Bandhan Mutual Fund

Bandhan Mutual Fund was established in the year 2000 and has gradually solidified its position within the mutual fund industry. Today, it is counted among those AMCs that boast a substantial investor base and a robust AUM managing funds worth approximately ₹1.97 lakh crore as of March 2026. This AMC offers schemes designed to cater to a diverse range of needs. Whether an investor seeks growth through equity investments or is looking for a comparatively stable option within the debt segment, both types of avenues are available here. Another noteworthy aspect is that Bandhan Mutual Fund is not confined solely to metropolitan cities. It has now successfully extended its reach to investors in smaller cities and towns, thereby making it easier than ever for new entrants to invest in mutual funds.

Rebranding from IDFC MF

IDFC Mutual Fund was already a trusted AMC, which was acquired by the Bandhan Group and its partners in April 2022. This deal involved Bandhan Financial Holdings, along with ChrysCapital and GIC. Subsequently, in March 2023, its name was changed to Bandhan Mutual Fund. However, throughout this entire transition, things remained largely unchanged for investors. The schemes, fund managers, and investment processes continued to operate exactly as they did before.

Simply put, the brand is new, but the way of working remains the same, tried and tested which is precisely why investors’ trust remains intact.

Key Details of Bandhan Mutual Fund AMC

AMC Overview & Structure

AUM, Leadership & Management

Why Invest in Bandhan Mutual Fund ? 

Bandhan Mutual Fund offers a mix of strong backing and smart investment strategies. It helps investors grow wealth with diversified and well-managed funds.

• Strong Ownership & Background: The foundation of Bandhan Mutual Fund rests upon the legacy of IDFC AMC and the financial backing of the Bandhan Group. The presence of institutional investors further strengthens its governance framework.
• Diversified Investment Options: This AMC offers over 70 schemes across equity, debt, and hybrid categories. This provides a wide range of options catering to diverse investment goals and risk profiles.
• Structured Investment Process: The fund management team follows a research-based and disciplined approach. Consistent emphasis is placed on portfolio diversification and risk management.
• Large AUM Size: As of March 2026, the AMC manages an Asset Under Management (AUM) of approximately ₹1.97 lakh crore. This scale underscores the AMC’s stability and the extent of investor participation.
• Wide Reach & Accessibility: Bandhan AMC maintains a presence in over 46 cities and serves investors across more than 375 cities. Online investment options are also readily available.
• Flexible Investment Modes: Investments can be made through both Systematic Investment Plans (SIPs) and lump-sum modes. Investors have the flexibility to choose the approach that best suits their individual requirements.

How to Invest in Bandhan Mutual Fund via Pocketful

You can start investing in just a few easy steps.

• Check or Open an Account: If you already have an account with Pocketful, proceed directly to log in; otherwise, you must first open an account.
• Log In: Once your account is activated, log in to the Pocketful mobile app or web app and navigate to the home dashboard.
• Go to the Mutual Fund Section: After logging in, you will see a “Mutual Fund” option on the home screen, where you can view all available funds.
• Select a Bandhan Fund: Now, choose a fund from the Bandhan Mutual Fund schemes that best suits your specific needs.
• Choose Investment Type: After selecting a fund, choose your preferred investment option: SIP (monthly) or Lump Sum (one-time).
• Enter Amount: Now, enter your investment amount – a monthly amount for SIPs, or a one-time amount for lump sum investments.
• Complete Payment: Both UPI and Net Banking options are available for payment; you may use either method to complete the transaction.
• Confirm Investment: Once the payment is successful, your investment is confirmed, and the units will be allotted to you shortly thereafter.

Benefits & Risks of Bandhan Mutual Mutual Fund

Bandhan Mutual Fund offers good growth opportunities with professional management and diversification. However, like all market-linked investments, it also comes with certain risks investors should understand.

Benefits of Bandhan Mutual Fund

• Strong Background & Ownership: Bandhan Mutual Fund is backed by the extensive experience of IDFC Mutual Fund, coupled with the support of the Bandhan Group, which naturally establishes its strong credibility.
• Large AUM Size: An AUM of approximately ₹1.97 lakh crore demonstrates that a significant number of investors place their trust in this AMC and have been investing with it for a long period.
• Multiple Scheme Options: Schemes are available across various categories such as equity, debt, and hybrid making it easy for investors to select options tailored to their diverse financial goals.
• Investment Process: A structured process is followed for fund management, wherein due consideration is given to both risk management and portfolio diversification.
• Easy Access for Investors: This AMC has a presence in smaller towns as well as major cities, and investing has become significantly easier through the availability of online platforms.

Risks of Bandhan Mutual Fund

• Market-Linked Returns: In equity and hybrid schemes, returns depend entirely on market performance, which may lead to short-term volatility.
• Scheme Performance Variation: The performance of all schemes is not uniform; therefore, it is essential to conduct a separate analysis for each individual fund.
• Recent Rebranding Phase: The rebranding from IDFC Mutual Fund to Bandhan Mutual Fund took place recently; consequently, this brand transition may be a factor for some investors to consider.
• Debt Fund Risks: In debt schemes, factors such as changes in interest rates and credit risk can impact returns.
• Investor Awareness Requirement: Given the availability of multiple schemes, it is crucial for investors to clearly understand their own risk profile and financial goals in order to select the right fund.

Frequently Asked Questions (FAQs)