pocketful logo
Visagar Financial Services Ltd logo

Visagar Financial Services Ltd

NSE: BSE: 531025

0.34

(0%)

Fri, 13 Mar 2026, 07:13 pm

Visagar Financial Services Analysis

dividend

thumbs up icon

Pros

    thumbs up icon

    Cons

    • Unable to evaluate Visagar Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Visagar Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

    thumbs up icon

    Pros

    • Visagar Financial Services is profitable, therefore cash runway is not a concern.
    • Visagar Financial Services is profitable, therefore cash runway is not a concern.
    • Visagar Financial Services's cash and other short term assets cover its long term commitments.
    • The level of debt compared to net worth has been reduced over the past 5 years (49.8% vs 24.5% today).
    • Interest payments on debt are well covered by earnings (EBIT is 277x coverage).
    • Visagar Financial Services's level of debt (24.5%) compared to net worth is satisfactory (less than 40%).
    • Low level of unsold assets.
    thumbs up icon

    Cons

    • Visagar Financial Services's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
    • Operating cash flow is negative therefore debt is not well covered.
    • Debt is not covered by short term assets, assets are 0.7x debt.

    management

    thumbs up icon

    Pros

      thumbs up icon

      Cons

      • The average tenure for the Visagar Financial Services board of directors is less than 3 years, this suggests a new board.
      • The average tenure for the Visagar Financial Services management team is less than 2 years, this suggests a new team.

      misc

      thumbs up icon

      Pros

        thumbs up icon

        Cons

        • Visagar Financial Services is not covered by any analysts.

        past

        thumbs up icon

        Pros

        • Visagar Financial Services's year on year earnings growth rate has been positive over the past 5 years.
        • Visagar Financial Services has become profitable over the past 3 years. This is considered to be a significant improvement in its use of capital (Return on Capital Employed).
        thumbs up icon

        Cons

        • Visagar Financial Services's 1-year earnings growth is negative, it can't be compared to the 5-year average.
        • Visagar Financial Services used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
        • Visagar Financial Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
        • Visagar Financial Services's 1-year earnings growth is negative, it can't be compared to the IN Capital Markets industry average.

        value

        thumbs up icon

        Pros

        • Visagar Financial Services is good value based on assets compared to the IN Capital Markets industry average.
        • 531025 outperformed the Capital Markets industry which returned -21% over the past year.
        • 531025 outperformed the Market in India which returned -14.5% over the past year.
        thumbs up icon

        Cons

        • Visagar Financial Services is overvalued based on earnings compared to the IN Capital Markets industry average.
        • Visagar Financial Services is overvalued based on earnings compared to the India market.
        • BSE:531025 is flat (0%) underperforming the Capital Markets industry which returned 8.7% over the past month.
        • BSE:531025 is flat (0%) underperforming the market in India which returned 8% over the past month.

        Open Your Free Demat Account Now!

        Step into a world of zero fees and limitless opportunities!

        pocketful logo

        2022-25 Pocketful. All rights reserved, Built with in India

        Version -5.76

        app image 1app image 2

        Explore

        Calculatorsfooter arrow down icon
        Popular Calculatorsfooter arrow down icon
        Group Stocksfooter arrow down icon

        Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800