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Panache Digilife Ltd logo

Panache Digilife Ltd

NSE: PANACHE BSE: 538424

â‚ą356.95

(0.82%)

Sat, 06 Jun 2026, 03:41 am

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Panache Digilife Analysis

dividend

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Pros

  • Dividends paid are thoroughly covered by earnings (14.4x coverage).
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Cons

  • Panache Digilife has only been paying a dividend for 2 years, and since then there has been no growth.
  • Whilst dividend payments have been stable, Panache Digilife has been paying a dividend for less than 10 years.
  • Panache Digilife's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.76%).
  • Panache Digilife's dividend is below the markets top 25% of dividend payers in India (3.08%).

health

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Pros

  • Panache Digilife is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Panache Digilife is profitable, therefore cash runway is not a concern.
  • Panache Digilife is profitable, therefore cash runway is not a concern.
  • Debt is covered by short term assets, assets are 3x debt.
  • Panache Digilife's cash and other short term assets cover its long term commitments.
  • The level of debt compared to net worth has been reduced over the past 5 years (438.1% vs 94.8% today).
  • Interest payments on debt are well covered by earnings (EBIT is 3.9x coverage).
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Cons

  • Debt is not well covered by operating cash flow (10.8%, less than 20% of total debt).
  • Panache Digilife's level of debt (94.8%) compared to net worth is high (greater than 40%).
  • High level of physical assets or inventory.

management

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Pros

  • The tenure for the Panache Digilife board of directors is about average.
  • The tenure for the Panache Digilife management team is about average.
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Cons

    misc

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    Pros

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      Cons

      • Panache Digilife is not covered by any analysts.
      • Panache Digilife has significant price volatility in the past 3 months.

      past

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      Pros

      • Panache Digilife's 1-year earnings growth exceeds its 5-year average (7.4% vs 1.9%)
      • Panache Digilife's year on year earnings growth rate has been positive over the past 5 years.
      • Panache Digilife used its assets more efficiently than the Asia Tech industry average last year based on Return on Assets.
      • Panache Digilife's earnings growth has exceeded the Asia Tech industry average in the past year (7.4% vs -5.8%).
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      Cons

      • Panache Digilife's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
      • Panache Digilife has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

      value

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      Pros

      • Panache Digilife is good value based on assets compared to the IN Tech industry average.
      • Panache Digilife is good value based on earnings compared to the Asia Tech industry average.
      • PANACHE outperformed the Tech industry which returned -33.9% over the past year.
      • PANACHE outperformed the Market in India which returned -14.5% over the past year.
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      Cons

      • Panache Digilife's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
      • Panache Digilife's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
      • Panache Digilife is overvalued based on earnings compared to the India market.
      • NSEI:PANACHE is up 4.3% underperforming the Tech industry which returned 12.2% over the past month.
      • NSEI:PANACHE is up 4.3% underperforming the market in India which returned 8% over the past month.