LIC Housing Finance Ltd
₹531.65
(-0.12%)
Wed, 15 Apr 2026, 02:38 pm
Finance
Finance/Rental/Leasing
24.5KLIC Housing Finance Ratios
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings ratio | 7.70 | 4.15 | 6.07 | 3.55 | 11.41 | 11.24 | 13.62 | 10.84 | 9.02 | 15.81 | 14.84 | 16 | 13.45 | 11.06 | 4.94 | 7.88 | 8.34 | 6.25 | 7.06 | 5.70 |
| Price to book ratio | 1.18 | 0.75 | 1.28 | 0.84 | 2.40 | 2.55 | 2.32 | 1.74 | 1.57 | 2.80 | 2.69 | 2.79 | 1.89 | 1.65 | 0.65 | 1.05 | 0.80 | 0.67 | 1.07 | 0.85 |
| Price to sales ratio | 1.26 | 0.73 | 1.09 | 0.66 | 2.26 | 2.12 | 2.01 | 1.47 | 1.27 | 2.04 | 1.98 | 2.20 | 1.82 | 1.57 | 0.60 | 1.09 | 0.95 | 0.80 | 1.23 | 1.11 |
| Price to cash flow ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.29 | 0 | 4.82 | 7.96 | 4.35 | 4.50 | 5.57 |
| Enterprise value | 151.31B | 170.77B | 228.23B | 278.89B | 432.14B | 565.19B | 682.88B | 804.66B | 929.26B | 1160B | 1320B | 1530B | 1630B | 1870B | 1890B | 2100B | 2240B | 2510B | 2750B | 2920B |
| Enterprise value to EBITDA ratio | 13.43 | 11.65 | 11.32 | 10.19 | 13.04 | 12.45 | 11.71 | 11 | 10.31 | 11.07 | 11.13 | 11.59 | 11.77 | 11.62 | 10.34 | 11.63 | 12.51 | 12.04 | 10.81 | 11.23 |
| Debt to equity ratio | 10.28 | 10.68 | 11.22 | 11.54 | 10.35 | 11.04 | 10.05 | 10.81 | 11.09 | 12.25 | 12.04 | 11.32 | 9.68 | 9.98 | 9.79 | 9.21 | 8.31 | 8.58 | 7.71 | 7.22 |
| Return on equity % | 16.25 | 19.26 | 22.92 | 26.11 | 24.15 | 24.94 | 18.58 | 17.11 | 18.67 | 18.05 | 19.51 | 19.07 | 15.77 | 15.89 | 13.89 | 14.10 | 10.08 | 11.13 | 16.24 | 16.05 |
LIC Housing Finance Ltd Ratios
The LIC Housing Finance Ltd Ratios page provides a complete fundamental analysis of LIC Housing Finance Ltd using key valuation, profitability, and financial strength metrics. Investors tracking LIC Housing Finance Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.
LIC Housing Finance Ltd (NSE: LICHSGFIN, BSE: 500253) is currently trading at ₹531.65, with a market capitalization of ₹292.85B. As a major player in the Finance sector and Finance/Rental/Leasing industry, LIC Housing Finance Ltd remains a key stock for fundamental analysis using LIC Housing Finance Ltd Ratios.
LIC Housing Finance Ltd Ratios: Valuation Overview
Price to Earnings Ratio (P/E)
The LIC Housing Finance Ltd P/E ratio currently stands at 5.70, making it one of the most tracked metrics in LIC Housing Finance Ltd Ratios.
Historically, the LIC Housing Finance Ltd P/E ratio has shown strong fluctuations:
- 2024: 5.70
- 2023: 7.06
- 2022: 6.25
- 2021: 8.34
- 2020: 7.88
The decline in LIC Housing Finance Ltd P/E ratio suggests improving earnings relative to stock price.
Price to Book Ratio (P/B)
The LIC Housing Finance Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 0.85.
Historical P/B trend:
- 2024: 0.85
- 2023: 1.07
- 2022: 0.67
- 2021: 0.80
LIC Housing Finance Ltd shows reasonable valuation compared to its asset base.
Price to Sales Ratio (P/S)
The LIC Housing Finance Ltd P/S ratio currently stands at 1.11, an important part of LIC Housing Finance Ltd Ratios for revenue valuation.
Historical P/S ratio:
- 2024: 1.11
- 2023: 1.23
- 2022: 0.80
- 2021: 0.95
A stable or declining LIC Housing Finance Ltd P/S ratio indicates cautious market sentiment.
LIC Housing Finance Ltd Price to Cash Flow Ratio (P/CF)
The LIC Housing Finance Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 5.57.
Historical LIC Housing Finance Ltd Price to Cash Flow Ratio:
- 2024: 5.57
- 2023: 4.50
- 2022: 4.35
- 2021: 7.96
- 2020: 4.82
The rising LIC Housing Finance Ltd Price to Cash Flow Ratio indicates premium valuation based on cash flow.
LIC Housing Finance Ltd Enterprise Value Ratios
Enterprise Value (EV)
The LIC Housing Finance Ltd EV currently stands at ₹2920B, representing the total company valuation including debt.
Historical EV trend:
- 2024: 2920B
- 2023: 2750B
- 2022: 2510B
- 2021: 2240B
LIC Housing Finance Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.
EV/EBITDA Ratio
The LIC Housing Finance Ltd EV/EBITDA ratio is currently 11.23, a key metric in LIC Housing Finance Ltd Ratios to assess valuation relative to earnings.
Historical EV/EBITDA:
- 2024: 11.23
- 2023: 10.81
- 2022: 12.04
- 2021: 12.51
Higher LIC Housing Finance Ltd EV/EBITDA suggests premium valuation.
LIC Housing Finance Ltd Financial Strength Ratios
Debt to Equity Ratio (D/E)
The LIC Housing Finance Ltd D/E ratio is currently 7.22, reflecting leverage and financial stability.
Historical D/E:
- 2024: 7.22
- 2023: 7.71
- 2022: 8.58
- 2021: 8.31
Higher D/E ratio indicates rising financial risk.
Return on Equity (ROE %)
The LIC Housing Finance Ltd ROE currently stands at 16.05%, showing profitability and capital efficiency.
Historical ROE:
- 2024: 16.05
- 2023: 16.24
- 2022: 11.13
- 2021: 10.08
LIC Housing Finance Ltd maintains stable profitability levels.
LIC Housing Finance Ltd Ratios Analysis Summary
The LIC Housing Finance Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether LIC Housing Finance Ltd stock is undervalued, fairly valued, or overvalued.
Tracking LIC Housing Finance Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800