South Indian Bank Ltd
NSE: SOUTHBANK BSE: 532218
₹34.22
(-4.44%)
Wed, 01 Apr 2026, 06:23 am
Market Cap89.52B
PE Ratio6.44
Dividend1.12
Finance
Major Banks
24.5KSouth Indian Bank Analysis
dividend
- Dividends paid are thoroughly covered by earnings (7x coverage).
- South Indian Bank's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
- South Indian Bank's dividend is above the markets top 25% of dividend payers in India (3.08%).
- Dividends per share have fallen over the past 10 years.
- Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
health
- South Indian Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
- South Indian Bank's liabilities are made up of primarily low risk sources of funding.
- South Indian Bank has an acceptable proportion of non-loan assets held.
- Loans at South Indian Bank are broadly funded by customer deposits.
- South Indian Bank has a high level of bad loans (greater than 2%).
management
- The tenure for the South Indian Bank board of directors is about average.
- V.'s remuneration is lower than average for companies of similar size in India.
- V.'s compensation has been consistent with company performance over the past year, both up more than 20%.
- The tenure for the South Indian Bank management team is about average.
misc
- South Indian Bank is not covered by any analysts.
- South Indian Bank has significant price volatility in the past 3 months.
past
- South Indian Bank's 1-year earnings growth exceeds its 5-year average (9.5% vs -2.3%)
- South Indian Bank's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
- South Indian Bank used its assets less efficiently than the IN Banks industry average last year based on Return on Assets.
- South Indian Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- South Indian Bank's earnings growth has not exceeded the IN Banks industry average in the past year (9.5% vs 21%).
value
- South Indian Bank is good value based on assets compared to the IN Banks industry average.
- South Indian Bank is good value based on earnings compared to the IN Banks industry average.
- South Indian Bank is good value based on earnings compared to the India market.
- BSE:532218 is up 28.4% outperforming the Banks industry which returned 7.6% over the past month.
- BSE:532218 is up 28.4% outperforming the market in India which returned 8% over the past month.
- 532218 underperformed the Banks industry which returned -37.5% over the past year.
- 532218 underperformed the Market in India which returned -14.5% over the past year.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800