U. Y. Fincorp Ltd
NSE: UYFINCORP BSE: 530579
₹12.87
(-0.39%)
Sat, 21 Mar 2026, 02:35 pm
Market Cap2.45B
PE Ratio7.67
Dividend0
Finance
Finance/Rental/Leasing
24.5KU. Y. Fincorp Analysis
dividend
- Unable to calculate sustainability of dividends as U. Y. Fincorp has not reported any payouts.
- Unable to evaluate U. Y. Fincorp's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate U. Y. Fincorp's dividend against the top 25% market benchmark as the company has not reported any payouts.
health
- U. Y. Fincorp is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- U. Y. Fincorp is profitable, therefore cash runway is not a concern.
- U. Y. Fincorp is profitable, therefore cash runway is not a concern.
- Debt is covered by short term assets, assets are 20x debt.
- U. Y. Fincorp's cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (7.7% vs 5% today).
- Interest payments on debt are well covered by earnings (EBIT is 21.7x coverage).
- U. Y. Fincorp's level of debt (5%) compared to net worth is satisfactory (less than 40%).
- Low level of unsold assets.
- Debt is not well covered by operating cash flow (11.8%, less than 20% of total debt).
management
- Udai's remuneration is about average for companies of similar size in India.
- The tenure for the U. Y. Fincorp management team is about average.
- The average tenure for the U. Y. Fincorp board of directors is less than 3 years, this suggests a new board.
- Udai's compensation has increased by more than 20% in the past year whilst earnings fell less than 20%.
misc
- U. Y. Fincorp is not covered by any analysts.
past
- U. Y. Fincorp's year on year earnings growth rate has been positive over the past 5 years.
- U. Y. Fincorp used its assets more efficiently than the IN Diversified Financial industry average last year based on Return on Assets.
- U. Y. Fincorp's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- U. Y. Fincorp's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
- U. Y. Fincorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- U. Y. Fincorp's 1-year earnings growth is negative, it can't be compared to the IN Diversified Financial industry average.
value
- U. Y. Fincorp is good value based on assets compared to the IN Diversified Financial industry average.
- U. Y. Fincorp is good value based on earnings compared to the IN Diversified Financial industry average.
- U. Y. Fincorp is good value based on earnings compared to the India market.
- 530579 underperformed the Diversified Financial industry which returned -37.3% over the past year.
- 530579 underperformed the Market in India which returned -14.5% over the past year.
- BSE:530579 is down -3.2% underperforming the Diversified Financial industry which returned 10.8% over the past month.
- BSE:530579 is down -3.2% underperforming the market in India which returned 8% over the past month.
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800