
PB Fintech Ltd
NSE: POLICYBZR BSE: 543390
₹1619.10
(-2.14)%
Mon, 02 Feb 2026, 01:33 am
Market Cap764.71B
PE Ratio163.05
Dividend0
Financials
| Particulars | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Total revenue | 4.92B | 7.71B | 8.87B | 14.25B | 25.58B | 34.38B | 49.77B |
| Gross profit | -3.29B | -3.18B | -1.70B | -8.68B | -5.68B | 14.93B | 25.94B |
| Operating expenses (excl. COGS) | -367.97M | -470.73M | -277.13M | -766.17M | -1.57B | -17.68B | -26.21B |
| Selling/general/admin expenses, total | -354.60M | -420.57M | -244.77M | -730.19M | -1.54B | -17.56B | -25.94B |
| Research & development | — | — | — | — | 0 | 0 | 0 |
| Selling/general/admin expenses, other | -354.60M | -420.57M | -244.77M | -730.19M | -1.54B | -17.56B | -25.94B |
| Other operating expenses, total | -13.37M | -50.16M | -32.36M | -35.98M | -30.31M | -115.90M | -273.40M |
| Operating income | -3.66B | -3.65B | -1.98B | -9.44B | -7.25B | -2.75B | -268.40M |
| Non-operating income, total | 287.25M | 702.81M | 555.88M | 1.11B | 2.37B | 3.54B | 4.14B |
| Interest expense, net of interest capitalized | -75.79M | -120.52M | -116.61M | -137.64M | -216.00M | -267.20M | -340.50M |
| Interest capitalized | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-operating income, excl. interest expenses | 363.16M | 810.51M | 652.25M | 1.19B | 2.50B | 3.63B | 4.24B |
| Non-operating interest income | 12.00M | 85.60M | 272.22M | 1.01B | 2.17B | 3.43B | 3.62B |
| Miscellaneous non-operating expense | 351.16M | 724.91M | 380.03M | 183.66M | 323.65M | 198.50M | 613.20M |
| Unusual income/expense | -120.00K | 12.82M | 20.24M | 57.13M | 92.98M | 174.60M | 246.30M |
| Pretax income | -3.37B | -2.95B | -1.42B | -8.33B | -4.88B | 791.30M | 3.87B |
| Taxes | -93.81M | -91.88M | -83.28M | 4.80M | 192.00K | -127.00M | -344.60M |
| Non-controlling/minority interest | 0 | 0 | 0 | 0 | 7.19M | 25.70M | -1.50M |
| After tax other income/expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income before discontinued operations | -3.47B | -3.04B | -1.50B | -8.33B | -4.87B | 669.80M | 3.53B |
| Net income | -3.47B | -3.04B | -1.50B | -8.33B | -4.87B | 669.80M | 3.53B |
| Dilution adjustment | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred dividends | — | — | — | 0 | 0 | 0 | 0 |
| Diluted net income available to common stockholders | -3.47B | -3.04B | -1.50B | -8.33B | -4.87B | 669.80M | 3.53B |
| Basic earnings per share (Basic EPS) | - | - | - | - | - | - | - |
| Diluted earnings per share (Diluted EPS) | - | - | - | - | - | - | - |
| EBITDA | -3.36B | -3.18B | -1.56B | -9.02B | -6.61B | -1.86B | 944.30M |
| EBIT | -3.66B | -3.65B | -1.98B | -9.44B | -7.25B | -2.75B | -268.40M |
| Total operating expenses | -8.58B | -11.36B | -10.84B | -23.69B | -32.83B | -37.12B | -50.04B |
| Prepaid expenses | 37.77M | 36.71M | 65.43M | 101.80M | 117.48M | 170.00M | 258.30M |
| Deferred income, current | 0 | 5.88M | 0 | 1.28M | 5.78M | 9.40M | 4.00M |
| Capital and operating lease obligations | 644.43M | 934.86M | 958.28M | 1.41B | 1.94B | 2.14B | 2.76B |
| Operating lease liabilities | — | — | — | — | — | — | — |
| Deferred tax liabilities | — | — | — | 362.90M | 502.25M | 620.80M | — |
| Deferred income, non-current | — | — | — | — | — | — | — |
| Minority interest | 0 | 0 | 0 | 0 | 84.97M | 54.40M | 55.40M |
| Change in accrued expenses | — | — | — | — | 51.12M | — | — |
| Common dividends paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred dividends paid | — | — | — | 0 | 0 | 0 | 0 |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800