Manappuram Finance Ltd
NSE: MANAPPURAM BSE: 531213
₹291.25
(4.24)%
Wed, 04 Feb 2026, 01:53 am
Market Cap236.87B
PE Ratio60.40
Dividend0.89
Finance
Finance/Rental/Leasing
24.5KAnalysis
dividend
- Dividends per share have increased over the past 10 years.
- Dividends paid are thoroughly covered by earnings (8x coverage).
- Dividends after 3 years are expected to be well covered by earnings (5.3x coverage).
- Dividends per share have been stable in the past 10 years.
- Manappuram Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
- Manappuram Finance's dividend is below the markets top 25% of dividend payers in India (3.08%).
future
- Manappuram Finance's earnings growth is expected to exceed the low risk savings rate of 7.2%.
- Manappuram Finance is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
- Performance (ROE) is expected to be above the current IN Consumer Finance industry average.
- Manappuram Finance's earnings are expected to grow by 7.5% yearly, however this is not considered high growth (20% yearly).
- Manappuram Finance's earnings growth is positive but not above the India market average.
- Manappuram Finance's earnings are expected to decrease over the next year.
- Manappuram Finance's earnings are expected to increase but not above the low risk growth rate in 3 years time
- Manappuram Finance's net income is expected to increase but not above the 50% threshold in 2 years time.
- A decline in Manappuram Finance's performance (ROE) is expected over the next 3 years.
- Manappuram Finance's revenue is expected to increase but not above the 50% threshold in 2 years time.
- Manappuram Finance's revenue is expected to grow by 7.1% yearly, however this is not considered high growth (20% yearly).
- Manappuram Finance's revenue growth is positive but not above the India market average.
health
- Manappuram Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Manappuram Finance is profitable, therefore cash runway is not a concern.
- Manappuram Finance is profitable, therefore cash runway is not a concern.
- Debt is covered by short term assets, assets are 1.2x debt.
- Manappuram Finance's cash and other short term assets cover its long term commitments.
- Low level of unsold assets.
- Operating cash flow is negative therefore debt is not well covered.
- The level of debt compared to net worth has increased over the past 5 years (325.3% vs 375.9% today).
- Manappuram Finance's level of debt (375.9%) compared to net worth is high (greater than 40%).
management
- The tenure for the Manappuram Finance board of directors is about average.
- Vazhappully's compensation has been consistent with company performance over the past year, both up more than 20%.
- The tenure for the Manappuram Finance management team is about average.
- Vazhappully's remuneration is higher than average for companies of similar size in India.
misc
- Manappuram Finance has significant price volatility in the past 3 months.
past
- Manappuram Finance's 1-year earnings growth exceeds its 5-year average (59% vs 28.7%)
- Manappuram Finance has delivered over 20% year on year earnings growth in the past 5 years.
- Manappuram Finance used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
- Manappuram Finance's earnings growth has exceeded the IN Consumer Finance industry average in the past year (59% vs 11%).
- Whilst Manappuram Finance has efficiently used shareholders’ funds last year (Return on Equity greater than 20%), this is metric is skewed due to its high level of debt.
value
- Manappuram Finance is good value based on earnings compared to the IN Consumer Finance industry average.
- Manappuram Finance is good value based on earnings compared to the India market.
- MANAPPURAM outperformed the Consumer Finance industry which returned -28.8% over the past year.
- MANAPPURAM outperformed the Market in India which returned -14.5% over the past year.
- NSEI:MANAPPURAM is up 12.5% outperforming the Consumer Finance industry which returned 10.3% over the past month.
- NSEI:MANAPPURAM is up 12.5% outperforming the market in India which returned 8% over the past month.
- Manappuram Finance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- Manappuram Finance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- Manappuram Finance is overvalued based on assets compared to the IN Consumer Finance industry average.
- Manappuram Finance is poor value based on expected growth next year.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800