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Comfort Fincap Ltd

NSE: BSE: 535267

7.31

(-1.35%)

Wed, 18 Mar 2026, 02:48 am

Comfort Fincap Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as Comfort Fincap has not reported any payouts.
    • Unable to evaluate Comfort Fincap's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Comfort Fincap's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Comfort Fincap is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Comfort Fincap is profitable, therefore cash runway is not a concern.
    • Comfort Fincap is profitable, therefore cash runway is not a concern.
    • Debt is covered by short term assets, assets are 3.7x debt.
    • Interest payments on debt are well covered by earnings (EBIT is 3.3x coverage).
    • Comfort Fincap's level of debt (36.1%) compared to net worth is satisfactory (less than 40%).
    • Low level of unsold assets.
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    Cons

    • Operating cash flow is negative therefore debt is not well covered.
    • Comfort Fincap's long term commitments exceed its cash and other short term assets.
    • The level of debt compared to net worth has increased over the past 5 years (8.1% vs 36.1% today).

    management

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    Pros

    • Bharat's remuneration is lower than average for companies of similar size in India.
    • Bharat's compensation has been consistent with company performance over the past year, both up more than 20%.
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    Cons

      misc

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      Pros

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        Cons

        • Comfort Fincap is not covered by any analysts.
        • Comfort Fincap's last earnings update was 238 days ago.
        • BSE:535267 has not traded for 11 days.

        past

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        Pros

        • Comfort Fincap's 1-year earnings growth exceeds its 5-year average (13.6% vs 5.2%)
        • Comfort Fincap's year on year earnings growth rate has been positive over the past 5 years.
        • Comfort Fincap used its assets more efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
        • Comfort Fincap has improved its use of capital last year versus 3 years ago (Return on Capital Employed).
        • Comfort Fincap's earnings growth has exceeded the IN Diversified Financial industry average in the past year (13.6% vs 13.5%).
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        Cons

        • Comfort Fincap has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

        value

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        Pros

        • Comfort Fincap is good value based on assets compared to the IN Diversified Financial industry average.
        • Comfort Fincap is good value based on earnings compared to the IN Diversified Financial industry average.
        • Comfort Fincap is good value based on earnings compared to the India market.
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        Cons

        • Comfort Fincap's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
        • Comfort Fincap's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
        • 535267 underperformed the Diversified Financial industry which returned -37.3% over the past year.
        • 535267 underperformed the Market in India which returned -14.5% over the past year.
        • BSE:535267 is up 3.8% underperforming the Diversified Financial industry which returned 10.8% over the past month.
        • BSE:535267 is up 3.8% underperforming the market in India which returned 8% over the past month.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800