B	3.45B	4.35B	8.16B	7.80B	8.85B	10.30B	10.50B	11.72B	11.33B	16.34B
Net intangible assets	216.60M	85.80M	61.50M	1.11B	2.13B	4.53B	4.62B	4.67B	4.75B	7.70B	8.29B	9.26B	10.54B	11.68B	12.97B	15.55B	18.18B	23.02B
Goodwill, net	158.60M	33.20M	26.50M	1.02B	1.95B	4.29B	4.29B	4.29B	4.29B	6.89B	6.89B	6.89B	6.89B	6.89B	6.89B	6.89B	6.89B	8.03B
Other intangibles, net	58.00M	52.60M	35.00M	87.30M	183.20M	238.80M	334.50M	380.00M	459.20M	805.10M	1.40B	2.36B	3.65B	4.79B	6.08B	8.66B	11.29B	14.99B
Other long term assets, total	4.75B	7.58B	10.39B	78.56B	135.19B	426.49B	462.33B	553.44B	653.96B	819.21B	31.00B	94.54B	109.75B	117.35B	133.84B	75.46B	76.46B	110.17B
Short term debt	409.90M	796.00M	138.40M	33.71B	40.31B	61.94B	92.08B	84.17B	115.13B	158.94B	546.26B	91.58B	152.74B	284.89B	336.95B	326.70B	477.59B	600.69B
Current portion of LT debt and capital leases	—	—	—	—	10.24B	35.50B	37.34B	41.03B	59.74B	69.96B	546.26B	842.56B	—	280.65B	326.54B	304.54B	440.15B	539.17B
Short term debt excl. current portion of LT debt	409.90M	796.00M	138.40M	33.71B	30.07B	26.44B	54.74B	43.14B	55.38B	88.97B	0	91.58B	152.74B	4.24B	10.41B	22.17B	37.44B	61.52B
Accounts payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income tax payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term debt	3.11B	3.11B	3.11B	33.75B	63.83B	73.61B	103.00B	179.31B	245.49B	323.88B	32.76B	774.03B	905.11B	741.68B	966.85B	1.35T	1.81T	2.24T
Long term debt excl. lease liabilities	3.11B	3.11B	3.11B	33.75B	63.83B	73.61B	103.00B	179.31B	245.49B	323.88B	32.76B	774.03B	905.11B	741.68B	966.85B	1.35T	1.81T	2.24T
Total equity	23.56B	24.32B	31.42B	51.43B	70.82B	107.00B	128.53B	151.90B	192.68B	230.30B	312.57B	365.48B	508.61B	582.94B	663.20B	775.98B	1.04T	1.28T
Shareholders' equity	20.19B	20.88B	26.25B	37.24B	50.99B	78.01B	93.11B	109.65B	133.91B	158.29B	204.83B	237.40B	313.01B	358.30B	402.47B	464.07B	603.29B	723.95B
Common equity, total	20.19B	20.88B	26.25B	37.24B	50.99B	78.01B	93.11B	109.65B	133.91B	158.29B	204.83B	237.40B	313.01B	358.30B	402.47B	464.07B	603.29B	723.95B
Other common equity	10.39B	11.08B	12.80B	27.44B	41.19B	58.86B	20.54B	22.66B	23.35B	28.16B	31.40B	37.31B	48.11B	52.84B	57.25B	66.11B	96.69B	124.16B
Total debt	3.52B	3.90B	3.25B	67.45B	104.14B	135.55B	195.09B	263.48B	360.62B	482.82B	579.02B	865.61B	1.06T	1.03T	1.30T	1.68T	2.29T	2.84T
Net debt	-1.50B	-768.90M	205.80M	59.07B	97.09B	124.70B	176.55B	252.06B	338.95B	467.74B	562.95B	849.72B	1.03T	996.60B	1.26T	1.65T	2.23T	2.78T
Change in accounts receivable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in taxes payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in accounts payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in other assets/liabilities	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Sale of fixed assets & businesses	—	—	—	—	—	—	—	—	—	—	381.40M	771.60M	93.40M	190.30M	1.60B	974.20M	1.26B	1.48B
Purchase/sale of investments, net	—	—	—	—	—	—	—	—	—	—	-41.56B	-101.48B	-133.49B	-81.92B	-31.37B	-189.00B	-186.11B	-124.82B
Sale/maturity of investments	—	—	—	—	—	—	—	—	—	—	3.16T	5.34T	6.02T	3.27T	3.39T	3.79T	1.40T	1.89T
Purchase of investments	—	—	—	—	—	—	—	—	—	—	-3.20T	-5.44T	-6.15T	-3.35T	-3.42T	-3.98T	-1.59T	-2.02T
Other investing cash flow items, total	—	—	-68.43B	-31.44B	-6.82B	29.53B	—	—	—	—	34.34B	36.95B	41.35B	47.34B	49.32B	54.42B	57.89B	64.45B
Issuance/retirement of debt, net	—	—	—	—	—	—	—	—	—	—	117.91B	294.87B	187.67B	-24.34B	279.79B	382.85B	603.14B	546.29B
Issuance/retirement of long term debt	—	—	—	—	—	—	—	—	—	—	0	0	0	0	0	303.61B	382.90B	458.43B
Issuance/retirement of short term debt	—	—	—	—	—	—	—	—	—	—	0	0	—	0	0	79.24B	220.24B	87.87B
Issuance/retirement of other debt	—	—	—	—	—	—	—	—	—	—	117.91B	294.87B	187.67B	-24.34B	279.79B	—	—	—
Total cash dividends paid	—	—	0	—	—	—	—	—	—	—	-1.51B	-2.74B	-7.99B	-825.00M	-4.00B	-7.45B	-11.83B	-15.42B
Other financing cash flow items, total	—	—	21.00M	32.75B	38.03B	45.92B	—	—	—	—	34.41B	52.64B	79.88B	42.46B	47.84B	135.57B	147.60B	169.88B