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IDBI Bank Ltd

NSE: IDBI BSE: 500116

110.75

(0.58%)

Sat, 14 Feb 2026, 09:04 pm

IDBI Bank Analysis

dividend

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Pros

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    Cons

    • Unable to calculate sustainability of dividends as IDBI Bank has not reported any payouts.
    • Unable to evaluate IDBI Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate IDBI Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • IDBI Bank's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
    • IDBI Bank's liabilities are made up of primarily low risk sources of funding.
    • IDBI Bank has an acceptable proportion of non-loan assets held.
    • Loans at IDBI Bank are broadly funded by customer deposits.
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    Cons

    • IDBI Bank has a high level of bad loans (greater than 2%).

    management

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    Pros

    • Rakesh's remuneration is lower than average for companies of similar size in India.
    • The tenure for the IDBI Bank management team is about average.
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    Cons

    • The average tenure for the IDBI Bank board of directors is less than 3 years, this suggests a new board.

    misc

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    Pros

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      Cons

      • IDBI Bank is not covered by any analysts.
      • IDBI Bank has significant price volatility in the past 3 months.

      past

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      Pros

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        Cons

        • Unable to compare IDBI Bank's 1-year earnings growth to the 5-year average as it is not currently profitable.
        • IDBI Bank does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
        • It is difficult to establish if IDBI Bank has efficiently used its assets last year compared to the IN Banks industry average (Return on Assets) as it is loss-making.
        • It is difficult to establish if IDBI Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
        • It is difficult to establish if IDBI Bank has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
        • Unable to compare IDBI Bank's 1-year growth to the IN Banks industry average as it is not currently profitable.

        value

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        Pros

        • 500116 outperformed the Banks industry which returned -37.5% over the past year.
        • 500116 outperformed the Market in India which returned -14.5% over the past year.
        • BSE:500116 is up 58.3% outperforming the Banks industry which returned 7.6% over the past month.
        • BSE:500116 is up 58.3% outperforming the market in India which returned 8% over the past month.
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        Cons

        • IDBI Bank is overvalued based on assets compared to the IN Banks industry average.
        • IDBI Bank is loss making, we can't compare its value to the IN Banks industry average.
        • IDBI Bank is loss making, we can't compare the value of its earnings to the India market.

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        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800