Shriram Finance Ltd
NSE: SHRIRAMFIN BSE: 511218
₹923.45
(0.42%)
Tue, 26 May 2026, 01:25 am
Market Cap2181.9B
PE Ratio17.34
Dividend1.11
Finance
Finance/Rental/Leasing
24.5KShriram Finance Analysis
dividend
- Dividends paid are thoroughly covered by earnings (22.1x coverage).
- Shriram Transport Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.76%).
- Dividends per share have fallen over the past 10 years.
- Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
- Shriram Transport Finance's dividend is below the markets top 25% of dividend payers in India (3.08%).
health
- Shriram Transport Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Shriram Transport Finance is profitable, therefore cash runway is not a concern.
- Shriram Transport Finance is profitable, therefore cash runway is not a concern.
- Debt is covered by short term assets, assets are 1.3x debt.
- Shriram Transport Finance's cash and other short term assets cover its long term commitments.
- The level of debt compared to net worth has been reduced over the past 5 years (512.7% vs 454.3% today).
- Low level of unsold assets.
- Operating cash flow is negative therefore debt is not well covered.
- Shriram Transport Finance's level of debt (454.3%) compared to net worth is high (greater than 40%).
management
- The tenure for the Shriram Transport Finance board of directors is about average.
- Umesh's remuneration is lower than average for companies of similar size in India.
- Umesh's compensation has been consistent with company performance over the past year, both up more than 20%.
- The average tenure for the Shriram Transport Finance management team is over 5 years, this suggests they are a seasoned and experienced team.
misc
- Shriram Transport Finance is not covered by any analysts.
- Shriram Transport Finance has significant price volatility in the past 3 months.
past
- Shriram Transport Finance's year on year earnings growth rate has been positive over the past 5 years.
- Shriram Transport Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- Shriram Transport Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.
- Shriram Transport Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Shriram Transport Finance's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.
value
- Shriram Transport Finance is good value based on earnings compared to the IN Consumer Finance industry average.
- Shriram Transport Finance is good value based on earnings compared to the India market.
- Shriram Transport Finance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
- Shriram Transport Finance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
- Shriram Transport Finance is overvalued based on assets compared to the IN Consumer Finance industry average.
- SRTRANSFIN underperformed the Consumer Finance industry which returned -28.8% over the past year.
- SRTRANSFIN underperformed the Market in India which returned -14.5% over the past year.
- NSEI:SRTRANSFIN is up 2.2% underperforming the Consumer Finance industry which returned 10.3% over the past month.
- NSEI:SRTRANSFIN is up 2.2% underperforming the market in India which returned 8% over the past month.