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Motilal Oswal Financial Services Ltd

NSE: MOTILALOFS BSE: 532892

777.75

(-0.23%)

Sat, 21 Feb 2026, 05:11 pm

Motilal Oswal Financial Services Analysis

dividend

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Pros

  • Dividends per share have increased over the past 10 years.
  • Dividends paid are well covered by earnings (2.8x coverage).
  • Motilal Oswal Financial Services's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
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Cons

  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
  • Motilal Oswal Financial Services's dividend is below the markets top 25% of dividend payers in India (3.08%).

future

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Pros

  • Motilal Oswal Financial Services's earnings are expected to grow significantly at over 20% yearly.
  • Motilal Oswal Financial Services's earnings growth is expected to exceed the India market average.
  • Motilal Oswal Financial Services's earnings growth is expected to exceed the low risk savings rate of 7.2%.
  • Motilal Oswal Financial Services's earnings are expected to exceed the low risk growth rate next year.
  • Motilal Oswal Financial Services's net income is expected to increase by more than 50% in 2 years time.
  • Performance (ROE) is expected to be above the current IN Capital Markets industry average.
  • An improvement in Motilal Oswal Financial Services's performance (ROE) is expected over the next 3 years.
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Cons

  • Motilal Oswal Financial Services is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
  • Motilal Oswal Financial Services's revenue is expected to increase but not above the 50% threshold in 2 years time.
  • Motilal Oswal Financial Services's revenue is expected to grow by 5.1% yearly, however this is not considered high growth (20% yearly).
  • Motilal Oswal Financial Services's revenue growth is positive but not above the India market average.

health

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Pros

  • Motilal Oswal Financial Services is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Motilal Oswal Financial Services is profitable, therefore cash runway is not a concern.
  • Motilal Oswal Financial Services is profitable, therefore cash runway is not a concern.
  • Debt is well covered by operating cash flow (20.3%, greater than 20% of total debt).
  • Debt is covered by short term assets, assets are 1.4x debt.
  • Motilal Oswal Financial Services's cash and other short term assets cover its long term commitments.
  • Low level of unsold assets.
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Cons

  • The level of debt compared to net worth has increased over the past 5 years (65.3% vs 148.2% today).
  • Motilal Oswal Financial Services's level of debt (148.2%) compared to net worth is high (greater than 40%).

management

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Pros

  • The tenure for the Motilal Oswal Financial Services board of directors is about average.
  • Motilal's remuneration is about average for companies of similar size in India.
  • Motilal's compensation has been consistent with company performance over the past year, both up more than 20%.
  • The tenure for the Motilal Oswal Financial Services management team is about average.
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Cons

  • Motilal Oswal Financial Services individual insiders have only sold shares in the past 3 months.

misc

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Pros

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    Cons

    • Motilal Oswal Financial Services is covered by less than 3 analysts.
    • Motilal Oswal Financial Services has significant price volatility in the past 3 months.

    past

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    Pros

    • Motilal Oswal Financial Services's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.
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    Cons

    • Motilal Oswal Financial Services's 1-year earnings growth is negative, it can't be compared to the 5-year average.
    • Motilal Oswal Financial Services used its assets less efficiently than the IN Capital Markets industry average last year based on Return on Assets.
    • Motilal Oswal Financial Services has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
    • Motilal Oswal Financial Services's 1-year earnings growth is negative, it can't be compared to the IN Capital Markets industry average.

    value

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    Pros

    • Motilal Oswal Financial Services is good value based on expected growth next year.
    • MOTILALOFS matched the Capital Markets industry (-21%) over the past year.
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    Cons

    • Motilal Oswal Financial Services's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
    • Motilal Oswal Financial Services's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
    • Motilal Oswal Financial Services is overvalued based on assets compared to the IN Capital Markets industry average.
    • Motilal Oswal Financial Services is overvalued based on earnings compared to the IN Capital Markets industry average.
    • Motilal Oswal Financial Services is overvalued based on earnings compared to the India market.
    • MOTILALOFS underperformed the Market in India which returned -14.5% over the past year.
    • NSEI:MOTILALOFS is up 3% underperforming the Capital Markets industry which returned 8.7% over the past month.
    • NSEI:MOTILALOFS is up 3% underperforming the market in India which returned 8% over the past month.

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