AU Small Finance Bank Ltd
NSE: AUBANK BSE: 540611
₹932.90
-21 (2.20%)
Sat, 31 Oct 2026, 09:43 pm
Market Cap (in Cr)70215.55
PE Ratio22.38
Dividend0.11
Finance
Regional Banks
24.5KAU Small Finance Bank Balance Sheet
| Particulars | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense on debt | -3.17B | -3.33B | -4.92B | -5.31B | -882.74M | -669.88M | -812.95M | -495.92M | -109.91M | -126.11M | -154.40M | -370.71M |
| Pretax equity in earnings | 0 | 0 | 0 | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity in earnings | 1.17M | 9.60M | 14.81M | 10.25M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total assets | 33.79B | 48.33B | 79.39B | 98.13B | 188.33B | 326.23B | 421.43B | 515.91B | 690.78B | 902.16B | 1.09T | 1.58T |
| Total current assets | 14.10B | 17.02B | 26.42B | 43.53B | 19.10B | 20.20B | 38.20B | 53.07B | 65.25B | 101.46B | 73.31B | 110.66B |
| Cash and short term investments | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & equivalents | - | - | - | - | - | - | - | - | - | - | - | - |
| Short term investments | - | - | - | - | - | - | - | - | - | - | - | - |
| Total receivables, net | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts receivable - trade, net | - | - | - | - | - | - | - | - | - | - | - | - |
| Other receivables | - | - | - | - | - | - | - | - | - | - | - | - |
| Total inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Other current assets, total | - | - | - | - | - | - | - | - | - | - | - | - |
| Total non-current assets | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term investments | - | - | - | - | - | - | - | - | - | - | - | - |
| Note receivable - long term | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments in unconsolidated subsidiaries | 48.49M | 58.09M | 13.46M | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other investments | 428.01M | 352.48M | 536.02M | 6.32B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net property/plant/equipment | 213.96M | 238.41M | 284.73M | 1.94B | 3.86B | 4.47B | 4.48B | 4.82B | 6.23B | 7.40B | 8.52B | 9.12B |
| Gross property/plant/equipment | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax assets | 120.25M | 167.02M | 230.16M | 134.73M | 137.09M | 109.47M | 406.75M | 1.01B | 1.42B | 928.10M | 1.16B | 2.36B |
| Net intangible assets | 14.10M | 18.64M | 22.96M | 814.59M | — | — | — | — | — | — | — | — |
| Goodwill, net | 5.29M | 5.29M | 5.29M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other intangibles, net | 8.81M | 13.34M | 17.66M | 814.59M | — | — | — | — | — | — | — | — |
| Other long term assets, total | 303.54M | 380.37M | 695.92M | 316.72M | 1.60B | 1.64B | 1.74B | 2.78B | 3.86B | 7.43B | 8.31B | 6.91B |
| Short term debt | 9.47B | 14.79B | 22.25B | 21.34B | 24.83B | 34.09B | 50.30B | 44.62B | 25.26B | 25.56B | 21.33B | 61.42B |
| Current portion of LT debt and capital leases | 4.42B | 4.18B | 11.03B | 11.40B | 0 | 0 | 0 | 44.27B | 24.87B | 25.22B | 21.01B | 60.78B |
| Short term debt excl. current portion of LT debt | 5.06B | 10.61B | 11.22B | 9.94B | 24.83B | 34.09B | 50.30B | 349.64M | 388.60M | 345.77M | 319.57M | 641.33M |
| Accounts payable | - | - | - | - | - | - | - | - | - | - | - | - |
| Income tax payable | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term debt | 15.31B | 21.03B | 40.07B | 49.37B | 70.32B | 88.53B | 100.21B | 82.78B | 102.69B | 112.38B | 109.51B | 188.00B |
| Long term debt excl. lease liabilities | 15.31B | 21.03B | 40.07B | 49.37B | 70.32B | 88.53B | 100.21B | 82.78B | 102.69B | 112.38B | 109.51B | 188.00B |
| Total equity | 6.49B | 8.38B | 10.71B | 19.88B | 22.81B | 31.63B | 43.77B | 62.75B | 75.14B | 109.77B | 125.60B | 171.66B |
| Shareholders' equity | 6.49B | 8.38B | 10.67B | 19.88B | 22.81B | 31.63B | 43.77B | 62.75B | 75.14B | 109.77B | 125.60B | 171.66B |
| Common equity, total | 6.49B | 8.38B | 10.67B | 19.88B | 22.81B | 31.63B | 43.77B | 62.75B | 75.14B | 109.77B | 125.60B | 171.66B |
| Other common equity | 598.01M | 926.50M | 1.45B | 2.98B | 4.03B | 7.61B | 9.29B | 13.47B | 17.23B | 22.18B | 28.19B | 39.73B |
| Total debt | 24.78B | 35.83B | 62.32B | 70.71B | 95.15B | 122.62B | 150.51B | 127.40B | 127.95B | 137.94B | 130.84B | 249.42B |
| Net debt | 22.26B | 33.31B | 57.57B | 49.10B | 89.87B | 114.45B | 139.85B | 110.75B | 101.75B | 100.63B | 83.50B | 161.96B |
| Change in accounts receivable | -9.29B | -14.48B | -28.40B | 6.72B | — | — | — | — | — | — | — | — |
| Change in taxes payable | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in accounts payable | 34.18M | 2.83M | 0 | 0 | — | — | — | — | — | — | — | — |
| Change in other assets/liabilities | 1.47B | 1.34B | 8.44B | 293.33M | — | — | — | — | — | — | — | — |
| Sale of fixed assets & businesses | 1.01M | 974.00K | 1.65M | 5.81B | 8.80M | 15.76M | 15.02M | 15.57M | 14.83M | 22.86M | 81.25M | 73.29M |
| Purchase/sale of investments, net | 6.00B | 136.51M | 555.39M | -21.24B | -9.06B | -41.23B | -35.30B | -2.13B | -45.68B | -48.77B | -71.42B | -75.88B |
| Sale/maturity of investments | 17.56B | 3.99B | 18.21B | 53.48B | 8.19B | 0 | — | 6.37B | — | — | — | — |
| Purchase of investments | -11.56B | -3.85B | -17.65B | -74.72B | -17.25B | -41.23B | -35.30B | -8.50B | -45.68B | -48.77B | -71.42B | -75.88B |
| Other investing cash flow items, total | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of debt, net | -2.31B | 11.21B | 19.54B | 8.52B | 5.18B | 9.71B | 17.18B | -33.06B | -10.39B | 3.08B | -8.19B | 24.20B |
| Issuance/retirement of long term debt | -2.31B | 11.21B | 18.99B | 9.80B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of short term debt | — | — | 558.97M | -1.28B | -6.32B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | — | — | — | — | 11.49B | 9.71B | 17.18B | -33.06B | -10.39B | 3.08B | -8.19B | 24.20B |
| Total cash dividends paid | 0 | 0 | 0 | 0 | 0 | -174.83M | -264.38M | 0 | 0 | -315.09M | -667.01M | -743.16M |
| Other financing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
