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Cholamandalam Investment & Finance Company Ltd logo

Cholamandalam Investment & Finance Company Ltd

NSE: CHOLAFIN BSE: 511243

₹1524.50

(0.37%)

Sat, 30 May 2026, 02:57 am

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Cholamandalam Investment & Finance Company Share Price Live Chart

1 Day

(0.37%)

No Result Found

Summary

  • Market Cap

    131003.15

  • Net Profit

    4260

  • P/B

    5.40

  • Sector P/E

    18.86

  • P/E

    29.99

  • EV/EBITDA

    15.87

  • Debt/Equity (Industry)

    3.85

  • Interest Cover (Industry)

    1.69

  • ROCE (Industry)

    11

  • RONW (Industry)

    16.55

  • ROE

    19.69

  • ROCE

    10.34

  • Debt/Equity

    7.15

  • EPS (TTM)

    61.38

  • Dividend Yield

    0.13

  • Book Value

    357.31

  • Interest Cover

    1.46

Analysis

all

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Pros

  • Dividends per share have increased over the past 10 years.
  • Dividends paid are thoroughly covered by earnings (7.9x coverage).
  • Dividends after 3 years are expected to be thoroughly covered by earnings (10.4x coverage).
  • Cholamandalam Investment and Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Cholamandalam Investment and Finance's earnings are expected to grow significantly at over 20% yearly.
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Cons

  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
  • Cholamandalam Investment and Finance's dividend is below the markets top 25% of dividend payers in India (3.08%).
  • Cholamandalam Investment and Finance's earnings are expected to decrease over the next year.
  • Cholamandalam Investment and Finance is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
  • Cholamandalam Investment and Finance's revenue is expected to increase but not above the 50% threshold in 2 years time.

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Financials

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Ratios

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Shareholding

ShareholdersMAR 2026DEC 2025SEPT 2025JUN 2025MAR 2025
Promoters49.2549.7249.8849.9049.92
FII24.8726.5526.8527.9628.24
DII19.9117.5517.2716.0615.49
Public5.966.176.006.086.35
Government00000

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Technical Analysis

RSI

46.53

MACD

-4.19

50 DMA

1532.39

200 DMA

1616.45

Support and Resistance

TypeR3R2R1PPS1S2S3
Classic2101.701795.501679.201489.3013731183.10876.90
Fibonacci1795.501678.531606.271489.301372.331300.071183.10
Camarilla1647.111619.041590.971489.301534.831506.761478.70

Pivots Level: Classic

R3

+612.40

2101.70

R2

+306.20

1795.50

R1

+189.90

1679.20

1489.30
1489.30
Pivot Point
LTP: 1537.70

S1

-116.30

1373

S2

-306.20

1183.10

S3

-612.40

876.90

Moving Average

SMAEMA

Period

Value

  • 10-EMA

    1557.07

  • 20-EMA

    1562.23

  • 30-EMA

    1563.31

  • 50-EMA

    1569.69

  • 100-EMA

    1589.99

  • 200-EMA

    1588.61

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Corporate Actions

Announcement DatePurposeActionEx Date
30 Apr 2026board-meetingsAccounts, Quarterly Results
30 Apr 2026agm
30 Jan 2026dividend₹1.30 Dividend /Share05 Feb 2026
30 Jan 2026board-meetingsQuarterly Results
05 Jan 2026dividendInterim Dividend - Rs. - 1.305 Feb 2026
06 Nov 2025board-meetingsAccounts, Half Yearly Results
24 Jun 2025dividendFinal Dividend - Rs. - 0.724 Jul 2025
25 Apr 2025agm
25 Apr 2025dividend₹0.70 Dividend /Share24 Jul 2025
31 Jan 2025dividend₹1.30 Dividend /Share07 Feb 2025

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Peer Comparison

Cholamandalam Investment & Finance Company Ltd logo

Cholamandalam Investment & Finance Company Ltd

Shriram Finance Ltd logo

Shriram Finance Ltd

Bajaj Finserv Ltd logo

Bajaj Finserv Ltd

Power Finance Corporation Ltd logo

Power Finance Corporation Ltd

Jio Financial Services Ltd logo

Jio Financial Services Ltd

Bajaj Finance Ltd logo

Bajaj Finance Ltd

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Cholamandalam Investment & Finance Company Ltd About

Cholamandalam Investment & Fin engaged in providing Vehicle Finance, Home Loans, Loan against Property, SME loans and Unsecured Loans.

Industry

Finance & Investments

Founded

1978

Headquarters

CEO

Vellayan Subbiah

Employees

Contact

Website icon

Website

https://www.cholamandalam.com/

Email icon

Email

investors@chola.murugappa.com

Phone icon

Phone

91-044-30007172

Location icon

Location

Dare House No 2 N S C Bose Rd, Parrys, Chennai, Tamil Nadu, 600001

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Cholamandalam Investment & Finance Company Ltd Company History

YearHistory
2017
  • Chola teams up with Mavin for digital push.
  • Cholamandalam inks pact with HUDCO, Indian Commodity.
  • Cholamandalam Signs an Agreement with JCB.
2018
  • Chola Finance partners with PeopleStrong for HR tech facilities.
2020
  • Cholamandalam ties up with hospital to save kids of truckers.
  • Cholamandalam Investment and Finance Company Limited (Chola) launches its co-lending business with technology from Nucleus Software.
2021
  • Chola reiterates partnership with Sri Sathya Sai Sanjeevani Hospitals.
  • Cholamandalam Investment and Finance Company Limited (Chola) and Karur Vysya Bank Limited (KVB) ink partnership for co-lending business.
2022
  • Chola embarks on next wave of growth through new business divisions, digital partnerships & strategic investment in the Consumer and SME eco-system.
  • Company has signed a Shareholders Agreement and a Share Purchase Agreement with Payswiff, its founders and other existing shareholders.

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Deals

Client NameDeal TypeOrder SideQTYAvg PriceDate
GOLDMAN SACHS (SINGAPORE) PTE - ODIblockSell6426671461.205 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODIblockBuy6426671461.205 Sept 2025
GOLDMAN SACHS (SINGAPORE) PTE - ODIblockSell6709241453.802 Sept 2025
GOLDMAN SACHS BANK EUROPE SE - ODIblockBuy6709241453.802 Sept 2025
GOLDMAN SACHS (SINGAPORE) PTE - ODIblockSell2428761439.829 Aug 2025
GOLDMAN SACHS BANK EUROPE SE - ODIblockBuy2428761439.829 Aug 2025
THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828blockSell95273153214 Jul 2025
THE MTBJ LTD. AS TRST FOR GOVERNMENT PENSION INVESTMENT FUND MTBJ400045849blockBuy95273153214 Jul 2025
GOLDMAN SACHS (SINGAPORE) PTE.- ODIblockSell2684251042.1519 May 2023
SECTOR INVESTMENT FUNDS PLC SECTOR GLOBAL EMERGING MARKETS FUNDblockBuy2684251042.1519 May 2023

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Cholamandalam Investment & Finance Company Ltd News

Cholamandalam allotment of 5000 cr securities

Cholamandalam Investment allotted 5000 cr secured non-convertible securities via private placement on NSE EBP. The issuance has a tenure of 2 years 9 months.

27 May 2026

debt-markets

Cholamandalam allots ₹317 cr NCDs

Cholamandalam Investment allotted secured NCDs worth ₹317 crore via private placement. The securities carry an 8.08% coupon rate and a tenure of 3 years.

21 May 2026

debt-markets

Chola Finance Q4 FY26: 25% Disbursement Growth, AUM at ₹2,42,630 Cr

Cholamandalam Investment reported 25% YoY disbursement growth in Q4 FY26 at ₹32,913 crores, with AUM rising 21% to ₹2,42,630 crores and ROA improving to 4.1% before overlay.

11 May 2026

companies

Cholamandalam Q4FY26 Earnings Call Transcript Released

Cholamandalam Investment reported Q4FY26 disbursements of ₹32,913 crores (25% YoY), AUM of ₹2,42,630 crores (21% growth), ROA of 4.1%, and a ₹200 crore management overlay amid global uncertainties.

11 May 2026

companies

Chola Investment Expects 23% AUM Growth in FY27

Cholamandalam Investment & Finance expects 23% AUM growth in FY27, with CFO citing recovery in the auto sector driving positive Vehicle Finance disbursements.

06 May 2026

companies

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