PC Jeweller Ltd

NSE: PCJEWELLER BSE: 534809

₹14.43

-0.04 (0.28%)

Fri, 23 Oct 2026, 07:48 am

MTF 5xInvest in PC Jeweller Ltd with 5x Leverage Buy with MTF

Market Cap (in Cr)14111.34

PE Ratio18.27

Dividend0

Consumer Durables

Other Consumer Specialties

24.5K

PC Jeweller Balance Sheet

Income Statement Balance Sheet Cashflow

Particulars	Mar 2008	Mar 2009	Mar 2010	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Interest expense on debt	-75.26M	-168.29M	-295.51M	-378.10M	-608.66M	-955.36M	-1.52B	-2.18B	-2.40B	-2.75B	-1.76B	-2.36B	-3.60B	-3.83B	-4.32B	-4.90B	-4.95B	-520.30M
Pretax equity in earnings	—	—	—	—	0	0	0	0	0	0	0	0	0	0	0	—	—	0
Equity in earnings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—	—	0
Total assets	1.74B	4.12B	7.13B	10.79B	20.35B	34.81B	42.90B	47.73B	57.53B	74.00B	89.90B	76.51B	78.97B	78.98B	75.45B	76.36B	72.69B	84.13B
Total current assets	1.66B	3.97B	6.81B	10.19B	19.05B	33.18B	40.98B	45.84B	55.84B	72.01B	87.91B	74.68B	76.25B	76.48B	72.20B	63.13B	58.79B	71.10B
Cash and short term investments	74.12M	241.35M	407.74M	190.58M	113.08M	7.08B	5.15B	2.87B	3.50B	12.02B	15.75B	3.30B	2.48B	1.86B	629.40M	445.40M	74.10M	637.80M
Cash & equivalents	74.12M	241.35M	407.74M	190.58M	112.98M	798.69M	273.58M	921.36M	2.98B	9.67B	3.87B	854.70M	281.70M	578.70M	234.70M	419.70M	47.80M	622.40M
Short term investments	0	0	0	0	100.00K	6.28B	4.88B	1.95B	517.00M	2.35B	11.88B	2.44B	2.20B	1.28B	394.70M	25.70M	26.30M	15.40M
Total receivables, net	242.37M	1.67B	2.61B	4.37B	7.02B	7.06B	7.04B	7.76B	9.95B	15.52B	18.59B	20.41B	18.87B	14.48B	14.37B	4.31B	1.83B	3.51B
Accounts receivable - trade, net	237.29M	1.63B	2.49B	4.25B	6.87B	6.75B	6.23B	7.68B	9.76B	15.38B	18.51B	19.87B	18.81B	14.29B	14.34B	4.30B	1.82B	3.51B
Other receivables	5.08M	40.70M	110.52M	118.78M	156.20M	307.38M	806.58M	87.70M	193.70M	142.80M	80.80M	536.30M	66.50M	193.60M	33.20M	13.60M	2.70M	2.00M
Total inventory	1.34B	2.04B	3.78B	5.60B	11.87B	18.49B	27.94B	34.50B	42.29B	44.34B	52.87B	50.49B	54.52B	59.68B	56.85B	58.08B	56.49B	66.67B
Other current assets, total	4.96M	14.98M	14.64M	35.55M	43.10M	88.99M	256.87M	30.54M	51.40M	83.50M	642.00M	419.40M	338.60M	408.90M	315.50M	273.60M	385.60M	263.60M
Total non-current assets	80.76M	151.66M	316.30M	595.10M	1.30B	1.64B	1.93B	1.89B	1.68B	1.98B	1.99B	1.83B	2.72B	2.50B	3.25B	13.23B	13.91B	13.03B
Long term investments	1.19M	600.00K	13.28M	68.40M	300.83M	452.99M	655.65M	618.17M	146.30M	131.50M	475.00M	360.40M	283.60M	388.60M	370.70M	11.71B	12.99B	11.73B
Note receivable - long term	0	0	620.00K	26.57M	220.32M	305.11M	170.41M	86.59M	85.40M	85.40M	405.50M	323.60M	273.40M	301.20M	368.60M	11.70B	12.98B	11.73B
Investments in unconsolidated subsidiaries	0	0	0	0	0	0	0	102.90M	0	0	0	0	0	0	0	100.00K	100.00K	0
Other investments	1.19M	600.00K	12.66M	41.83M	80.51M	147.88M	485.24M	428.69M	60.90M	46.10M	69.50M	36.80M	10.20M	87.40M	2.10M	10.10M	9.30M	100.00K
Net property/plant/equipment	66.33M	88.46M	207.31M	316.58M	565.74M	627.62M	1.07B	1.11B	909.30M	876.70M	954.50M	739.80M	1.68B	1.37B	1.19B	1.14B	702.60M	932.70M
Gross property/plant/equipment	—	—	—	—	—	859.74M	1.40B	1.69B	1.14B	1.33B	1.60B	1.46B	2.55B	2.33B	2.23B	2.23B	1.66B	1.75B
Deferred tax assets	10.78M	41.59M	8.29M	5.67M	10.29M	50.06M	107.31M	125.17M	136.00M	363.50M	298.90M	484.10M	595.80M	617.90M	1.60B	47.10M	77.10M	192.40M
Net intangible assets	0	7.25M	7.84M	8.49M	9.79M	10.38M	10.97M	0	10.80M	9.70M	13.50M	16.50M	17.80M	18.60M	16.20M	8.10M	6.80M	5.60M
Goodwill, net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other intangibles, net	0	7.25M	7.84M	8.49M	9.79M	10.38M	10.97M	0	10.80M	9.70M	13.50M	16.50M	17.80M	18.60M	16.20M	8.10M	6.80M	5.60M
Other long term assets, total	2.46M	13.76M	79.58M	195.96M	411.27M	495.18M	85.40M	39.08M	272.40M	362.40M	31.80M	31.80M	31.80M	0	0	255.10M	98.90M	136.10M
Short term debt	541.96M	2.18B	814.11M	1.38B	5.76B	2.32B	10.04B	6.81B	9.12B	7.45B	10.86B	21.09B	33.71B	23.23B	33.13B	36.60B	41.07B	20.88B
Current portion of LT debt and capital leases	4.13M	20.33M	22.45M	5.05M	9.65M	9.47M	8.05M	4.77M	302.60M	1.11B	613.00M	182.80M	424.10M	296.50M	301.10M	297.00M	199.10M	236.90M
Short term debt excl. current portion of LT debt	537.83M	2.16B	791.66M	1.38B	5.75B	2.31B	10.03B	6.81B	8.82B	6.34B	10.25B	20.91B	33.28B	22.94B	32.83B	36.30B	40.87B	20.64B
Accounts payable	769.43M	1.14B	4.37B	5.89B	7.89B	16.25B	12.84B	18.09B	21.75B	29.97B	36.24B	12.62B	440.30M	9.37B	160.80M	172.60M	138.20M	137.70M
Income tax payable	6.66M	1.98M	40.17M	47.85M	254.52M	808.51M	1.24B	1.70B	1.22B	621.00M	1.20B	869.20M	1.26B	1.28B	1.27B	814.00M	812.60M	0
Long term debt	7.51M	7.39M	20.69M	13.89M	21.91M	11.99M	4.13M	4.07M	582.30M	4.23B	295.00M	115.80M	1.04B	907.80M	777.70M	763.10M	436.50M	629.90M
Long term debt excl. lease liabilities	7.51M	7.39M	20.69M	13.89M	21.91M	11.99M	4.13M	4.07M	582.30M	4.23B	295.00M	115.80M	1.04B	907.80M	777.70M	763.10M	436.50M	629.90M
Total equity	355.21M	546.02M	1.52B	3.26B	5.56B	13.89B	16.82B	19.90B	24.09B	29.87B	38.81B	39.21B	40.03B	42.69B	38.89B	36.91B	29.31B	61.93B
Shareholders' equity	355.21M	546.02M	1.52B	3.26B	5.56B	13.89B	16.82B	19.90B	24.09B	29.87B	38.81B	39.21B	40.03B	42.69B	38.89B	36.91B	29.31B	61.93B
Common equity, total	355.21M	546.02M	1.52B	3.26B	5.56B	13.89B	16.82B	19.90B	24.09B	27.61B	38.81B	39.21B	40.03B	42.69B	38.89B	36.91B	29.31B	61.93B
Other common equity	133.65M	324.46M	1.12B	2.59B	4.22B	6.92B	356.31M	545.43M	625.60M	640.90M	675.90M	938.10M	1.01B	907.50M	972.70M	1.02B	997.40M	6.08B
Total debt	549.47M	2.18B	834.80M	1.40B	5.78B	2.33B	10.04B	6.82B	9.70B	11.68B	11.16B	21.21B	34.75B	24.14B	33.91B	37.36B	41.50B	21.51B
Net debt	475.35M	1.94B	427.06M	1.20B	5.67B	-4.75B	4.89B	3.95B	6.21B	-338.10M	-4.59B	17.91B	32.27B	22.28B	33.28B	36.92B	41.43B	20.87B
Change in accounts receivable	-120.43M	-1.34B	-857.26M	-2.00B	-3.04B	-1.13B	365.39M	-1.39B	-1.91B	-5.90B	-2.70B	-873.50M	1.80B	5.90B	-975.40M	-209.30M	1.38B	18.60M
Change in taxes payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in accounts payable	498.18M	352.70M	3.28B	1.67B	1.84B	—	—	—	3.63B	8.76B	6.20B	-23.79B	-1.68B	-2.41B	-9.03B	104.00M	-51.40M	-5.50M
Change in other assets/liabilities	9.21M	43.45M	-31.00M	66.54M	753.29M	8.13B	-5.68B	6.88B	-1.17B	2.44B	2.31B	118.20M	-246.40M	-1.09B	-91.70M	-95.30M	-629.00M	-330.90M
Sale of fixed assets & businesses	840.00K	0	0	50.00K	3.26M	2.18M	1.51M	307.00K	2.90M	700.00K	1.80M	13.00M	1.80M	3.00M	600.00K	5.20M	21.30M	1.40M
Purchase/sale of investments, net	0	0	0	0	-100.00K	-4.43B	2.30B	2.28B	-400.50M	-5.36B	-3.96B	9.41B	249.00M	891.30M	896.60M	365.80M	300.00K	22.20M
Sale/maturity of investments	0	0	0	0	0	0	2.58B	2.28B	70.70M	0	2.80M	9.41B	249.00M	898.80M	896.60M	365.80M	300.00K	27.20M
Purchase of investments	0	0	0	0	-100.00K	-4.43B	-283.23M	0	-471.20M	-5.36B	-3.96B	0	0	-7.50M	0	0	0	-5.00M
Other investing cash flow items, total	4.07M	-49.41M	37.95M	-29.18M	-68.09M	-1.42B	0	0	0	0	0	0	0	-30.00M	257.00M	-64.90M	43.20M	700.00K
Issuance/retirement of debt, net	118.22M	1.63B	-1.35B	555.50M	4.37B	-3.37B	7.71B	-3.23B	2.88B	1.80B	3.80B	10.32B	1.74B	2.11B	7.27B	37.90M	-786.80M	-4.96B
Issuance/retirement of long term debt	10.92M	16.08M	15.41M	-24.20M	12.62M	-10.10M	-7.86M	-3.34M	876.00M	4.27B	-113.50M	-334.50M	-178.60M	-115.80M	-24.20M	37.90M	-786.80M	0
Issuance/retirement of short term debt	107.30M	1.62B	-1.36B	579.70M	4.36B	-3.36B	7.72B	-3.22B	2.01B	-2.48B	3.91B	10.66B	1.92B	2.22B	7.29B	0	0	-4.96B
Issuance/retirement of other debt	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Total cash dividends paid	0	0	0	0	0	0	-523.63M	-314.31M	-689.70M	-722.10M	-448.50M	-409.00M	0	0	0	0	0	0
Other financing cash flow items, total	0	0	0	0	0	0	0	-12.00K	0	0	0	0	0	0	0	0	0	513.90M

Particulars	Mar 2008	Mar 2009	Mar 2010	Mar 2011	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Interest expense on debt	-75.26M	-168.29M	-295.51M	-378.10M	-608.66M	-955.36M	-1.52B	-2.18B	-2.40B	-2.75B	-1.76B	-2.36B	-3.60B	-3.83B	-4.32B	-4.90B	-4.95B	-520.30M
Pretax equity in earnings	—	—	—	—	0	0	0	0	0	0	0	0	0	0	0	—	—	0
Equity in earnings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	—	—	0
Total assets	1.74B	4.12B	7.13B	10.79B	20.35B	34.81B	42.90B	47.73B	57.53B	74.00B	89.90B	76.51B	78.97B	78.98B	75.45B	76.36B	72.69B	84.13B
Total current assets	1.66B	3.97B	6.81B	10.19B	19.05B	33.18B	40.98B	45.84B	55.84B	72.01B	87.91B	74.68B	76.25B	76.48B	72.20B	63.13B	58.79B	71.10B
Cash and short term investments	74.12M	241.35M	407.74M	190.58M	113.08M	7.08B	5.15B	2.87B	3.50B	12.02B	15.75B	3.30B	2.48B	1.86B	629.40M	445.40M	74.10M	637.80M
Cash & equivalents	74.12M	241.35M	407.74M	190.58M	112.98M	798.69M	273.58M	921.36M	2.98B	9.67B	3.87B	854.70M	281.70M	578.70M	234.70M	419.70M	47.80M	622.40M
Short term investments	0	0	0	0	100.00K	6.28B	4.88B	1.95B	517.00M	2.35B	11.88B	2.44B	2.20B	1.28B	394.70M	25.70M	26.30M	15.40M
Total receivables, net	242.37M	1.67B	2.61B	4.37B	7.02B	7.06B	7.04B	7.76B	9.95B	15.52B	18.59B	20.41B	18.87B	14.48B	14.37B	4.31B	1.83B	3.51B
Accounts receivable - trade, net	237.29M	1.63B	2.49B	4.25B	6.87B	6.75B	6.23B	7.68B	9.76B	15.38B	18.51B	19.87B	18.81B	14.29B	14.34B	4.30B	1.82B	3.51B
Other receivables	5.08M	40.70M	110.52M	118.78M	156.20M	307.38M	806.58M	87.70M	193.70M	142.80M	80.80M	536.30M	66.50M	193.60M	33.20M	13.60M	2.70M	2.00M
Total inventory	1.34B	2.04B	3.78B	5.60B	11.87B	18.49B	27.94B	34.50B	42.29B	44.34B	52.87B	50.49B	54.52B	59.68B	56.85B	58.08B	56.49B	66.67B
Other current assets, total	4.96M	14.98M	14.64M	35.55M	43.10M	88.99M	256.87M	30.54M	51.40M	83.50M	642.00M	419.40M	338.60M	408.90M	315.50M	273.60M	385.60M	263.60M
Total non-current assets	80.76M	151.66M	316.30M	595.10M	1.30B	1.64B	1.93B	1.89B	1.68B	1.98B	1.99B	1.83B	2.72B	2.50B	3.25B	13.23B	13.91B	13.03B
Long term investments	1.19M	600.00K	13.28M	68.40M	300.83M	452.99M	655.65M	618.17M	146.30M	131.50M	475.00M	360.40M	283.60M	388.60M	370.70M	11.71B	12.99B	11.73B
Note receivable - long term	0	0	620.00K	26.57M	220.32M	305.11M	170.41M	86.59M	85.40M	85.40M	405.50M	323.60M	273.40M	301.20M	368.60M	11.70B	12.98B	11.73B
Investments in unconsolidated subsidiaries	0	0	0	0	0	0	0	102.90M	0	0	0	0	0	0	0	100.00K	100.00K	0
Other investments	1.19M	600.00K	12.66M	41.83M	80.51M	147.88M	485.24M	428.69M	60.90M	46.10M	69.50M	36.80M	10.20M	87.40M	2.10M	10.10M	9.30M	100.00K
Net property/plant/equipment	66.33M	88.46M	207.31M	316.58M	565.74M	627.62M	1.07B	1.11B	909.30M	876.70M	954.50M	739.80M	1.68B	1.37B	1.19B	1.14B	702.60M	932.70M
Gross property/plant/equipment	—	—	—	—	—	859.74M	1.40B	1.69B	1.14B	1.33B	1.60B	1.46B	2.55B	2.33B	2.23B	2.23B	1.66B	1.75B
Deferred tax assets	10.78M	41.59M	8.29M	5.67M	10.29M	50.06M	107.31M	125.17M	136.00M	363.50M	298.90M	484.10M	595.80M	617.90M	1.60B	47.10M	77.10M	192.40M
Net intangible assets	0	7.25M	7.84M	8.49M	9.79M	10.38M	10.97M	0	10.80M	9.70M	13.50M	16.50M	17.80M	18.60M	16.20M	8.10M	6.80M	5.60M
Goodwill, net	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other intangibles, net	0	7.25M	7.84M	8.49M	9.79M	10.38M	10.97M	0	10.80M	9.70M	13.50M	16.50M	17.80M	18.60M	16.20M	8.10M	6.80M	5.60M
Other long term assets, total	2.46M	13.76M	79.58M	195.96M	411.27M	495.18M	85.40M	39.08M	272.40M	362.40M	31.80M	31.80M	31.80M	0	0	255.10M	98.90M	136.10M
Short term debt	541.96M	2.18B	814.11M	1.38B	5.76B	2.32B	10.04B	6.81B	9.12B	7.45B	10.86B	21.09B	33.71B	23.23B	33.13B	36.60B	41.07B	20.88B
Current portion of LT debt and capital leases	4.13M	20.33M	22.45M	5.05M	9.65M	9.47M	8.05M	4.77M	302.60M	1.11B	613.00M	182.80M	424.10M	296.50M	301.10M	297.00M	199.10M	236.90M
Short term debt excl. current portion of LT debt	537.83M	2.16B	791.66M	1.38B	5.75B	2.31B	10.03B	6.81B	8.82B	6.34B	10.25B	20.91B	33.28B	22.94B	32.83B	36.30B	40.87B	20.64B
Accounts payable	769.43M	1.14B	4.37B	5.89B	7.89B	16.25B	12.84B	18.09B	21.75B	29.97B	36.24B	12.62B	440.30M	9.37B	160.80M	172.60M	138.20M	137.70M
Income tax payable	6.66M	1.98M	40.17M	47.85M	254.52M	808.51M	1.24B	1.70B	1.22B	621.00M	1.20B	869.20M	1.26B	1.28B	1.27B	814.00M	812.60M	0
Long term debt	7.51M	7.39M	20.69M	13.89M	21.91M	11.99M	4.13M	4.07M	582.30M	4.23B	295.00M	115.80M	1.04B	907.80M	777.70M	763.10M	436.50M	629.90M
Long term debt excl. lease liabilities	7.51M	7.39M	20.69M	13.89M	21.91M	11.99M	4.13M	4.07M	582.30M	4.23B	295.00M	115.80M	1.04B	907.80M	777.70M	763.10M	436.50M	629.90M
Total equity	355.21M	546.02M	1.52B	3.26B	5.56B	13.89B	16.82B	19.90B	24.09B	29.87B	38.81B	39.21B	40.03B	42.69B	38.89B	36.91B	29.31B	61.93B
Shareholders' equity	355.21M	546.02M	1.52B	3.26B	5.56B	13.89B	16.82B	19.90B	24.09B	29.87B	38.81B	39.21B	40.03B	42.69B	38.89B	36.91B	29.31B	61.93B
Common equity, total	355.21M	546.02M	1.52B	3.26B	5.56B	13.89B	16.82B	19.90B	24.09B	27.61B	38.81B	39.21B	40.03B	42.69B	38.89B	36.91B	29.31B	61.93B
Other common equity	133.65M	324.46M	1.12B	2.59B	4.22B	6.92B	356.31M	545.43M	625.60M	640.90M	675.90M	938.10M	1.01B	907.50M	972.70M	1.02B	997.40M	6.08B
Total debt	549.47M	2.18B	834.80M	1.40B	5.78B	2.33B	10.04B	6.82B	9.70B	11.68B	11.16B	21.21B	34.75B	24.14B	33.91B	37.36B	41.50B	21.51B
Net debt	475.35M	1.94B	427.06M	1.20B	5.67B	-4.75B	4.89B	3.95B	6.21B	-338.10M	-4.59B	17.91B	32.27B	22.28B	33.28B	36.92B	41.43B	20.87B
Change in accounts receivable	-120.43M	-1.34B	-857.26M	-2.00B	-3.04B	-1.13B	365.39M	-1.39B	-1.91B	-5.90B	-2.70B	-873.50M	1.80B	5.90B	-975.40M	-209.30M	1.38B	18.60M
Change in taxes payable	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Change in accounts payable	498.18M	352.70M	3.28B	1.67B	1.84B	—	—	—	3.63B	8.76B	6.20B	-23.79B	-1.68B	-2.41B	-9.03B	104.00M	-51.40M	-5.50M
Change in other assets/liabilities	9.21M	43.45M	-31.00M	66.54M	753.29M	8.13B	-5.68B	6.88B	-1.17B	2.44B	2.31B	118.20M	-246.40M	-1.09B	-91.70M	-95.30M	-629.00M	-330.90M
Sale of fixed assets & businesses	840.00K	0	0	50.00K	3.26M	2.18M	1.51M	307.00K	2.90M	700.00K	1.80M	13.00M	1.80M	3.00M	600.00K	5.20M	21.30M	1.40M
Purchase/sale of investments, net	0	0	0	0	-100.00K	-4.43B	2.30B	2.28B	-400.50M	-5.36B	-3.96B	9.41B	249.00M	891.30M	896.60M	365.80M	300.00K	22.20M
Sale/maturity of investments	0	0	0	0	0	0	2.58B	2.28B	70.70M	0	2.80M	9.41B	249.00M	898.80M	896.60M	365.80M	300.00K	27.20M
Purchase of investments	0	0	0	0	-100.00K	-4.43B	-283.23M	0	-471.20M	-5.36B	-3.96B	0	0	-7.50M	0	0	0	-5.00M
Other investing cash flow items, total	4.07M	-49.41M	37.95M	-29.18M	-68.09M	-1.42B	0	0	0	0	0	0	0	-30.00M	257.00M	-64.90M	43.20M	700.00K
Issuance/retirement of debt, net	118.22M	1.63B	-1.35B	555.50M	4.37B	-3.37B	7.71B	-3.23B	2.88B	1.80B	3.80B	10.32B	1.74B	2.11B	7.27B	37.90M	-786.80M	-4.96B
Issuance/retirement of long term debt	10.92M	16.08M	15.41M	-24.20M	12.62M	-10.10M	-7.86M	-3.34M	876.00M	4.27B	-113.50M	-334.50M	-178.60M	-115.80M	-24.20M	37.90M	-786.80M	0
Issuance/retirement of short term debt	107.30M	1.62B	-1.36B	579.70M	4.36B	-3.36B	7.72B	-3.22B	2.01B	-2.48B	3.91B	10.66B	1.92B	2.22B	7.29B	0	0	-4.96B
Issuance/retirement of other debt	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Total cash dividends paid	0	0	0	0	0	0	-523.63M	-314.31M	-689.70M	-722.10M	-448.50M	-409.00M	0	0	0	0	0	0
Other financing cash flow items, total	0	0	0	0	0	0	0	-12.00K	0	0	0	0	0	0	0	0	0	513.90M