UCO Bank
NSE: UCOBANK BSE: 532505
₹21.63
-0.92 (4.08%)
Sat, 31 Oct 2026, 07:18 pm
Market Cap (in Cr)27135.6
PE Ratio0
Dividend2.03
UCO Bank Analysis
dividend
Pros
Cons
- Unable to calculate sustainability of dividends as UCO Bank has not reported any payouts.
- Unable to evaluate UCO Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
- Unable to evaluate UCO Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.
health
Pros
- UCO Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
- UCO Bank's liabilities are made up of primarily low risk sources of funding.
- UCO Bank has an acceptable proportion of non-loan assets held.
- Loans at UCO Bank are broadly funded by customer deposits.
Cons
- UCO Bank has a high level of bad loans (greater than 2%).
management
Pros
Cons
- The average tenure for the UCO Bank board of directors is less than 3 years, this suggests a new board.
- The average tenure for the UCO Bank management team is less than 2 years, this suggests a new team.
misc
Pros
Cons
- UCO Bank is not covered by any analysts.
- UCO Bank has significant price volatility in the past 3 months.
past
Pros
Cons
- Unable to compare UCO Bank's 1-year earnings growth to the 5-year average as it is not currently profitable.
- UCO Bank does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
- It is difficult to establish if UCO Bank has efficiently used its assets last year compared to the IN Banks industry average (Return on Assets) as it is loss-making.
- It is difficult to establish if UCO Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
- It is difficult to establish if UCO Bank has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
- Unable to compare UCO Bank's 1-year growth to the IN Banks industry average as it is not currently profitable.
value
Pros
- UCOBANK outperformed the Banks industry which returned -37.5% over the past year.
- NSEI:UCOBANK is up 10.7% outperforming the Banks industry which returned 7.6% over the past month.
- NSEI:UCOBANK is up 10.7% outperforming the market in India which returned 8% over the past month.
Cons
- UCO Bank is overvalued based on assets compared to the IN Banks industry average.
- UCO Bank is loss making, we can't compare its value to the IN Banks industry average.
- UCO Bank is loss making, we can't compare the value of its earnings to the India market.
- UCOBANK underperformed the Market in India which returned -14.5% over the past year.