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Margo Finance Ltd

NSE: BSE: 500206

61.93

(-6.28%)

Sat, 21 Mar 2026, 11:00 pm

Margo Finance Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Margo Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Margo Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Margo Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Margo Finance is profitable, therefore cash runway is not a concern.
    • Margo Finance is profitable, therefore cash runway is not a concern.
    • Margo Finance has no debt, it does not need to be covered by operating cash flow.
    • Margo Finance has no debt, it does not need to be covered by short term assets.
    • Margo Finance has no debt compared to 5 years ago when it was 1.3%.
    • Margo Finance has no debt, therefore coverage of interest payments is not a concern.
    • Margo Finance has no debt.
    • Low level of unsold assets.
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    Cons

    • Margo Finance's long term commitments exceed its cash and other short term assets.

    management

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    Pros

    • Shri's remuneration is lower than average for companies of similar size in India.
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    Cons

    • The average tenure for the Margo Finance board of directors is less than 3 years, this suggests a new board.
    • Shri's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.

    misc

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    Pros

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      Cons

      • Margo Finance is not covered by any analysts.
      • Margo Finance's last earnings update was 202 days ago.
      • Margo Finance has significant price volatility in the past 3 months.

      past

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      Pros

      • Margo Finance's year on year earnings growth rate has been positive over the past 5 years.
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      Cons

      • Margo Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.
      • Margo Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
      • Margo Finance's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
      • Margo Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
      • Margo Finance's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.

      value

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      Pros

      • Margo Finance is good value based on assets compared to the IN Consumer Finance industry average.
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      Cons

      • Margo Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.
      • Margo Finance is overvalued based on earnings compared to the India market.
      • BSE:500206 is down -23.2% underperforming the Consumer Finance industry which returned 10.3% over the past month.
      • BSE:500206 is down -23.2% underperforming the market in India which returned 8% over the past month.

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      Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800