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Utkarsh Small Finance Bank Ltd logo

Utkarsh Small Finance Bank Ltd

NSE: UTKARSHBNK BSE: 543942

13.64

(0.52)%

Sun, 01 Feb 2026, 04:21 am

1 Day

0 (0%)

No Result Found

Summary

  • Market Cap

    2420.15

  • Net Profit

    23.70

  • P/B

    0.82

  • Sector P/E

    15.11

  • P/E

    100.09

  • EV/EBITDA

    12.41

  • Debt/Equity (Industry)

    0

  • Interest Cover (Industry)

    0

  • ROCE (Industry)

    0

  • RONW (Industry)

    12.90

  • ROE

    0.80

  • ROCE

    0

  • Debt/Equity

    0

  • EPS (TTM)

    0

  • Dividend Yield

    0

  • Book Value

    18.52

  • Interest Cover

    0

Analysis

No Result Found

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Financials

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Ratios

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Shareholding

ShareholdersDEC 2025SEPT 2025JUN 2025MAR 2025DEC 2024
Promoters42.6768.9268.9268.9268.93
FII11.801.681.850.991.34
DII9.762.392.787.038.23
Public35.7727.0026.4323.0521.50
Government0.010.010.010.010.01

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Technical Analysis

RSI

40.21

MACD

-0.42

50 DMA

15.00

200 DMA

18.19

Support and Resistance

TypeR1R2R3PPS1S2S3
Classic18.9316.5615.0614.1912.6911.829.45
Fibonacci16.5615.6515.0914.1913.2812.7211.82
Camarilla14.2214.0013.7914.1913.3513.1412.92

Pivots Level: Classic

R3

+4.74

18.93

R2

+2.37

16.56

R1

+0.88

15.06

14.19
14.19
Pivot Point
LTP: 13.64

S1

-1.49

12.69

S2

-2.37

11.82

S3

-4.74

9.45

Moving Average

SMAEMA

Period

Value

  • 10-EMA

    13.90

  • 20-EMA

    14.21

  • 30-EMA

    14.50

  • 50-EMA

    15.08

  • 100-EMA

    16.29

  • 200-EMA

    18.85

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Corporate Actions

Announcement DatePurposeActionEx Date
14 Nov 2025board-meetingsQuarterly Results
08 Oct 2025rights8:13 Rights Issue of Equity Shares14 Oct 2025
31 Jul 2025agm
15 Jun 2024agm
26 Apr 2024dividend₹0.50 Dividend /Share12 Jul 2024

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Peer Comparison

Utkarsh Small Finance Bank Ltd logo

Utkarsh Small Finance Bank Ltd

Axis Bank Ltd logo

Axis Bank Ltd

ICICI Bank Ltd logo

ICICI Bank Ltd

HDFC Bank Ltd logo

HDFC Bank Ltd

Kotak Mahindra Bank Ltd logo

Kotak Mahindra Bank Ltd

State Bank of India logo

State Bank of India

Kotak Mahindra Bank Ltd logo

Kotak Mahindra Bank Ltd

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About Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank engaged in providing banking and financial services and governed by the Banking.

Industry

Banks - Private Sector

Founded

2016

Headquarters

CEO

SHIVAJI KSHATRAPATI

Employees

Contact

Website icon

Website

http://www.utkarsh.bank

Email icon

Email

shareholders@utkarsh.bank

Phone icon

Phone

+91 542 660 5555

Location icon

Location

Utkarsh Tower NH-31 (AirportRd, Sehmalpur Kazi Sarai Harhua, Varanasi, Uttar Pradesh, 221105

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utkarsh small finance bank ltd History

YearHistory
2020
  • The deposit base crossed Rs. 50,000 million
  • We crossed 500 banking outlets
  • Launched micro-banking business and two-wheeler loans
  • The customer base crossed 2.50 million
2021
  • Launched digital on-boarding of accounts
  • Launched non-fund based facility and working capital loans
2022
  • Opened branches in Andhra Pradesh, Tamil Nadu, Karnataka and Kerala
  • Launch of green PIN initiative at Micro ATMs as replacement for physical PIN mailers
  • Launch of white label payment gateway
  • Launch of collection current account and escrow bank account products
  • Launch of Utkarsh UPI application
  • We reached 686 banking outlets
  • Crossed one million debit card issuances
  • Appointed as corporate agent by Bharti AXA Life Insurance Company Limited, Kotak Mahindra General Insurance Company Limited and Aditya Birla Health Insurance Company Limited for soliciting insurance policies
  • Launched brown label ATM services
  • On-boarded Finnable Technologies Private Limited as a business correspondent
  • Launched Atal Pension Yojana at the Bank
  • The deposit base crossed Rs. 100,000 million
  • Shifting of registered office to Utkarsh Tower, NH – 31 (Airport Road), Sehmalpur, Kazi Sarai, Harhua, Varanasi, 221 105, Uttar Pradesh, India, a property owned by the Bank
  • Utkarsh Launched USFB by Prime Minister of India.
2023
  • Crossed 800,000 customers on-boarded through digital onboarding
  • Launched ‘Utkarsh Gold Loan’, a secured gold loan product
  • Launched UPI-LITE – on-device wallet functionality for UPI users
  • On-boarded Moneyboxx Finance Limited as a business correspondent
  • Appointed as corporate agent by Future Generali India Insurance Company Limited
  • Launched facility for cashless disbursement of JLG loan to clients
  • Launched facility for cashless collection of JLG loan instalments
  • Partnership with ICICI Securities Limited for 3-in-1 accounts comprising demat, online trading and savings account
  • Empanelment by Government of Chhattisgarh for deposit of government amounts in commercial banks
  • Empanelment by Government of Maharashtra for disbursement of salary and allowances to government employees and for providing pension to pensioners
  • Utkarsh Small Finance Bank Ltd expands its presence in the state of Madhya Pradesh.
2024
  • Utkarsh Small Finance Bank Celebrates 7yrs of Success.

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Deals

Client NameOrder SideQTYAvg PriceDate
OM TRADINGBuy849226321.5724 Oct 2025
GRAVITON RESEARCH CAPITAL LLPBuy575429320.2724 Oct 2025
GRAVITON RESEARCH CAPITAL LLPSell575429320.324 Oct 2025
OM TRADINGSell849226321.7724 Oct 2025
FOUR DIMENSIONS SECURITIES (INDIA) LTD.Buy909097124.1205 May 2025
WISDOMTREE INDIA EARNINGS FUNDBuy552003338.1610 Dec 2024

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utkarsh small finance bank lim News

Utkarsh Small Finance Bank Postal Ballot Notice

Utkarsh Small Finance Bank issues postal ballot notice for three key resolutions including director appointments and CEO remuneration approval, with e-voting from January 30 to February 28, 2026.

29 Jan 2026

stocks

Utkarsh Small Finance Bank Q3FY26 Earnings Call Feb 2

Utkarsh Small Finance Bank announces board meeting and earnings call on February 02, 2026 to discuss Q3FY26 financial results for quarter and nine months ended December 31, 2025.

28 Jan 2026

co actions results

Utkarsh SFB Q3 Update: Loans down 4%, deposits up 5%

Utkarsh Small Finance Bank reports mixed Q3FY26 performance with gross loan portfolio declining 3.9% YoY to ₹18,306 crores, while total deposits grew 4.5% YoY to ₹21,087 crores. Collection efficiency improves to 99.1%. Stock down 45.9% in past year.

05 Jan 2026

co actions results

Utkarsh Small Finance Bank Gets CARE A Rating

CARE Ratings reaffirmed CARE A rating for Utkarsh Small Finance Bank's ₹200 crore Tier II Bonds but revised outlook to Negative from Stable due to microfinance segment stress affecting asset quality.

05 Jan 2026

stocks

Utkarsh Small Finance Bank Appoints Dr. Ram Jass Yadav

Utkarsh Small Finance Bank's board approves appointment of Dr. Ram Jass Yadav as Additional Non-Executive Director for five years, effective January 3, 2026, subject to shareholder approval.

03 Jan 2026

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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800