Tera Software Ltd
NSE: TERASOFT BSE: 533982
₹333.65
(4.99%)
Wed, 27 May 2026, 02:27 pm
Market Cap3.97B
PE Ratio16.83
Dividend0.32
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Tera Software Analysis
dividend
Pros
Cons
- Unable to calculate sustainability of dividends as Tera Software has not reported any payouts.
- Unable to evaluate Tera Software's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate Tera Software's dividend against the top 25% market benchmark as the company has not reported any payouts.
health
Pros
- Tera Software is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Tera Software is profitable, therefore cash runway is not a concern.
- Tera Software is profitable, therefore cash runway is not a concern.
- Debt is covered by short term assets, assets are 4.3x debt.
- Tera Software's cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (56.4% vs 44.1% today).
- Low level of unsold assets.
Cons
- Operating cash flow is negative therefore debt is not well covered.
- Interest payments on debt are not well covered by earnings (EBIT is 2.8x annual interest expense, ideally 3x coverage).
- Tera Software's level of debt (44.1%) compared to net worth is high (greater than 40%).
management
Pros
- The average tenure for the Tera Software board of directors is over 10 years, this suggests they are a seasoned and experienced board.
- Gopi's compensation has been consistent with company performance over the past year, both up more than 20%.
Cons
- Gopi's remuneration is higher than average for companies of similar size in India.
misc
Pros
Cons
- Tera Software is not covered by any analysts.
- Tera Software has significant price volatility in the past 3 months.
past
Pros
- Tera Software's 1-year earnings growth exceeds its 5-year average (177.6% vs -11.4%)
- Tera Software's earnings growth has exceeded the IN IT industry average in the past year (177.6% vs 6%).
Cons
- Tera Software's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
- Tera Software used its assets less efficiently than the IN IT industry average last year based on Return on Assets.
- Tera Software's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
- Tera Software has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
value
Pros
- Tera Software is good value based on assets compared to the IN IT industry average.
- Tera Software is good value based on earnings compared to the IN IT industry average.
- Tera Software is good value based on earnings compared to the India market.
- BSE:533982 is up 31.5% outperforming the IT industry which returned 8.5% over the past month.
- BSE:533982 is up 31.5% outperforming the market in India which returned 8% over the past month.
Cons
- 533982 underperformed the IT industry which returned -10.1% over the past year.
- 533982 underperformed the Market in India which returned -14.5% over the past year.