pocketful logo
Ind Bank Housing Ltd logo

Ind Bank Housing Ltd

NSE: BSE: 523465

42.10

(-5.16%)

Mon, 16 Mar 2026, 09:14 pm

Ind Bank Housing Analysis

dividend

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Unable to evaluate Ind Bank Housing's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Ind Bank Housing's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

    thumbs up icon

    Pros

    • Ind Bank Housing is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Ind Bank Housing is profitable, therefore cash runway is not a concern.
    • Ind Bank Housing is profitable, therefore cash runway is not a concern.
    • Low level of unsold assets.
    thumbs up icon

    Cons

    • Operating cash flow is negative therefore debt is not well covered.
    • Ind Bank Housing has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.
    • Ind Bank Housing's long term commitments exceed its cash and other short term assets.
    • Irrelevant to check if Ind Bank Housing's debt level has increased considering it has negative shareholder equity.
    • Ind Bank Housing has negative shareholder equity (liabilities exceed assets), this is a more serious situation compared with a high debt level.

    management

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • The average tenure for the Ind Bank Housing board of directors is less than 3 years, this suggests a new board.

      misc

      thumbs up icon

      Pros

        thumbs up icon

        Cons

        • Ind Bank Housing is not covered by any analysts.
        • Ind Bank Housing has significant price volatility in the past 3 months.

        past

        thumbs up icon

        Pros

        • Ind Bank Housing's 1-year earnings growth exceeds its 5-year average (1970.1% vs 54.9%)
        • Ind Bank Housing has delivered over 20% year on year earnings growth in the past 5 years.
        • Ind Bank Housing used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
        • Ind Bank Housing's earnings growth has exceeded the IN Consumer Finance industry average in the past year (1970.1% vs 11%).
        thumbs up icon

        Cons

        • It is difficult to establish if Ind Bank Housing has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) due to its liabilities exceeding its assets.

        value

        thumbs up icon

        Pros

        • Ind Bank Housing's share price is below the future cash flow value, and at a moderate discount (> 20%).
        • Ind Bank Housing's share price is below the future cash flow value, and at a substantial discount (> 40%).
        • Ind Bank Housing is good value based on earnings compared to the IN Consumer Finance industry average.
        • Ind Bank Housing is good value based on earnings compared to the India market.
        • 523465 outperformed the Consumer Finance industry which returned -28.8% over the past year.
        • BSE:523465 is up 68.8% outperforming the Consumer Finance industry which returned 10.3% over the past month.
        • BSE:523465 is up 68.8% outperforming the market in India which returned 8% over the past month.
        thumbs up icon

        Cons

        • Ind Bank Housing has negative assets, we can't compare the value of its assets to the IN Consumer Finance industry average.
        • 523465 underperformed the Market in India which returned -14.5% over the past year.

        Open Your Free Demat Account Now!

        Step into a world of zero fees and limitless opportunities!

        pocketful logo

        2022-25 Pocketful. All rights reserved, Built with in India

        Version -5.76

        app image 1app image 2

        Explore

        Calculatorsfooter arrow down icon
        Popular Calculatorsfooter arrow down icon
        Group Stocksfooter arrow down icon

        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800