PGIM India Mutual Fund

About PGIM India AMC

PGIM India Mutual Fund commenced its operations in India in 2010. This fund house offers investors a diverse range of investment options, including equity, debt, and hybrid funds. PGIM India operates under PGIM, the global investment business of the US-based Prudential Financial Inc.

Previously, this AMC was known as DHFL Pramerica Mutual Fund; it was subsequently renamed PGIM India Mutual Fund. The company’s headquarters is located in Mumbai, and today, its network extends across several major cities throughout the country.

As per data from March 2026, PGIM India was managing an Asset Under Management (AUM) of approximately ₹26,401 crore. The fund house is supported by a network comprising over 2.6 million folios and more than 46,000 distributors. PGIM India MF schemes offer funds across various categories, enabling investors to select options that best align with their specific requirements.

Prudential Financial – Global Parentage

PGIM is the global investment management business of Prudential Financial, a renowned U.S.-based financial company. Prudential Financial boasts a history spanning over 150 years, and the company provides insurance, investment, and retirement services across numerous countries worldwide. PGIM India Mutual Fund benefits from this very global network and wealth of research experience. PGIM maintains a presence in multiple countries and offers investment services across equities, fixed income, real estate, and various other asset classes. In India, PGIM India AMC offers investors a diverse range of investment options through equity, debt, and hybrid funds. This blend of global expertise and local market insight helps provide a strong foundation for PGIM India MF schemes.

Key Details of PGIM AMC

AMC Overview & Structure

Particulars	Details
Mutual Fund Name	PGIM India Mutual Fund
AMC Name	PGIM India Asset Management Private Limited
AMC Setup Date	13 May 2010
Sponsor Name	Prudential Financial Inc. (PFI)
Trustee Organisation	PGIM India Trustees Private Ltd.

AUM, Schemes & Management

Particulars	Details
AUM (Mar 31, 2026)	₹26,401 Crore
Total Mutual Fund Schemes	25
MD & CEO	Abhishek Tiwari

Why Invest in PGIM India Mutual Fund 

PGIM India Mutual Fund is considered an excellent choice for investors seeking to invest across various categories over the long term. The company is backed by the global brand PGIM and has consistently expanded its network within India.

• Global Experience : PGIM provides investment management services across numerous countries worldwide. PGIM India Mutual Fund benefits directly from this extensive global experience.
• Diverse Fund Options : A wide array of schemes is available here, including Equity, Debt, Hybrid, and International Funds. This allows investors to select funds that best align with their specific requirements.
• Growing Investor Base : PGIM India serves a base of over 2.6 million folios and possesses a vast distributor network. The company maintains a strong presence across several major cities throughout the country.
• Focus on Long-Term Investing : The company operates on a research-driven investment strategy. Its fund management team constructs portfolios by conducting in-depth analyses of various sectors and companies.
• Beyond Mutual Funds : In addition to Mutual Funds, PGIM India also offers services such as PMS (Portfolio Management Services), AIFs (Alternative Investment Funds), and International Fund of Funds.

How to Invest in PGIM Mutual Fund via Pocketful

If you already have an account on Pocketful, you can simply log in and start investing in PGIM India Mutual Fund immediately. New users, on the other hand, can begin by opening their Demat and investment accounts. The entire process is online and quite straightforward.

• Open a Pocketful Account : First, visit the Pocketful website or mobile app and create your account. For KYC verification, you will need your PAN Card, Aadhaar, and bank details.
• Log In : Once your account is activated, log in to the web app or mobile app. On the home page, you will see a dedicated option for Mutual Funds.
• Search for PGIM Mutual Fund : Navigate to the Mutual Funds section and search for “PGIM India Mutual Fund” or a specific scheme of your choice. Here, you can view information, returns data, and fund details for various PGIM India MF schemes.
• Choose SIP or Lump Sum : Now, you can choose between two investment options: SIP (Systematic Investment Plan) or a one-time investment. With an SIP, a fixed amount is invested every month, whereas a lump sum involves investing the entire amount at once.
• Complete the Payment : After entering your investment amount, both UPI and Net Banking options are available for making the payment. As soon as the payment is completed, your investment processing begins.
• Track Your Investment : After investing, you can log in to the Pocketful app or web platform to easily track your mutual fund portfolio, Net Asset Value (NAV), and SIP details.

Benefits & Risks of PGIM Mutual Fund

PGIM India Mutual Fund offers investors a wide range of investment options across various categories. However, as with any mutual fund, both benefits and certain risks are inherent here. It is essential to understand both aspects before making an investment.

Benefits of PGIM India Mutual Fund

• Global Investment Experience : PGIM’s global experience provides PGIM India AMC with robust research capabilities and deep investment insights. The company also enjoys the backing of Prudential Financial.
• Multiple Fund Categories : PGIM India MF schemes offer a diverse array of options, including Equity, Debt, Hybrid, and International Funds. This makes it easy to select a scheme that aligns with specific investment needs.
• SIP Investment Facility : Investors can initiate investments with even small amounts through a Systematic Investment Plan (SIP). This facility helps foster a disciplined approach to investing over the long term.
• Wide Presence Across India : The AMC’s network extends across numerous cities. Coupled with an extensive distributor reach and millions of folios, this demonstrates its strong presence among investors.
• Research-Based Fund Management : The company manages its portfolios based on rigorous research and market analysis. Its primary focus lies in identifying superior investment opportunities over the long term.

Risks of PGIM India Mutual Fund

• Market Volatility Risk : The performance of Equity and Hybrid Funds is contingent upon market movements. The value of an investment may depreciate if the market experiences a downturn.
• No Guaranteed Returns : Mutual Funds do not offer a guarantee of fixed returns. Returns depend entirely on market conditions and the specific performance of the fund.
• Sector Concentration Risk : Certain funds may concentrate heavily on specific sectors or themes. Consequently, any weakness or underperformance within that particular sector could adversely impact the fund.
• Interest Rate Risk in Debt Funds : Debt Funds can be susceptible to fluctuations in interest rates. A rise in interest rates may negatively affect the value of certain debt funds.
• Long-Term Investment Requirement : For many equity schemes, maintaining the investment over a prolonged period is essential to realize optimal returns. Short-term investors may experience the impact of market volatility more acutely.

Frequently Asked Questions (FAQs)