
Jana Small Finance Bank Ltd
NSE: JSFB BSE: 544118
₹352.20
(1.76)%
Mon, 09 Feb 2026, 01:19 am
Market Cap36.91B
PE Ratio11.99
Dividend0
Financials
| Particulars | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest expense on debt | -6.20B | -3.04B | -1.07B | -2.07B | -3.01B | -348.55M | -372.38M | -154.45M |
| Pretax equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total assets | 97.49B | 94.46B | 141.47B | 190.91B | 201.89B | 256.44B | 327.10B | 384.64B |
| Total current assets | 11.61B | 12.40B | 10.93B | 24.20B | 17.94B | 23.84B | 24.01B | 48.77B |
| Cash and short term investments | - | - | - | - | - | - | - | - |
| Cash & equivalents | - | - | - | - | - | - | - | - |
| Short term investments | - | - | - | - | - | - | - | - |
| Total receivables, net | - | - | - | - | - | - | - | - |
| Accounts receivable - trade, net | - | - | - | - | - | - | - | - |
| Other receivables | - | - | - | - | - | - | - | - |
| Total inventory | - | - | - | - | - | - | - | - |
| Other current assets, total | - | - | - | - | - | - | - | - |
| Total non-current assets | - | - | - | - | - | - | - | - |
| Long term investments | - | - | - | - | - | - | - | - |
| Note receivable - long term | - | - | - | - | - | - | - | - |
| Investments in unconsolidated subsidiaries | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net property/plant/equipment | 3.85B | 3.34B | 2.60B | 2.12B | 1.72B | 1.28B | 1.42B | 1.53B |
| Gross property/plant/equipment | - | - | - | - | - | - | - | - |
| Deferred tax assets | — | — | — | — | — | — | 1.55B | 1.85B |
| Net intangible assets | — | — | — | — | — | — | — | — |
| Goodwill, net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other intangibles, net | — | — | — | — | — | — | — | — |
| Other long term assets, total | 1.77B | 1.86B | 1.85B | 1.49B | 1.51B | 1.51B | 1.63B | 1.48B |
| Short term debt | 34.14B | 23.45B | 8.20B | 539.93M | 692.27M | 729.31M | 1.93B | 23.29B |
| Current portion of LT debt and capital leases | 34.14B | 23.41B | 7.90B | 0 | 0 | 0 | 0 | 20.98B |
| Short term debt excl. current portion of LT debt | 0 | 46.99M | 303.95M | 539.93M | 692.27M | 729.31M | 1.93B | 2.31B |
| Accounts payable | - | - | - | - | - | - | - | - |
| Income tax payable | - | - | - | - | - | - | - | - |
| Long term debt | 42.48B | 22.06B | 38.63B | 68.24B | 70.44B | 99.13B | 109.14B | 98.20B |
| Long term debt excl. lease liabilities | 42.48B | 22.06B | 38.63B | 68.24B | 70.44B | 99.13B | 109.14B | 98.20B |
| Total equity | 15.29B | 6.74B | 10.44B | 11.27B | 12.01B | 17.97B | 35.77B | 41.18B |
| Shareholders' equity | 15.29B | 6.74B | 10.44B | 11.27B | 12.01B | 17.97B | 35.77B | 41.18B |
| Common equity, total | 15.29B | 5.24B | 8.94B | 9.77B | 10.51B | 15.27B | 35.77B | 41.18B |
| Other common equity | 1.15B | 1.22B | 1.52B | 1.90B | 1.98B | 2.83B | 4.77B | 6.30B |
| Total debt | 76.62B | 45.52B | 46.83B | 68.78B | 71.13B | 99.86B | 111.06B | 121.49B |
| Net debt | 74.10B | 34.24B | 42.02B | 64.16B | 55.83B | 89.75B | 100.74B | 93.26B |
| Change in accounts receivable | — | — | — | — | — | — | — | — |
| Change in taxes payable | — | — | — | — | — | — | — | — |
| Change in accounts payable | — | — | — | — | — | — | — | — |
| Change in other assets/liabilities | — | — | — | — | — | — | — | — |
| Sale of fixed assets & businesses | 144.86M | 7.05M | 2.09M | 2.72M | 2.29M | 2.80M | 5.81M | 9.04M |
| Purchase/sale of investments, net | -16.50B | 5.29B | -11.86B | -20.52B | -3.70B | -1.59B | -16.58B | 6.97B |
| Sale/maturity of investments | 0 | 7.06B | 0 | 0 | 9.19B | 2.50B | — | 9.46B |
| Purchase of investments | -16.50B | -1.77B | -11.86B | -20.52B | -12.90B | -4.09B | -16.58B | -2.49B |
| Other investing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of debt, net | -40.06B | -35.75B | -11.88B | 19.17B | -3.06B | 17.68B | -10.66B | -13.45B |
| Issuance/retirement of long term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of short term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | -40.06B | -35.75B | -11.88B | 19.17B | -3.06B | 17.68B | -10.66B | -13.45B |
| Total cash dividends paid | -33.05M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other financing cash flow items, total | 16.24B | 9.28B | 3.35B | 0 | 653.13M | 2.12B | 13.20B | 127.36M |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800