PB Fintech Ltd
NSE: POLICYBZR BSE: 543390
₹971.70
+43.70 (4.71%)
Sat, 07 Nov 2026, 10:57 pm
Market Cap (in Cr)42948.08
PE Ratio56.10
Dividend0
Technology Services
Internet Software/Services
24.5KPB Fintech Balance Sheet
| Particulars | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Interest expense on debt | -75.79M | -120.52M | -116.61M | -137.64M | -216.00M | -267.20M | -340.50M |
| Pretax equity in earnings | 0 | 0 | 0 | — | — | — | — |
| Equity in earnings | 0 | 0 | 0 | -388.00K | -1.65M | -20.20M | 2.60M |
| Total assets | 7.51B | 15.76B | 23.31B | 59.52B | 63.04B | 67.91B | 75.29B |
| Total current assets | 5.40B | 13.11B | 21.39B | 55.72B | 41.22B | 48.22B | 38.53B |
| Cash and short term investments | 3.93B | 11.08B | 19.48B | 51.46B | 33.88B | 40.99B | 27.52B |
| Cash & equivalents | 1.07B | 8.53B | 4.39B | 4.23B | 723.40M | 3.25B | 5.61B |
| Short term investments | 2.86B | 2.54B | 15.09B | 47.23B | 33.16B | 37.74B | 21.92B |
| Total receivables, net | 1.32B | 1.86B | 1.79B | 3.66B | 6.92B | 6.70B | 10.29B |
| Accounts receivable - trade, net | 1.31B | 1.79B | 1.73B | 3.61B | 6.77B | 6.51B | 10.00B |
| Other receivables | 3.02M | 74.08M | 60.02M | 51.52M | 150.94M | 191.80M | 289.30M |
| Total inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other current assets, total | 118.05M | 134.68M | 61.57M | 495.64M | 297.92M | 365.20M | 467.00M |
| Total non-current assets | 2.12B | 2.65B | 1.91B | 3.80B | 21.82B | 19.68B | 36.76B |
| Long term investments | 103.96M | 57.05M | 53.21M | 459.09M | 16.65B | 12.14B | 28.00B |
| Note receivable - long term | 103.96M | 56.05M | 49.71M | — | 74.71M | 50.80M | 1.16B |
| Investments in unconsolidated subsidiaries | 0 | 0 | 0 | 315.53M | 474.51M | 454.40M | 15.33B |
| Other investments | 0 | 1.00M | 3.50M | 143.56M | 16.10B | 11.64B | 11.51B |
| Net property/plant/equipment | 1.17B | 1.42B | 1.21B | 1.80B | 2.72B | 3.15B | 4.11B |
| Gross property/plant/equipment | 1.34B | 1.77B | 1.69B | 2.42B | 3.41B | 4.22B | 5.65B |
| Deferred tax assets | — | — | — | 363.59M | 502.35M | 620.80M | — |
| Net intangible assets | 19.93M | 56.84M | 36.09M | 247.83M | 435.02M | 432.60M | 67.30M |
| Goodwill, net | 0 | 0 | 0 | 221.79M | 377.07M | 377.10M | 13.80M |
| Other intangibles, net | 19.93M | 56.84M | 36.09M | 26.04M | 57.95M | 55.50M | 53.50M |
| Other long term assets, total | 819.47M | 1.12B | 601.60M | 928.58M | 1.51B | 3.33B | 4.58B |
| Short term debt | 242.66M | 149.56M | 128.57M | 178.65M | 328.35M | 392.50M | 466.50M |
| Current portion of LT debt and capital leases | 242.66M | 149.56M | 128.57M | 178.65M | 328.35M | 392.50M | 466.50M |
| Short term debt excl. current portion of LT debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts payable | 1.11B | 1.18B | 1.02B | 1.98B | 3.06B | 3.01B | 3.67B |
| Income tax payable | — | — | — | — | — | — | — |
| Long term debt | 644.43M | 934.86M | 958.28M | 1.41B | 1.94B | 2.14B | 2.76B |
| Long term debt excl. lease liabilities | 644.43M | 934.86M | 958.28M | 1.41B | 1.94B | 2.14B | 2.76B |
| Total equity | 4.90B | 12.66B | 19.92B | 54.12B | 54.85B | 58.76B | 64.38B |
| Shareholders' equity | 4.90B | 12.66B | 19.92B | 54.12B | 54.76B | 58.71B | 64.32B |
| Common equity, total | 4.89B | 12.65B | 19.91B | 54.12B | 54.76B | 58.71B | 64.32B |
| Other common equity | 922.15M | 1.08B | 1.55B | 4.67B | 8.11B | 10.13B | 5.24B |
| Total debt | 887.09M | 1.08B | 1.09B | 1.59B | 2.27B | 2.53B | 3.22B |
| Net debt | -3.04B | -9.99B | -18.39B | -49.86B | -31.62B | -38.46B | -24.30B |
| Change in accounts receivable | -170.47M | -565.19M | 104.68M | -1.93B | -3.25B | 185.00M | -4.48B |
| Change in taxes payable | — | — | — | — | — | — | — |
| Change in accounts payable | 642.04M | 67.97M | -148.82M | 961.07M | 1.10B | -55.50M | 192.70M |
| Change in other assets/liabilities | -141.11M | 254.66M | 438.21M | -11.59B | 762.32M | 355.30M | 375.50M |
| Sale of fixed assets & businesses | 0 | 0 | 10.10M | 16.70M | 18.31M | 1.60M | 6.40M |
| Purchase/sale of investments, net | 4.09B | 1.03B | -12.32B | -21.97B | -1.14B | 1.64B | 1.54B |
| Sale/maturity of investments | 6.95B | 26.27B | 22.50B | 27.46B | 57.97B | 66.73B | 73.91B |
| Purchase of investments | -2.85B | -25.25B | -34.82B | -49.43B | -59.12B | -65.08B | -72.37B |
| Other investing cash flow items, total | 120.00K | -240.00K | 0 | 0 | 0 | 50.00M | -200.00M |
| Issuance/retirement of debt, net | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of long term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of short term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | — | — | — | — | — | — | — |
| Total cash dividends paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other financing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 1.20M | -500.00K |
