Jammu and Kashmir Bank Ltd
NSE: J&KBANK BSE: 532209
₹125.41
(3.77%)
Sat, 14 Mar 2026, 11:41 pm
Market Cap133.13B
PE Ratio6.44
Dividend1.78
Jammu and Kashmir Bank Balance Sheet
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense on debt | -160.47M | -360.31M | -510.34M | -730.70M | -969.38M | -1.00B | -954.70M | -797.23M | -1.04B | -2.05B | -1.47B | -946.80M | -1.38B | -2.73B | -2.43B | -2.00B | -14.36M | -364.80M | -375.67M | -64.01M |
| Pretax equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | — | — | — | — |
| Equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | -95.87M | -180.70M | 13.16M | -44.63M |
| Total assets | 264.46B | 286.47B | 327.56B | 376.88B | 425.42B | 505.03B | 602.64B | 717.34B | 786.13B | 760.64B | 802.54B | 820.12B | 896.84B | 1.01T | 1.09T | 1.20T | 1.31T | 1.46T | 1.55T | 1.69T |
| Total current assets | 24.97B | 38.21B | 46.70B | 55.59B | 49.10B | 39.21B | 49.08B | 59.56B | 49.26B | 42.42B | 36.65B | 59.15B | 86.81B | 64.26B | 104.31B | 103.24B | 96.84B | 97.86B | 89.92B | 107.42B |
| Cash and short term investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short term investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total receivables, net | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts receivable - trade, net | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other current assets, total | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total non-current assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Note receivable - long term | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments in unconsolidated subsidiaries | 0 | 0 | 0 | 0 | 2.47B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -40.00M | 0 | 239.00K | 239.00K | 1.67B |
| Other investments | — | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net property/plant/equipment | 1.95B | 1.83B | 1.92B | 1.99B | 2.04B | 3.93B | 4.20B | 4.57B | 5.35B | 6.90B | 7.64B | 15.44B | 16.15B | 16.75B | 20.71B | 20.13B | 19.54B | 22.72B | 22.58B | 21.92B |
| Gross property/plant/equipment | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax assets | — | 42.54M | 64.39M | 96.92M | 109.10M | 212.61M | 236.74M | 274.89M | — | — | — | — | 2.22B | 3.00B | 3.33B | 2.66B | 2.39B | 1.83B | 1.55B | — |
| Net intangible assets | 0 | 0 | 0 | 0 | 0 | 3.20M | 3.40M | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Goodwill, net | — | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other intangibles, net | — | — | — | — | — | 3.20M | 3.40M | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other long term assets, total | 2.72B | 1.68B | 2.50B | 2.60B | 4.16B | 2.86B | 2.18B | 3.67B | 5.87B | 14.49B | 53.02B | 34.82B | 34.02B | 65.82B | 141.75B | 151.39B | 148.13B | 168.02B | 144.43B | 112.09B |
| Short term debt | 4.05B | 8.10B | 10.74B | 3.14B | 3.61B | 42.54B | 58.85B | 62.42B | 9.28B | 12.62B | 17.51B | 2.52B | 2.92B | 0 | 0 | 0 | 6.50B | 11.38B | 16.11B | 11.01B |
| Current portion of LT debt and capital leases | 2.49B | 6.10B | 7.51B | — | — | 5.05B | 6.41B | 4.75B | 6.55B | — | — | — | — | 0 | 0 | 0 | 5.00B | 10.05B | 15.00B | 10.00B |
| Short term debt excl. current portion of LT debt | 1.56B | 2.00B | 3.23B | 3.14B | 3.61B | 37.49B | 52.44B | 57.67B | 2.73B | 12.62B | 17.51B | 2.52B | 2.92B | 0 | 0 | 0 | 1.50B | 1.33B | 1.11B | 1.01B |
| Accounts payable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Income tax payable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term debt | 1.02B | 101.89M | 4.20M | 9.97B | 11.00B | 6.00B | 6.00B | 6.00B | 76.70B | 73.12B | 74.06B | 55.87B | 40.62B | 58.90B | 46.44B | 38.46B | 33.83B | 40.26B | 42.13B | 45.11B |
| Long term debt excl. lease liabilities | 1.02B | 101.89M | 4.20M | 9.97B | 11.00B | 6.00B | 6.00B | 6.00B | 76.70B | 73.12B | 74.06B | 55.87B | 40.62B | 58.90B | 46.44B | 38.46B | 33.83B | 40.26B | 42.13B | 45.11B |
| Total equity | 17.99B | 20.09B | 23.09B | 26.23B | 30.11B | 34.79B | 40.93B | 48.65B | 57.22B | 61.08B | 64.21B | 56.73B | 61.58B | 66.22B | 63.46B | 68.02B | 80.77B | 98.96B | 121.93B | 142.08B |
| Shareholders' equity | 17.99B | 20.09B | 23.09B | 26.23B | 30.11B | 34.79B | 40.93B | 48.65B | 57.22B | 61.08B | 64.21B | 56.73B | 61.58B | 66.22B | 63.46B | 68.02B | 80.77B | 98.96B | 121.93B | 142.08B |
| Common equity, total | 17.99B | 20.09B | 23.09B | 26.23B | 30.11B | 34.79B | 40.93B | 48.65B | 57.22B | 61.08B | 64.21B | 56.73B | 61.58B | 66.22B | 63.46B | 68.02B | 80.77B | 98.96B | 121.93B | 142.08B |
| Other common equity | 16.64B | 18.73B | 21.74B | 24.88B | 28.75B | 33.44B | 39.58B | 47.29B | 55.87B | 59.73B | 62.86B | 52.88B | 54.90B | 59.54B | 51.79B | 56.35B | 62.23B | 76.11B | 91.63B | 111.79B |
| Total debt | 5.07B | 8.21B | 10.75B | 13.10B | 14.61B | 48.54B | 64.85B | 68.42B | 85.99B | 85.74B | 91.57B | 58.40B | 43.55B | 58.90B | 46.44B | 38.46B | 40.32B | 51.64B | 58.25B | 56.12B |
| Net debt | -5.13B | -10.68B | -22.03B | -10.45B | -13.34B | 18.19B | 36.60B | 40.95B | 54.89B | 61.63B | 59.57B | 21.80B | -194.33M | 172.72M | -51.49B | -56.57B | 26.37B | -9.30B | -14.98B | -18.24B |
| Change in accounts receivable | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in taxes payable | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in accounts payable | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in other assets/liabilities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Sale of fixed assets & businesses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase/sale of investments, net | 295.66M | 16.02B | -13.65B | -19.74B | -32.20B | 57.81B | 0 | 0 | -4.49B | 10.81B | 24.06B | -9.92B | 23.95B | -42.54B | 1.77B | -78.00B | -30.27B | -10.66B | -2.42B | -60.82B |
| Sale/maturity of investments | 295.66M | 16.02B | 0 | — | — | 57.81B | 0 | 0 | 0 | 10.92B | 24.06B | 0 | 23.95B | 0 | 1.77B | — | 0 | 0 | 0 | 0 |
| Purchase of investments | 0 | 0 | -13.65B | -19.74B | -32.20B | 0 | — | — | -4.49B | -116.68M | 0 | -9.92B | 0 | -42.54B | — | -78.00B | -30.27B | -10.66B | -2.42B | -60.82B |
| Other investing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of debt, net | -555.47M | 2.69B | 1.32B | 2.45B | 1.04B | 44.44M | 1.36B | -1.66B | 0 | 0 | 0 | -9.64B | 3.52B | 9.96B | -6.04B | -43.80M | 3.60B | 5.21B | 0 | -5.00B |
| Issuance/retirement of long term debt | 0 | -870.00M | 0 | 0 | 6.00B | 0 | 0 | 0 | 0 | 0 | 0 | 5.00B | 5.00B | -43.80M | -43.80M | -43.80M | 0 | 0 | 0 | 0 |
| Issuance/retirement of short term debt | -555.47M | 3.56B | 1.32B | 2.45B | -4.96B | 44.44M | 1.36B | -1.66B | — | — | 0 | -14.64B | -1.48B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | — | — | — | — | — | — | — | — | — | — | — | — | — | 10.00B | -6.00B | 0 | 3.60B | 5.21B | 0 | -5.00B |
| Total cash dividends paid | -438.50M | -442.21M | -652.24M | -879.11M | -958.97M | -1.25B | -1.47B | -1.89B | -2.84B | -2.84B | -1.22B | -1.02B | 0 | 0 | 0 | 0 | 0 | 0 | -515.74M | -2.37B |
| Other financing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800