Union Bank of India

NSE: UNIONBANK BSE: 532477

₹172.68

-1.32 (0.76%)

Thu, 22 Oct 2026, 07:51 pm

MTF 5xInvest in Union Bank of India with 5x Leverage Buy with MTF

Market Cap (in Cr)132977.4

PE Ratio6.39

Dividend2.87

Finance

Major Banks

24.5K

Union Bank of India Balance Sheet

Income Statement Balance Sheet Cashflow

Particulars	Mar 2006	Mar 2007	Mar 2008	Mar 2009	Mar 2010	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Interest expense on debt	-3.33B	-5.52B	-6.08B	-6.86B	-5.83B	-6.98B	-8.30B	-10.31B	-16.31B	-6.07B	-5.49B	-4.94B	-8.68B	-8.81B	-8.44B	-14.92B	-10.56B	-18.50B	-29.90B	-27.54B
Pretax equity in earnings	—	0	0	0	0	0	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity in earnings	0	0	0	0	0	1.36B	39.83M	146.84M	171.70M	134.17M	45.20M	58.95M	81.72M	110.59M	-800.59M	353.80M	568.19M	813.20M	881.70M	1.06B
Total assets	891.74B	1.03T	1.24T	1.61T	1.95T	2.37T	2.63T	3.13T	3.55T	3.85T	4.09T	4.57T	4.94T	5.01T	5.58T	10.86T	11.97T	12.92T	14.05T	15.14T
Total current assets	82.60B	99.92B	118.09B	171.82B	172.50B	209.68B	169.22B	177.89B	257.09B	250.03B	319.35B	353.16B	530.56B	489.15B	593.70B	975.71B	1.33T	1.29T	1.38T	1.46T
Cash and short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total receivables, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accounts receivable - trade, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other current assets, total	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total non-current assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Note receivable - long term	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investments in unconsolidated subsidiaries	0	191.56M	191.56M	191.56M	676.32M	1.55B	1.59B	1.55B	1.36B	2.00B	1.82B	2.35B	2.02B	2.13B	1.33B	2.12B	2.69B	3.50B	4.38B	6.82B
Other investments	—	—	—	—	—	—	—	—	0	0	0	0	0	0	0	0	0	0	0	0
Net property/plant/equipment	7.98B	8.19B	21.93B	23.09B	22.88B	22.88B	23.20B	24.64B	25.78B	26.67B	39.27B	38.79B	38.13B	9.77B	10.42B	13.89B	15.09B	18.28B	25.60B	29.24B
Gross property/plant/equipment	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax assets	478.40M	1.02B	2.95B	641.05M	323.85M	3.67B	3.54B	—	14.74M	11.17B	20.37B	32.73B	68.96B	77.03B	96.46B	189.49B	154.95B	122.54B	65.02B	57.76B
Net intangible assets	125.08M	55.64M	70.38M	261.94M	175.01M	136.40M	280.40M	313.82M	451.94M	277.37M	252.95M	259.57M	453.02M	453.48M	810.08M	3.00B	2.41B	1.92B	2.33B	4.78B
Goodwill, net	—	—	—	—	—	0	0	0	0	0	0	0	124.94M	124.94M	124.94M	0	0	0	0	0
Other intangibles, net	—	—	—	—	—	136.40M	280.40M	313.82M	451.94M	277.37M	252.95M	259.57M	328.08M	328.54M	685.13M	3.00B	2.41B	1.92B	2.33B	4.78B
Other long term assets, total	7.71B	14.97B	18.98B	18.77B	18.65B	33.95B	27.74B	27.19B	29.42B	45.00B	122.40B	127.62B	139.56B	135.18B	120.66B	293.86B	261.21B	342.96B	333.40B	338.60B
Short term debt	40.53B	41.63B	47.21B	49.20B	45.93B	81.98B	110.46B	130.32B	205.11B	11.68B	17.45B	14.96B	12.69B	0	0	0	0	0	0	0
Current portion of LT debt and capital leases	31.16B	30.67B	31.39B	31.94B	27.96B	—	—	—	191.55B	—	—	—	—	0	0	0	0	0	0	0
Short term debt excl. current portion of LT debt	9.37B	10.96B	15.82B	17.27B	17.97B	81.98B	110.46B	130.32B	13.56B	11.68B	17.45B	14.96B	12.69B	0	0	0	0	0	0	0
Accounts payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income tax payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term debt	36.28B	45.68B	53.71B	55.81B	64.19B	133.16B	179.09B	237.97B	221.92B	490.82B	419.49B	494.80B	527.18B	487.03B	586.23B	558.49B	543.40B	621.40B	523.76B	666.04B
Long term debt excl. lease liabilities	36.28B	45.68B	53.71B	55.81B	64.19B	133.16B	179.09B	237.97B	221.92B	490.82B	419.49B	494.80B	527.18B	487.03B	586.23B	558.49B	543.40B	621.40B	523.76B	666.04B
Total equity	45.58B	51.90B	73.48B	87.40B	104.24B	129.85B	148.19B	174.60B	187.64B	199.08B	230.48B	241.12B	252.52B	268.36B	339.89B	647.38B	708.58B	788.00B	975.95B	1.14T
Shareholders' equity	45.58B	51.90B	73.48B	87.40B	104.24B	129.32B	147.79B	174.30B	187.45B	198.99B	230.48B	241.12B	252.52B	268.36B	339.89B	647.38B	708.58B	788.00B	975.95B	1.14T
Common equity, total	45.58B	51.90B	73.48B	87.40B	104.24B	128.21B	146.68B	173.19B	186.34B	198.99B	230.48B	241.12B	252.52B	267.32B	338.85B	646.34B	707.54B	786.96B	974.91B	1.14T
Other common equity	35.21B	41.52B	63.10B	77.03B	93.86B	111.02B	122.98B	138.37B	146.52B	158.06B	178.76B	189.40B	183.68B	181.87B	168.58B	408.48B	455.27B	528.56B	642.62B	803.65B
Total debt	76.82B	87.32B	100.93B	105.02B	110.12B	215.14B	289.55B	368.29B	427.03B	502.50B	436.94B	509.75B	539.87B	487.03B	586.23B	558.49B	543.40B	621.40B	523.76B	666.04B
Net debt	26.96B	24.17B	1.25B	-6.07B	-34.74B	35.38B	169.42B	253.45B	235.29B	346.78B	254.61B	342.71B	324.62B	130.65B	236.75B	7.86B	-98.81B	-190.79B	-325.34B	-644.74B
Change in accounts receivable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in taxes payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in accounts payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in other assets/liabilities	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Sale of fixed assets & businesses	324.40M	411.00M	97.00M	872.60M	52.80M	66.40M	456.40M	425.50M	171.50M	478.34M	7.02B	0	163.10M	183.40M	166.30M	1.18B	3.08B	6.83B	3.43B	216.40M
Purchase/sale of investments, net	-31.92B	-20.64B	-58.41B	-91.74B	-114.07B	-45.10B	-47.05B	-187.05B	-130.26B	-8.14B	-48.97B	-234.95B	-139.72B	-29.02B	-262.37B	-534.48B	-129.24B	66.16B	-10.18B	-143.32B
Sale/maturity of investments	0	0	0	0	0	0	0	0	0	0	135.50M	58.90M	81.70M	0	0	0	—	66.16B	—	0
Purchase of investments	-31.92B	-20.64B	-58.41B	-91.74B	-114.07B	-45.10B	-47.05B	-187.05B	-130.26B	-8.14B	-49.10B	-235.00B	-139.80B	-29.02B	-262.37B	-534.48B	-129.24B	—	-10.18B	-143.32B
Other investing cash flow items, total	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance/retirement of debt, net	27.53B	8.91B	8.75B	2.64B	4.40B	42.12B	52.44B	64.00B	55.19B	34.75B	-45.31B	105.89B	41.55B	-24.05B	94.38B	-209.69B	-76.77B	-87.53B	-157.62B	5.16B
Issuance/retirement of long term debt	8.00B	6.50B	3.30B	11.40B	12.00B	2.11B	6.50B	11.12B	51.73B	34.75B	-10.03B	40.00B	41.55B	0	0	0	0	0	0	0
Issuance/retirement of short term debt	19.53B	2.41B	5.45B	-8.76B	-7.60B	40.01B	45.94B	52.88B	3.46B	0	-35.28B	65.89B	—	0	0	0	0	0	0	0
Issuance/retirement of other debt	—	—	—	—	—	0	—	—	—	—	—	—	—	-24.05B	94.38B	-209.69B	-76.77B	-87.53B	-157.62B	5.16B
Total cash dividends paid	-780.40M	-2.88B	-1.01B	-2.02B	-2.95B	-3.25B	-4.19B	-4.51B	-7.70B	-3.07B	-4.64B	-1.61B	0	0	0	0	0	-12.99B	-20.50B	-27.48B
Other financing cash flow items, total	-155.50M	0	-171.70M	0	0	0	0	-723.80M	4.66B	0	0	5.41B	0	0	0	0	0	0	0	0

Particulars	Mar 2006	Mar 2007	Mar 2008	Mar 2009	Mar 2010	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Interest expense on debt	-3.33B	-5.52B	-6.08B	-6.86B	-5.83B	-6.98B	-8.30B	-10.31B	-16.31B	-6.07B	-5.49B	-4.94B	-8.68B	-8.81B	-8.44B	-14.92B	-10.56B	-18.50B	-29.90B	-27.54B
Pretax equity in earnings	—	0	0	0	0	0	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity in earnings	0	0	0	0	0	1.36B	39.83M	146.84M	171.70M	134.17M	45.20M	58.95M	81.72M	110.59M	-800.59M	353.80M	568.19M	813.20M	881.70M	1.06B
Total assets	891.74B	1.03T	1.24T	1.61T	1.95T	2.37T	2.63T	3.13T	3.55T	3.85T	4.09T	4.57T	4.94T	5.01T	5.58T	10.86T	11.97T	12.92T	14.05T	15.14T
Total current assets	82.60B	99.92B	118.09B	171.82B	172.50B	209.68B	169.22B	177.89B	257.09B	250.03B	319.35B	353.16B	530.56B	489.15B	593.70B	975.71B	1.33T	1.29T	1.38T	1.46T
Cash and short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total receivables, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accounts receivable - trade, net	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other current assets, total	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total non-current assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Note receivable - long term	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investments in unconsolidated subsidiaries	0	191.56M	191.56M	191.56M	676.32M	1.55B	1.59B	1.55B	1.36B	2.00B	1.82B	2.35B	2.02B	2.13B	1.33B	2.12B	2.69B	3.50B	4.38B	6.82B
Other investments	—	—	—	—	—	—	—	—	0	0	0	0	0	0	0	0	0	0	0	0
Net property/plant/equipment	7.98B	8.19B	21.93B	23.09B	22.88B	22.88B	23.20B	24.64B	25.78B	26.67B	39.27B	38.79B	38.13B	9.77B	10.42B	13.89B	15.09B	18.28B	25.60B	29.24B
Gross property/plant/equipment	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax assets	478.40M	1.02B	2.95B	641.05M	323.85M	3.67B	3.54B	—	14.74M	11.17B	20.37B	32.73B	68.96B	77.03B	96.46B	189.49B	154.95B	122.54B	65.02B	57.76B
Net intangible assets	125.08M	55.64M	70.38M	261.94M	175.01M	136.40M	280.40M	313.82M	451.94M	277.37M	252.95M	259.57M	453.02M	453.48M	810.08M	3.00B	2.41B	1.92B	2.33B	4.78B
Goodwill, net	—	—	—	—	—	0	0	0	0	0	0	0	124.94M	124.94M	124.94M	0	0	0	0	0
Other intangibles, net	—	—	—	—	—	136.40M	280.40M	313.82M	451.94M	277.37M	252.95M	259.57M	328.08M	328.54M	685.13M	3.00B	2.41B	1.92B	2.33B	4.78B
Other long term assets, total	7.71B	14.97B	18.98B	18.77B	18.65B	33.95B	27.74B	27.19B	29.42B	45.00B	122.40B	127.62B	139.56B	135.18B	120.66B	293.86B	261.21B	342.96B	333.40B	338.60B
Short term debt	40.53B	41.63B	47.21B	49.20B	45.93B	81.98B	110.46B	130.32B	205.11B	11.68B	17.45B	14.96B	12.69B	0	0	0	0	0	0	0
Current portion of LT debt and capital leases	31.16B	30.67B	31.39B	31.94B	27.96B	—	—	—	191.55B	—	—	—	—	0	0	0	0	0	0	0
Short term debt excl. current portion of LT debt	9.37B	10.96B	15.82B	17.27B	17.97B	81.98B	110.46B	130.32B	13.56B	11.68B	17.45B	14.96B	12.69B	0	0	0	0	0	0	0
Accounts payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income tax payable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long term debt	36.28B	45.68B	53.71B	55.81B	64.19B	133.16B	179.09B	237.97B	221.92B	490.82B	419.49B	494.80B	527.18B	487.03B	586.23B	558.49B	543.40B	621.40B	523.76B	666.04B
Long term debt excl. lease liabilities	36.28B	45.68B	53.71B	55.81B	64.19B	133.16B	179.09B	237.97B	221.92B	490.82B	419.49B	494.80B	527.18B	487.03B	586.23B	558.49B	543.40B	621.40B	523.76B	666.04B
Total equity	45.58B	51.90B	73.48B	87.40B	104.24B	129.85B	148.19B	174.60B	187.64B	199.08B	230.48B	241.12B	252.52B	268.36B	339.89B	647.38B	708.58B	788.00B	975.95B	1.14T
Shareholders' equity	45.58B	51.90B	73.48B	87.40B	104.24B	129.32B	147.79B	174.30B	187.45B	198.99B	230.48B	241.12B	252.52B	268.36B	339.89B	647.38B	708.58B	788.00B	975.95B	1.14T
Common equity, total	45.58B	51.90B	73.48B	87.40B	104.24B	128.21B	146.68B	173.19B	186.34B	198.99B	230.48B	241.12B	252.52B	267.32B	338.85B	646.34B	707.54B	786.96B	974.91B	1.14T
Other common equity	35.21B	41.52B	63.10B	77.03B	93.86B	111.02B	122.98B	138.37B	146.52B	158.06B	178.76B	189.40B	183.68B	181.87B	168.58B	408.48B	455.27B	528.56B	642.62B	803.65B
Total debt	76.82B	87.32B	100.93B	105.02B	110.12B	215.14B	289.55B	368.29B	427.03B	502.50B	436.94B	509.75B	539.87B	487.03B	586.23B	558.49B	543.40B	621.40B	523.76B	666.04B
Net debt	26.96B	24.17B	1.25B	-6.07B	-34.74B	35.38B	169.42B	253.45B	235.29B	346.78B	254.61B	342.71B	324.62B	130.65B	236.75B	7.86B	-98.81B	-190.79B	-325.34B	-644.74B
Change in accounts receivable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in taxes payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in accounts payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in other assets/liabilities	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Sale of fixed assets & businesses	324.40M	411.00M	97.00M	872.60M	52.80M	66.40M	456.40M	425.50M	171.50M	478.34M	7.02B	0	163.10M	183.40M	166.30M	1.18B	3.08B	6.83B	3.43B	216.40M
Purchase/sale of investments, net	-31.92B	-20.64B	-58.41B	-91.74B	-114.07B	-45.10B	-47.05B	-187.05B	-130.26B	-8.14B	-48.97B	-234.95B	-139.72B	-29.02B	-262.37B	-534.48B	-129.24B	66.16B	-10.18B	-143.32B
Sale/maturity of investments	0	0	0	0	0	0	0	0	0	0	135.50M	58.90M	81.70M	0	0	0	—	66.16B	—	0
Purchase of investments	-31.92B	-20.64B	-58.41B	-91.74B	-114.07B	-45.10B	-47.05B	-187.05B	-130.26B	-8.14B	-49.10B	-235.00B	-139.80B	-29.02B	-262.37B	-534.48B	-129.24B	—	-10.18B	-143.32B
Other investing cash flow items, total	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance/retirement of debt, net	27.53B	8.91B	8.75B	2.64B	4.40B	42.12B	52.44B	64.00B	55.19B	34.75B	-45.31B	105.89B	41.55B	-24.05B	94.38B	-209.69B	-76.77B	-87.53B	-157.62B	5.16B
Issuance/retirement of long term debt	8.00B	6.50B	3.30B	11.40B	12.00B	2.11B	6.50B	11.12B	51.73B	34.75B	-10.03B	40.00B	41.55B	0	0	0	0	0	0	0
Issuance/retirement of short term debt	19.53B	2.41B	5.45B	-8.76B	-7.60B	40.01B	45.94B	52.88B	3.46B	0	-35.28B	65.89B	—	0	0	0	0	0	0	0
Issuance/retirement of other debt	—	—	—	—	—	0	—	—	—	—	—	—	—	-24.05B	94.38B	-209.69B	-76.77B	-87.53B	-157.62B	5.16B
Total cash dividends paid	-780.40M	-2.88B	-1.01B	-2.02B	-2.95B	-3.25B	-4.19B	-4.51B	-7.70B	-3.07B	-4.64B	-1.61B	0	0	0	0	0	-12.99B	-20.50B	-27.48B
Other financing cash flow items, total	-155.50M	0	-171.70M	0	0	0	0	-723.80M	4.66B	0	0	5.41B	0	0	0	0	0	0	0	0