
Punjab & Sind Bank
NSE: PSB BSE: 533295
₹27.12
(-2.62)%
Sun, 01 Feb 2026, 11:44 am
Market Cap197.9B
PE Ratio15.69
Dividend0.25
Financials
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 14.02B | 19.15B | 25.28B | 36.31B | 43.26B | 53.69B | 68.92B | 77.57B | 84.00B | 90.17B | 92.23B | 87.51B | 85.30B | 93.57B | 88.03B | 78.49B | 80.60B | 90.10B | 109.77B | 129.72B |
| Gross profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating expenses (excl. COGS) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling/general/admin expenses, total | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Research & development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling/general/admin expenses, other | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other operating expenses, total | -1.05B | -1.09B | -1.24B | -1.38B | -1.58B | -2.03B | -2.71B | -2.83B | -3.40B | -3.98B | -4.32B | -4.50B | -4.69B | -5.32B | -6.16B | -5.83B | -6.65B | -7.40B | -8.07B | -10.06B |
| Operating income | 2.73B | 3.84B | 4.38B | 6.45B | 6.57B | 7.70B | 6.14B | 4.87B | 2.46B | 1.47B | 4.98B | 2.51B | -5.95B | -8.88B | -15.46B | -34.32B | 10.30B | 16.05B | 12.61B | 12.87B |
| Non-operating income, total | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest expense, net of interest capitalized | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest capitalized | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-operating income, excl. interest expenses | 308.60M | 363.10M | 376.00M | 700.00K | 800.00K | 1.09M | 206.00K | 1.24M | 1.50M | 2.13B | 659.36M | 515.81M | 420.64M | 296.91M | 240.20M | 274.62M | 1.04B | 401.47M | 286.45M | 205.24M |
| Non-operating interest income | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Miscellaneous non-operating expense | 308.60M | 363.10M | 376.00M | 700.00K | 800.00K | 1.09M | 206.00K | 1.24M | 1.50M | 2.13B | 659.36M | 515.81M | 420.64M | 296.91M | 240.20M | 274.62M | 1.04B | 401.47M | 286.45M | 205.24M |
| Unusual income/expense | 88.00M | 62.90M | — | — | 6.90M | — | — | — | — | — | — | — | — | — | — | — | 518.60M | -251.30M | -3.53B | 298.30M |
| Pretax income | 2.81B | 3.95B | 4.38B | 6.45B | 6.58B | 7.70B | 6.14B | 4.87B | 2.46B | 1.47B | 4.98B | 2.50B | -5.95B | -8.59B | -15.22B | -34.04B | 11.87B | 16.20B | 9.37B | 13.38B |
| Taxes | 41.80M | -50.10M | -483.20M | -2.11B | -1.56B | -2.43B | -1.63B | -1.47B | 547.70M | -259.70M | -1.62B | -493.90M | -1.49B | 3.15B | 5.32B | 6.71B | -1.48B | -3.07B | -3.42B | -3.22B |
| Non-controlling/minority interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| After tax other income/expense | 0 | 0 | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income before discontinued operations | 2.86B | 3.90B | 3.90B | 4.34B | 5.01B | 5.26B | 4.51B | 3.39B | 3.01B | 1.21B | 3.36B | 2.01B | -7.44B | -5.43B | -9.91B | -27.33B | 10.39B | 13.13B | 5.95B | 10.16B |
| Net income | 2.86B | 3.90B | 3.90B | 4.34B | 5.01B | 5.26B | 4.51B | 3.39B | 3.01B | 1.21B | 3.36B | 2.01B | -7.44B | -5.43B | -9.91B | -27.33B | 10.39B | 13.13B | 5.95B | 10.16B |
| Dilution adjustment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred dividends | 0 | 0 | 0 | 0 | 0 | 157.43M | 220.35M | 217.60M | 230.56M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted net income available to common stockholders | 2.86B | 3.90B | 3.90B | 4.34B | 5.01B | 5.10B | 4.29B | 3.17B | 2.78B | 1.21B | 3.36B | 2.01B | -7.44B | -5.43B | -9.91B | -27.33B | 10.39B | 13.13B | 5.95B | 10.16B |
| Basic earnings per share (Basic EPS) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Diluted earnings per share (Diluted EPS) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total operating expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Prepaid expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred income, current | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Capital and operating lease obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating lease liabilities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Deferred tax liabilities | — | — | — | — | — | 1.03B | 1.14B | 1.11B | 1.92B | 1.96B | 2.01B | 519.80M | 634.98M | 824.55M | 919.92M | 864.82M | 904.05M | 828.80M | 874.70M | 922.90M |
| Deferred income, non-current | — | — | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | — | — | — | — | — | — |
| Minority interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in accrued expenses | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Common dividends paid | 0 | 0 | 0 | -27.40M | -100.00M | -446.11M | -658.42M | -850.77M | -605.62M | -294.41M | -795.18M | 0 | 0 | 0 | 0 | 0 | 0 | -2.10B | -3.25B | -1.36B |
| Preferred dividends paid | 0 | 0 | 0 | 0 | 0 | -135.00M | 0 | 0 | -180.00M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800