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Anupam Finserv Ltd

NSE: BSE: 530109

2.31

(2.67%)

Sun, 01 Mar 2026, 01:16 am

Anupam Finserv Analysis

dividend

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Pros

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    Cons

    • Unable to evaluate Anupam Finserv's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
    • Unable to evaluate Anupam Finserv's dividend against the top 25% market benchmark as the company has not reported any payouts.

    health

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    Pros

    • Anupam Finserv is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
    • Anupam Finserv is profitable, therefore cash runway is not a concern.
    • Anupam Finserv is profitable, therefore cash runway is not a concern.
    • Debt is well covered by operating cash flow (20.2%, greater than 20% of total debt).
    • Debt is covered by short term assets, assets are 2.5x debt.
    • Anupam Finserv's cash and other short term assets cover its long term commitments.
    • Low level of unsold assets.
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    Cons

    • The level of debt compared to net worth has increased over the past 5 years (2.6% vs 68.5% today).
    • Interest payments on debt are not well covered by earnings (EBIT is 2.2x annual interest expense, ideally 3x coverage).
    • Anupam Finserv's level of debt (68.5%) compared to net worth is high (greater than 40%).

    management

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    Pros

    • The tenure for the Anupam Finserv board of directors is about average.
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    Cons

      misc

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      Pros

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        Cons

        • Anupam Finserv is not covered by any analysts.
        • Anupam Finserv has significant price volatility in the past 3 months.

        past

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        Pros

        • Anupam Finserv has delivered over 20% year on year earnings growth in the past 5 years.
        • Anupam Finserv used its assets more efficiently than the IN Capital Markets industry average last year based on Return on Assets.
        • Anupam Finserv has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
        • Anupam Finserv's earnings growth has exceeded the IN Capital Markets industry average in the past year (10.9% vs -4.7%).
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        Cons

        • Anupam Finserv's 1-year earnings growth is less than its 5-year average (10.9% vs 65.7%)
        • Anupam Finserv has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).

        value

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        Pros

        • BSE:530109 is up 24.5% outperforming the Capital Markets industry which returned 8.7% over the past month.
        • BSE:530109 is up 24.5% outperforming the market in India which returned 8% over the past month.
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        Cons

        • Anupam Finserv is overvalued based on assets compared to the IN Capital Markets industry average.
        • Anupam Finserv is overvalued based on earnings compared to the IN Capital Markets industry average.
        • Anupam Finserv is overvalued based on earnings compared to the India market.

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