JM Financial Ltd
NSE: JMFINANCIL BSE: 523405
₹127.74
(-3.80%)
Mon, 02 Mar 2026, 04:57 am
Market Cap122.22B
PE Ratio9.81
Dividend3.29
Finance
Investment Banks/Brokers
24.5KJM Financial Analysis
dividend
- JM Financial is not paying a notable dividend for India, therefore no need to check if the payments are increasing.
- No need to calculate the sustainability of JM Financial's dividends as it is not paying a notable one for India.
- JM Financial is not paying a notable dividend for India, therefore no need to check if the payments are stable.
- JM Financial's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
- JM Financial's dividend is below the markets top 25% of dividend payers in India (3.08%).
future
- JM Financial's earnings are expected to exceed the low risk growth rate next year.
- Performance (ROE) is expected to be above the current IN Capital Markets industry average.
- An improvement in JM Financial's performance (ROE) is expected over the next 3 years.
- JM Financial is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
health
- JM Financial is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- JM Financial is profitable, therefore cash runway is not a concern.
- JM Financial is profitable, therefore cash runway is not a concern.
- Debt is well covered by operating cash flow (26.9%, greater than 20% of total debt).
- Debt is covered by short term assets, assets are 1.7x debt.
- JM Financial's cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (147.7% vs 144.5% today).
- Low level of unsold assets.
- JM Financial's level of debt (144.5%) compared to net worth is high (greater than 40%).
management
- The tenure for the JM Financial board of directors is about average.
- Vishal's remuneration is lower than average for companies of similar size in India.
- Vishal's compensation has increased by more than 20% in the past year whilst earnings fell less than 20%.
- JM Financial individual insiders have only sold shares in the past 3 months.
misc
- JM Financial is covered by less than 3 analysts.
- JM Financial has significant price volatility in the past 3 months.
past
- JM Financial's year on year earnings growth rate has been positive over the past 5 years.
- JM Financial's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- JM Financial used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
- JM Financial has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- JM Financial's 1-year earnings growth is negative, it can't be compared to the IN Capital Markets industry average.
value
- JMFINANCIL outperformed the Capital Markets industry which returned -21% over the past year.
- NSEI:JMFINANCIL is up 14% outperforming the Capital Markets industry which returned 8.7% over the past month.
- NSEI:JMFINANCIL is up 14% outperforming the market in India which returned 8% over the past month.
- JM Financial's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- JM Financial's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- JM Financial is overvalued based on assets compared to the IN Capital Markets industry average.
- JM Financial is overvalued based on earnings compared to the IN Capital Markets industry average.
- JM Financial is overvalued based on earnings compared to the India market.
- JMFINANCIL underperformed the Market in India which returned -14.5% over the past year.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800