GIC Housing Finance Ratios

GIC Housing Finance Ltd Ratios

The GIC Housing Finance Ltd Ratios page provides a complete fundamental analysis of GIC Housing Finance Ltd using key valuation, profitability, and financial strength metrics. Investors tracking GIC Housing Finance Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

GIC Housing Finance Ltd (NSE: GICHSGFIN, BSE: 511676) is currently trading at ₹131.31, with a market capitalization of ₹7.1B. As a major player in the Finance sector and Finance/Rental/Leasing industry, GIC Housing Finance Ltd remains a key stock for fundamental analysis using GIC Housing Finance Ltd Ratios.

GIC Housing Finance Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The GIC Housing Finance Ltd P/E ratio currently stands at 5.63, making it one of the most tracked metrics in GIC Housing Finance Ltd Ratios.

Historically, the GIC Housing Finance Ltd P/E ratio has shown strong fluctuations:

• 2024: 5.63
• 2023: 7.17
• 2022: 3.91
• 2021: 4.07
• 2020: 5.94

The decline in GIC Housing Finance Ltd P/E ratio suggests improving earnings relative to stock price.

Price to Book Ratio (P/B)

The GIC Housing Finance Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 0.46.

Historical P/B trend:

• 2024: 0.46
• 2023: 0.59
• 2022: 0.49
• 2021: 0.47

GIC Housing Finance Ltd shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The GIC Housing Finance Ltd P/S ratio currently stands at 0.86, an important part of GIC Housing Finance Ltd Ratios for revenue valuation.

Historical P/S ratio:

• 2024: 0.86
• 2023: 1.03
• 2022: 0.75
• 2021: 0.62

A stable or declining GIC Housing Finance Ltd P/S ratio indicates cautious market sentiment.

GIC Housing Finance Ltd Price to Cash Flow Ratio (P/CF)

The GIC Housing Finance Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 4.03.

Historical GIC Housing Finance Ltd Price to Cash Flow Ratio:

• 2024: 4.03
• 2023: 5.93
• 2022: 4.07
• 2021: 2.52
• 2020: 3.73

The declining GIC Housing Finance Ltd Price to Cash Flow Ratio suggests improving cash flow strength.

GIC Housing Finance Ltd Enterprise Value Ratios

Enterprise Value (EV)

The GIC Housing Finance Ltd EV currently stands at ₹95.95B, representing the total company valuation including debt.

Historical EV trend:

• 2024: 95.95B
• 2023: 96.28B
• 2022: 99.12B
• 2021: 105.89B

GIC Housing Finance Ltd enterprise value consolidation suggests stable valuation.

EV/EBITDA Ratio

The GIC Housing Finance Ltd EV/EBITDA ratio is currently 10.15, a key metric in GIC Housing Finance Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

• 2024: 10.15
• 2023: 10.40
• 2022: 11.59
• 2021: 10.43

Stable GIC Housing Finance Ltd EV/EBITDA indicates balanced valuation.

GIC Housing Finance Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The GIC Housing Finance Ltd D/E ratio is currently 4.45, reflecting leverage and financial stability.

Historical D/E:

• 2024: 4.45
• 2023: 4.69
• 2022: 5.40
• 2021: 6.86

Higher D/E ratio indicates rising financial risk.

Return on Equity (ROE %)

The GIC Housing Finance Ltd ROE currently stands at 8.46%, showing profitability and capital efficiency.

Historical ROE:

• 2024: 8.46
• 2023: 8.58
• 2022: 13.29
• 2021: 12.10

Declining ROE indicates pressure on profitability.

GIC Housing Finance Ltd Ratios Analysis Summary

The GIC Housing Finance Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether GIC Housing Finance Ltd stock is undervalued, fairly valued, or overvalued.

Tracking GIC Housing Finance Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.