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Jammu and Kashmir Bank Ltd

NSE: J&KBANK BSE: 532209

₹125.41

(3.77%)

Sat, 14 Mar 2026, 02:14 am

Jammu and Kashmir Bank Ratios

Particulars20052006200720082009201020112012201320142015201620172018201920202021202220232024
Price to earnings ratio12.2711.379.183.686.426.895.545.476.319.097.11016.616.4604.285.424.017.964.88
Price to book ratio1.221.551.430.571.091.221.091.191.300.760.460.690.550.450.140.270.370.511.210.72
Price to sales ratio1.191.521.230.460.951.040.860.881.040.600.400.510.470.350.100.210.300.471.170.74
Price to cash flow ratio6.507.646.134.486.754.673.566.134.042.7018.9014.381.6902.3400.9601.98
Enterprise value16.75B20.53B11.03B4.62B19.58B60.59B81.08B98.68B129.4B107.85B89B58.23B33.47B30.12B-42.64B-38.24B53.2B38.07B125.99B83.38B
Enterprise value to EBITDA ratio--------------------
Debt to equity ratio0.280.410.470.500.491.401.581.411.501.401.431.030.710.890.730.570.500.520.480.39
Return on equity %10.2914.4216.6816.6218.2018.9621.2123.5522.318.606.61-27.013.437.26-18.256.526.6513.1416.0415.77

Jammu and Kashmir Bank Ltd Ratios

The Jammu and Kashmir Bank Ltd Ratios page provides a complete fundamental analysis of Jammu and Kashmir Bank Ltd using key valuation, profitability, and financial strength metrics. Investors tracking Jammu and Kashmir Bank Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

Jammu and Kashmir Bank Ltd (NSE: J&KBANK, BSE: 532209) is currently trading at ₹125.41, with a market capitalization of ₹133.13B. As a major player in the Finance sector and Regional banks industry, Jammu and Kashmir Bank Ltd remains a key stock for fundamental analysis using Jammu and Kashmir Bank Ltd Ratios.

Jammu and Kashmir Bank Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The Jammu and Kashmir Bank Ltd P/E ratio currently stands at 4.88, making it one of the most tracked metrics in Jammu and Kashmir Bank Ltd Ratios.

Historically, the Jammu and Kashmir Bank Ltd P/E ratio has shown strong fluctuations:

  • 2024: 4.88
  • 2023: 7.96
  • 2022: 4.01
  • 2021: 5.42
  • 2020: 4.28

The decline in Jammu and Kashmir Bank Ltd P/E ratio suggests improving earnings relative to stock price.

Price to Book Ratio (P/B)

The Jammu and Kashmir Bank Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 0.72.

Historical P/B trend:

  • 2024: 0.72
  • 2023: 1.21
  • 2022: 0.51
  • 2021: 0.37

Jammu and Kashmir Bank Ltd shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The Jammu and Kashmir Bank Ltd P/S ratio currently stands at 0.74, an important part of Jammu and Kashmir Bank Ltd Ratios for revenue valuation.

Historical P/S ratio:

  • 2024: 0.74
  • 2023: 1.17
  • 2022: 0.47
  • 2021: 0.30

A stable or declining Jammu and Kashmir Bank Ltd P/S ratio indicates cautious market sentiment.

Jammu and Kashmir Bank Ltd Price to Cash Flow Ratio (P/CF)

The Jammu and Kashmir Bank Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 1.98.

Historical Jammu and Kashmir Bank Ltd Price to Cash Flow Ratio:

  • 2024: 1.98
  • 2023: 0
  • 2022: 0.96
  • 2021: 0
  • 2020: 2.34

The rising Jammu and Kashmir Bank Ltd Price to Cash Flow Ratio indicates premium valuation based on cash flow.

Jammu and Kashmir Bank Ltd Enterprise Value Ratios

Enterprise Value (EV)

The Jammu and Kashmir Bank Ltd EV currently stands at ₹83.38B, representing the total company valuation including debt.

Historical EV trend:

  • 2024: 83.38B
  • 2023: 125.99B
  • 2022: 38.07B
  • 2021: 53.2B

Jammu and Kashmir Bank Ltd enterprise value consolidation suggests stable valuation.

EV/EBITDA Ratio

The Jammu and Kashmir Bank Ltd EV/EBITDA ratio is currently 0, a key metric in Jammu and Kashmir Bank Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

    Stable Jammu and Kashmir Bank Ltd EV/EBITDA indicates balanced valuation.

    Jammu and Kashmir Bank Ltd Financial Strength Ratios

    Debt to Equity Ratio (D/E)

    The Jammu and Kashmir Bank Ltd D/E ratio is currently 0.39, reflecting leverage and financial stability.

    Historical D/E:

    • 2024: 0.39
    • 2023: 0.48
    • 2022: 0.52
    • 2021: 0.50

    Jammu and Kashmir Bank Ltd maintains a strong balance sheet with low debt levels.

    Return on Equity (ROE %)

    The Jammu and Kashmir Bank Ltd ROE currently stands at 15.77%, showing profitability and capital efficiency.

    Historical ROE:

    • 2024: 15.77
    • 2023: 16.04
    • 2022: 13.14
    • 2021: 6.65

    Jammu and Kashmir Bank Ltd maintains stable profitability levels.

    Jammu and Kashmir Bank Ltd Ratios Analysis Summary

    The Jammu and Kashmir Bank Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether Jammu and Kashmir Bank Ltd stock is undervalued, fairly valued, or overvalued.

    Tracking Jammu and Kashmir Bank Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.

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