South Indian Bank Ltd

NSE: SOUTHBANK BSE: 532218

₹55.85

+1.89 (3.50%)

Fri, 06 Nov 2026, 11:00 pm

MTF 5xInvest in South Indian Bank Ltd with 5x Leverage Buy with MTF

Market Cap (in Cr)14149.39

PE Ratio9.25

Dividend0.83

Finance

Major Banks

24.5K

South Indian Bank Ratios

D/E EV EV/EBITDA P/B P/CF P/E P/S ROE %

Particulars	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Price to earnings ratio	6.01	6.69	7.42	2.98	8.66	8.86	7.03	6.15	5.90	11.12	7.13	8.20	12.32	12.09	9.97	24.18	35.12	3.95	5.36	4.63
Price to book ratio	0.68	0.96	1.08	0.44	1.36	1.40	1.29	1.09	0.89	0.95	0.62	0.80	0.79	0.56	0.19	0.30	0.27	0.46	0.81	0.60
Price to sales ratio	0.37	0.63	0.77	0.31	0.94	0.98	0.73	0.65	0.56	0.59	0.39	0.49	0.59	0.39	0.12	0.18	0.21	0.38	0.57	0.54
Price to cash flow ratio	2.06	3	3.56	2.86	7.72	5.83	5.22	4.02	1.32	0	5.32	2.66	7.56	2.45	0	0.60	0.99	0.76	1.89	2.32
Enterprise value	31.11Cr	108Cr	440Cr	93.11Cr	1073Cr	2555Cr	5056Cr	5744Cr	6045Cr	6060Cr	5774Cr	5327Cr	6646Cr	6802Cr	8308Cr	3561Cr	3255Cr	5635Cr	4490Cr	5475Cr
Enterprise value to EBITDA ratio	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debt to equity ratio	0.46	0.47	0.28	0.41	0.32	0.99	1.80	1.53	1.57	1.44	1.53	1.07	1.11	1.41	1.87	0.98	0.95	1.10	0.49	0.46
Return on equity %	9.29	15.26	16.09	15.80	16.76	17.56	19.99	19.41	15.92	8.82	8.96	9.03	6.64	4.68	1.93	1.10	0.77	12.38	13.81	13.76

South Indian Bank Ltd Ratios

The South Indian Bank Ltd Ratios page provides a complete fundamental analysis of South Indian Bank Ltd using key valuation, profitability, and financial strength metrics. Investors tracking South Indian Bank Ltd Ratios closely monitor D/E, EV, EV/EBITDA, P/B, P/CF, P/E, P/S, and ROE% to evaluate the company's financial performance and valuation trends over time.

South Indian Bank Ltd (NSE: SOUTHBANK, BSE: 532218) is currently trading at ₹55.85, with a market capitalization of ₹14149.39Cr. As a major player in the Finance sector and Major banks industry, South Indian Bank Ltd remains a key stock for fundamental analysis using South Indian Bank Ltd Ratios.

South Indian Bank Ltd Ratios: Valuation Overview

Price to Earnings Ratio (P/E)

The South Indian Bank Ltd P/E ratio currently stands at 4.63, making it one of the most tracked metrics in South Indian Bank Ltd Ratios.

Historically, the South Indian Bank Ltd P/E ratio has shown strong fluctuations:

2025: 4.63
2024: 5.36
2023: 3.95
2022: 35.12
2021: 24.18

The decline in South Indian Bank Ltd P/E ratio suggests improving earnings relative to stock price.

Price to Book Ratio (P/B)

The South Indian Bank Ltd P/B ratio reflects how the market values the company's net assets. Current P/B ratio is 0.60.

Historical P/B trend:

2025: 0.60
2024: 0.81
2023: 0.46
2022: 0.27

South Indian Bank Ltd shows reasonable valuation compared to its asset base.

Price to Sales Ratio (P/S)

The South Indian Bank Ltd P/S ratio currently stands at 0.54, an important part of South Indian Bank Ltd Ratios for revenue valuation.

Historical P/S ratio:

2025: 0.54
2024: 0.57
2023: 0.38
2022: 0.21

A stable or declining South Indian Bank Ltd P/S ratio indicates cautious market sentiment.

South Indian Bank Ltd Price to Cash Flow Ratio (P/CF)

The South Indian Bank Ltd Price to Cash Flow Ratio is a key valuation metric that shows how much investors pay for each unit of cash flow. Current P/CF ratio is 2.32.

Historical South Indian Bank Ltd Price to Cash Flow Ratio:

2025: 2.32
2024: 1.89
2023: 0.76
2022: 0.99
2021: 0.60

The rising South Indian Bank Ltd Price to Cash Flow Ratio indicates premium valuation based on cash flow.

South Indian Bank Ltd Enterprise Value Ratios

Enterprise Value (EV)

The South Indian Bank Ltd EV currently stands at ₹5475Cr, representing the total company valuation including debt.

Historical EV trend:

2025: 5475Cr
2024: 4490Cr
2023: 5635Cr
2022: 3255Cr

South Indian Bank Ltd enterprise value shows long-term growth, reflecting expansion and market confidence.

EV/EBITDA Ratio

The South Indian Bank Ltd EV/EBITDA ratio is currently 0, a key metric in South Indian Bank Ltd Ratios to assess valuation relative to earnings.

Historical EV/EBITDA:

Stable South Indian Bank Ltd EV/EBITDA indicates balanced valuation.

South Indian Bank Ltd Financial Strength Ratios

Debt to Equity Ratio (D/E)

The South Indian Bank Ltd D/E ratio is currently 0.46, reflecting leverage and financial stability.

Historical D/E:

2025: 0.46
2024: 0.49
2023: 1.10
2022: 0.95

South Indian Bank Ltd maintains a strong balance sheet with low debt levels.

Return on Equity (ROE %)

The South Indian Bank Ltd ROE currently stands at 13.76%, showing profitability and capital efficiency.

Historical ROE:

2025: 13.76
2024: 13.81
2023: 12.38
2022: 0.77

South Indian Bank Ltd maintains stable profitability levels.

South Indian Bank Ltd Ratios Analysis Summary

The South Indian Bank Ltd Ratios page provides a comprehensive view of the company's valuation and financial performance. Key metrics such as P/E, P/B, P/S, P/CF, EV, EV/EBITDA, D/E, and ROE help investors understand whether South Indian Bank Ltd stock is undervalued, fairly valued, or overvalued.

Tracking South Indian Bank Ltd Ratios regularly helps investors make informed decisions based on valuation trends, financial stability, and long-term growth potential.