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Karur Vysya Bank Ltd logo

Karur Vysya Bank Ltd

NSE: KARURVYSYA BSE: 590003

319.50

(-1.99%)

Thu, 26 Feb 2026, 05:45 pm

Karur Vysya Bank Analysis

dividend

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Pros

  • Dividends paid are well covered by earnings (4.4x coverage).
  • Karur Vysya Bank's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
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Cons

  • Dividends per share have fallen over the past 10 years.
  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
  • Karur Vysya Bank's dividend is below the markets top 25% of dividend payers in India (3.08%).

health

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Pros

  • Karur Vysya Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
  • Karur Vysya Bank's liabilities are made up of primarily low risk sources of funding.
  • Karur Vysya Bank has an acceptable proportion of non-loan assets held.
  • Loans at Karur Vysya Bank are broadly funded by customer deposits.
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Cons

  • Karur Vysya Bank has a high level of bad loans (greater than 2%).

management

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Pros

  • The tenure for the Karur Vysya Bank board of directors is about average.
  • More shares have been bought than sold by Karur Vysya Bank individual insiders in the past 3 months.
  • The tenure for the Karur Vysya Bank management team is about average.
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Cons

    misc

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    Pros

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      Cons

      • Karur Vysya Bank is not covered by any analysts.
      • Karur Vysya Bank has significant price volatility in the past 3 months.

      past

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      Pros

      • Karur Vysya Bank's 1-year earnings growth exceeds its 5-year average (4.9% vs -17.8%)
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      Cons

      • Karur Vysya Bank's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
      • Karur Vysya Bank used its assets less efficiently than the IN Banks industry average last year based on Return on Assets.
      • Karur Vysya Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Karur Vysya Bank's earnings growth has not exceeded the IN Banks industry average in the past year (4.9% vs 21%).

      value

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      Pros

      • Karur Vysya Bank is good value based on assets compared to the IN Banks industry average.
      • Karur Vysya Bank is good value based on earnings compared to the IN Banks industry average.
      • Karur Vysya Bank is good value based on earnings compared to the India market.
      • NSEI:KARURVYSYA is up 8.7% outperforming the Banks industry which returned 7.6% over the past month.
      • NSEI:KARURVYSYA is up 8.7% along with the India market (8%) over the past month.
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      Cons

      • KARURVYSYA underperformed the Banks industry which returned -37.5% over the past year.
      • KARURVYSYA underperformed the Market in India which returned -14.5% over the past year.

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