pocketful logo
UCO Bank logo

UCO Bank

NSE: UCOBANK BSE: 532505

29.20

(1.67)%

Sat, 31 Jan 2026, 00:46 pm

Analysis

dividend

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Unable to calculate sustainability of dividends as UCO Bank has not reported any payouts.
    • Unable to evaluate UCO Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate UCO Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

    thumbs up icon

    Pros

    • UCO Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
    • UCO Bank's liabilities are made up of primarily low risk sources of funding.
    • UCO Bank has an acceptable proportion of non-loan assets held.
    • Loans at UCO Bank are broadly funded by customer deposits.
    thumbs up icon

    Cons

    • UCO Bank has a high level of bad loans (greater than 2%).

    management

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • The average tenure for the UCO Bank board of directors is less than 3 years, this suggests a new board.
      • The average tenure for the UCO Bank management team is less than 2 years, this suggests a new team.

      misc

      thumbs up icon

      Pros

        thumbs up icon

        Cons

        • UCO Bank is not covered by any analysts.
        • UCO Bank has significant price volatility in the past 3 months.

        past

        thumbs up icon

        Pros

          thumbs up icon

          Cons

          • Unable to compare UCO Bank's 1-year earnings growth to the 5-year average as it is not currently profitable.
          • UCO Bank does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
          • It is difficult to establish if UCO Bank has efficiently used its assets last year compared to the IN Banks industry average (Return on Assets) as it is loss-making.
          • It is difficult to establish if UCO Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
          • It is difficult to establish if UCO Bank has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
          • Unable to compare UCO Bank's 1-year growth to the IN Banks industry average as it is not currently profitable.

          value

          thumbs up icon

          Pros

          • UCOBANK outperformed the Banks industry which returned -37.5% over the past year.
          • NSEI:UCOBANK is up 10.7% outperforming the Banks industry which returned 7.6% over the past month.
          • NSEI:UCOBANK is up 10.7% outperforming the market in India which returned 8% over the past month.
          thumbs up icon

          Cons

          • UCO Bank is overvalued based on assets compared to the IN Banks industry average.
          • UCO Bank is loss making, we can't compare its value to the IN Banks industry average.
          • UCO Bank is loss making, we can't compare the value of its earnings to the India market.
          • UCOBANK underperformed the Market in India which returned -14.5% over the past year.

          Open Your Free Demat Account Now!

          Step into a world of zero fees and limitless opportunities!

          pocketful logo

          2022-25 Pocketful. All rights reserved, Built with in India

          Version -5.76

          app image 1app image 2

          Explore

          Calculatorsfooter arrow down icon
          Popular Calculatorsfooter arrow down icon
          Group Stocksfooter arrow down icon

          Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800