Angel One Mutual Fund

About Angel One AMC

Angel One Asset Management Company Limited is a wholly owned subsidiary of Angel One and manages the Angel One Mutual Fund. This AMC operates entirely on a passive investment approach, facilitating investments through Index Funds and ETFs. Its objective is to provide investors with low-cost, transparent, and simple wealth creation solutions, enabling them to achieve market returns without the need for complex decision-making..

Background & Launch

Angel One was established in 1996 as a brokerage firm. Subsequently, the company expanded its business operations by entering the mutual fund segment and launching Angel One AMC.

Angel One AMC was established on May 4, 2023, and is headquartered in Mumbai. Although it is a relatively new AMC, its strategy is clear: to provide investors with direct access to market returns through passive investing. The company believes that it is more practical to track existing market data and pricing rather than engaging in frequent stock selection or market prediction. For this reason, the AMC deals exclusively in index-based products. With a simple structure, a clear strategy, and a low-cost approach, Angel One AMC aims to enable investors to make long-term investments without undue complications.

Key AMC Details

Angel One AMC is a passive-focused asset management company that offers investors low-cost, transparent, and simple investment solutions through Index Funds and ETFs. Its focus lies on rule-based and market-driven investing, aiming to facilitate long-term wealth creation.

Particulars	Details
AMC Name	Angel One Asset Management Company Ltd
Incorporation Date	4 May 2023
Headquarters	Mumbai
Sponsor	Angel One Limited
Parent Company	Angel One
Investment Approach	Passive (Index Funds & ETFs)
No. of Schemes	5
AMC Age	2 Years

AUM, CEO, Trustee

Particulars	Details
AUM	₹459.65 Cr
Executive Director & CEO	Hemen Bhatia
Trustee Organisation	Angel One Trustee Company Limited

Why Invest in Angel One Mutual Fund ? 

Angel One Mutual Fund is based on simple and low-cost passive investing, ensuring that the investment process remains easy and transparent.

• Established Financial Background: Angel One is a well-known financial services company with a long-standing presence in the market. Thanks to this robust background, Angel One Mutual Fund is regarded as a reliable platform.
• Focus on Passive Investing: Angel One AMC primarily facilitates investments in Index Funds and ETFs. This approach tracks market indices, ensuring that the investment process remains simple and rule-based.
• Cost-Effective Investment Option: Passive funds require less active management; consequently, their cost structure is comparatively lower. This can serve as a practical advantage for long-term investors.
• Digital & User-Friendly Experience: Angel One’s platform is entirely digital, allowing investors to easily select, invest in, and track their funds. The interface has been designed to be simple, ensuring that even new investors can get started with ease.
• Integration with Investment Ecosystem: Angel One’s brokerage, Demat, and mutual fund services are seamlessly integrated, allowing users to manage multiple investment options on a single platform.
• SIP & Flexible Investment Options: Investors have access to both SIP (Systematic Investment Plan) and lump sum investment options, enabling them to invest in alignment with their financial planning goals.
• Transparent Investment Approach: In index-based funds, the underlying holdings are predefined, providing investors with clear visibility into exactly where their capital is being invested.

How to Invest via Pocketful

Pocketful is a digital investment platform that allows you to easily invest in Angel One Mutual Fund schemes. This feature is available on both the web and mobile app.

1. Opening an Account: Visit the Pocketful app or website and sign up using your email ID. After verifying your email, fill in your basic details to create your account.
2. Completing KYC: Once your account is created, complete your KYC verification using your PAN and Aadhaar details. As soon as KYC is complete, your account becomes ready for investment.
3. Logging In: Now, log in to your account using your email and password.
4. Accessing Mutual Funds: Navigate to the Home page and open the “Mutual Funds” option.
5. Searching for Angel One Mutual Funds: Tap on the Search icon, type “Angel One Mutual Fund,” and open the fund list.
6. Selecting a Fund: Choose any fund from the list and click on “Invest.”
7. Choosing SIP or Lump Sum: You can choose to invest via SIP (monthly) or Lump Sum (one-time).
8. Making a Payment (UPI / Net Banking): Enter the investment amount and complete the payment using UPI or Net Banking.
9. Tracking Your Investment: After investing, you can easily track the NAV and returns directly within the app.

Benefits & Risks of Angel One Mutual Fund

Angel One Mutual Fund is based on passive investing, offering a low-cost and simple investment approach. However, returns depend entirely on market performance; therefore, it is essential to understand the associated risks alongside the potential benefits.

Key Benefits of Angel One Mutual Fund

• Low-Cost Investment: Since these are passive funds, the expense ratio remains low, thereby avoiding unnecessary costs. This can lead to a more favorable impact on returns over the long term.
• Automatic Diversification: In index-based investing, your capital is automatically spread across numerous companies. This mitigates single-stock risk and ensures a balanced portfolio.
• Simple Investment Approach: Here, you do not need to rely on stock selection or a fund manager. The entire investment process is rule-based and straightforward, making it suitable even for beginners.
• Digital & Easy Access: The entire process from making an investment to tracking its progress is conducted online. This allows investors to easily manage and monitor their funds.
• SIP Flexibility: Through a Systematic Investment Plan (SIP), you can initiate investments with small monthly amounts. This fosters disciplined investing and aids in long-term wealth creation.

Risks to Consider Before Investing

• Market Risk: The returns of these funds depend entirely on market performance. If the market declines, it has a direct impact on the fund’s value.
• Limited Track Record: Angel One AMC is relatively new; therefore, extensive data regarding its long-term performance is not yet available. This may be a concern for some investors.
• No Market Outperformance: Passive funds merely track an index and do not attempt to outperform it. Consequently, returns generally tend to mirror the market’s performance.
• Index Concentration Risk: Some funds are based on a specific index or sector. If that particular segment experiences a downturn, the associated risk may increase.
• Return Fluctuation: Short-term fluctuations in returns are a common occurrence. Therefore, it is essential to maintain a long-term perspective when investing.

Frequently Asked Questions (FAQs)