Visagar Financial Services Analysis

dividend

Pros

Cons

• Unable to evaluate Visagar Financial Services's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
• Unable to evaluate Visagar Financial Services's dividend against the top 25% market benchmark as the company has not reported any payouts.

health

Pros

• Visagar Financial Services is profitable, therefore cash runway is not a concern.
• Visagar Financial Services is profitable, therefore cash runway is not a concern.
• Visagar Financial Services's cash and other short term assets cover its long term commitments.
• The level of debt compared to net worth has been reduced over the past 5 years (49.8% vs 24.5% today).
• Interest payments on debt are well covered by earnings (EBIT is 277x coverage).
• Visagar Financial Services's level of debt (24.5%) compared to net worth is satisfactory (less than 40%).
• Low level of unsold assets.

Cons

• Visagar Financial Services's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
• Operating cash flow is negative therefore debt is not well covered.
• Debt is not covered by short term assets, assets are 0.7x debt.

management

Pros

Cons

• The average tenure for the Visagar Financial Services board of directors is less than 3 years, this suggests a new board.
• The average tenure for the Visagar Financial Services management team is less than 2 years, this suggests a new team.

misc

Pros

Cons

• Visagar Financial Services is not covered by any analysts.

past

Pros

• Visagar Financial Services's year on year earnings growth rate has been positive over the past 5 years.
• Visagar Financial Services has become profitable over the past 3 years. This is considered to be a significant improvement in its use of capital (Return on Capital Employed).

Cons

• Visagar Financial Services's 1-year earnings growth is negative, it can't be compared to the 5-year average.
• Visagar Financial Services used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
• Visagar Financial Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
• Visagar Financial Services's 1-year earnings growth is negative, it can't be compared to the IN Capital Markets industry average.

value

Pros

• Visagar Financial Services is good value based on assets compared to the IN Capital Markets industry average.
• 531025 outperformed the Capital Markets industry which returned -21% over the past year.
• 531025 outperformed the Market in India which returned -14.5% over the past year.

Cons

• Visagar Financial Services is overvalued based on earnings compared to the IN Capital Markets industry average.
• Visagar Financial Services is overvalued based on earnings compared to the India market.
• BSE:531025 is flat (0%) underperforming the Capital Markets industry which returned 8.7% over the past month.
• BSE:531025 is flat (0%) underperforming the market in India which returned 8% over the past month.