GIC Housing Finance Ltd
NSE: GICHSGFIN BSE: 511676
₹131.31
(-2.57%)
Wed, 01 Apr 2026, 09:55 am
Market Cap7.1B
PE Ratio5.19
Dividend3.33
GIC Housing Finance Balance Sheet
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense on debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | 0 | 0 | 0 | 0 |
| Equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | 0 | 0 | 0 | 0 |
| Total assets | 17.76B | 21.05B | 25.09B | 29.23B | 30.53B | 36.10B | 42.83B | 47.51B | 55.18B | 67.50B | 80.84B | 94.90B | 111.47B | 129.69B | 131.03B | 126.44B | 119.33B | 109.27B | 104.77B | 107.79B |
| Total current assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash and short term investments | 182.99M | 698.53M | 211.57M | 1.75B | 864.57M | 2.19B | 3.20B | 1.14B | 899.00M | 415.70M | 523.40M | 621.10M | 573.50M | 522.20M | 1.15B | 906.30M | 4.82B | 896.10M | 406.50M | 588.20M |
| Cash & equivalents | 177.59M | 242.96M | 210.00M | 255.93M | 223.50M | 180.10M | 387.80M | 521.80M | 384.10M | 411.90M | 503.70M | 599.70M | 550.50M | 498.20M | 1.12B | 879.30M | 4.79B | 707.40M | 368.30M | 546.40M |
| Short term investments | 5.40M | 455.57M | 1.57M | 1.49B | 641.07M | 2.01B | 2.81B | 613.70M | 514.90M | 3.80M | 19.70M | 21.40M | 23.00M | 24.00M | 25.50M | 27.00M | 28.20M | 188.70M | 38.20M | 41.80M |
| Total receivables, net | 30.08M | 28.26M | 29.66M | 28.54M | 29.73M | 35.43M | 2.05B | 158.80M | 169.30M | 161.30M | 186.40M | 229.70M | 95.60M | 22.50M | 17.00M | 12.80M | 7.80M | 8.50M | 8.80M | 15.90M |
| Accounts receivable - trade, net | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other current assets, total | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total non-current assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Note receivable - long term | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments in unconsolidated subsidiaries | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 500.00K | 0 | 0 | 0 | 0 |
| Other investments | 11.85M | 18.15M | 11.35M | 11.35M | 1.15B | 1.24B | 36.92B | 43.34B | 216.50M | 131.30M | 119.90M | 288.20M | 130.10M | 135.00M | 135.80M | 142.00M | 144.10M | 2.29B | 1.69B | 2.54B |
| Net property/plant/equipment | 25.64M | 25.50M | 25.11M | 27.54M | 29.81M | 31.75M | 43.10M | 46.70M | 42.60M | 26.20M | 21.60M | 23.00M | 20.70M | 29.80M | 190.30M | 163.90M | 171.10M | 258.20M | 228.20M | 243.10M |
| Gross property/plant/equipment | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax assets | 130.50M | 144.98M | 173.44M | 195.89M | 230.53M | 362.43M | 425.20M | 516.10M | 604.00M | 681.40M | 743.00M | 858.20M | 1.18B | 1.21B | 1.01B | 1.24B | 1.31B | 919.00M | 809.30M | 765.10M |
| Net intangible assets | 2.52M | 3.00M | 2.28M | 2.02M | 1.19M | 1.41M | 21.50M | 17.40M | 9.50M | 0 | — | — | 0 | 0 | 134.40M | 287.20M | 322.60M | 352.20M | 312.40M | 138.00M |
| Goodwill, net | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other intangibles, net | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other long term assets, total | 43.20M | 49.24M | 69.25M | 86.28M | 83.88M | 114.30M | 78.20M | 47.10M | 97.40M | 99.10M | 118.00M | 111.20M | 80.10M | 185.80M | 119.60M | 254.70M | 446.80M | 1.21B | 1.42B | 1.32B |
| Short term debt | 3.16B | 6.47B | 4.11B | 6.86B | 7.40B | 7.26B | 7.64B | 9.71B | 10.22B | 14.35B | 14.90B | 17.55B | 23.33B | 29.16B | 26.13B | 30.03B | 5.99B | 35.05B | 30.27B | 31.07B |
| Current portion of LT debt and capital leases | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short term debt excl. current portion of LT debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts payable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Income tax payable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term debt | 12.70B | 11.04B | 17.00B | 17.92B | 18.87B | 23.60B | 28.31B | 30.02B | 36.30B | 43.59B | 55.11B | 64.82B | 76.51B | 87.43B | 91.56B | 82.22B | 97.66B | 56.63B | 55.57B | 56.44B |
| Long term debt excl. lease liabilities | 12.70B | 11.04B | 17.00B | 17.92B | 18.87B | 23.60B | 28.31B | 30.02B | 36.30B | 43.59B | 55.11B | 64.82B | 76.51B | 87.43B | 91.56B | 82.22B | 97.66B | 56.63B | 55.57B | 56.44B |
| Total equity | 1.47B | 2.85B | 3.16B | 3.48B | 3.87B | 4.66B | 4.97B | 5.51B | 6.10B | 6.60B | 7.32B | 8.38B | 11.18B | 12.54B | 12.63B | 13.58B | 15.11B | 16.99B | 18.29B | 19.65B |
| Shareholders' equity | 1.47B | 2.85B | 3.16B | 3.48B | 3.87B | 4.66B | 4.97B | 5.51B | 6.10B | 6.60B | 7.32B | 8.38B | 11.18B | 12.54B | 12.63B | 13.58B | 15.11B | 16.99B | 18.29B | 19.65B |
| Common equity, total | 1.47B | 2.85B | 3.16B | 3.48B | 3.87B | 4.66B | 4.97B | 5.51B | 6.10B | 6.60B | 7.32B | 8.38B | 11.18B | 12.54B | 12.63B | 13.58B | 15.11B | 16.99B | 18.29B | 19.65B |
| Other common equity | 831.13M | 1.14B | 1.45B | 1.77B | 2.16B | 2.95B | 1.91B | 2.16B | 4.40B | 4.89B | 5.61B | 6.35B | 8.91B | 10.47B | 10.80B | 11.65B | 13.16B | 15.02B | 16.31B | 17.66B |
| Total debt | 15.85B | 17.51B | 21.11B | 24.78B | 26.27B | 30.86B | 35.95B | 39.73B | 46.52B | 57.94B | 70.01B | 82.37B | 99.84B | 116.59B | 117.68B | 112.26B | 103.65B | 91.68B | 85.84B | 87.51B |
| Net debt | 15.67B | 16.81B | 20.90B | 23.03B | 25.40B | 28.67B | 32.75B | 38.59B | 45.62B | 57.53B | 69.49B | 81.75B | 99.27B | 116.06B | 116.54B | 111.35B | 98.83B | 90.78B | 85.44B | 86.92B |
| Change in accounts receivable | — | — | — | — | — | — | -67.40M | -26.10M | -4.20M | 2.50M | -27.10M | -11.40M | — | — | — | -3.30M | — | — | — | — |
| Change in taxes payable | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in accounts payable | — | — | — | — | — | — | — | — | 14.60M | -4.90M | 20.20M | -9.10M | 4.20M | 54.00M | 55.70M | -80.50M | 37.10M | -26.00M | 25.90M | 7.10M |
| Change in other assets/liabilities | -1.45B | -2.63B | -4.52B | -2.49B | — | — | -4.35B | -5.13B | -8.14B | -12.73B | -13.10B | -15.07B | -20.15B | -18.38B | 74.90M | -922.40M | -165.00M | -398.00M | -173.00M | 133.90M |
| Sale of fixed assets & businesses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 300.00K | 0 | 600.00K | 700.00K | 700.00K | 700.00K | 100.00K | 1.30M | 300.00K | 600.00K | 1.50M |
| Purchase/sale of investments, net | 2.28M | -3.95M | 8.15M | 17.51M | -474.24M | 1.23B | 208.30M | 16.70M | 13.20M | 15.20M | 19.30M | -151.70M | 19.60M | 26.10M | 33.70M | 18.50M | 18.80M | -2.07B | 673.10M | -846.70M |
| Sale/maturity of investments | 8.30B | 7.95B | 4.10B | 19.56B | 28.14B | 52.81B | 75.85B | 16.70M | 13.20M | 42.62B | 58.90B | 54.41B | 76.04B | 95.95B | 143.88B | 158.38B | 192.59B | 55.42B | 27.73B | 12.64B |
| Purchase of investments | -8.30B | -7.95B | -4.09B | -19.54B | -28.61B | -51.58B | -75.64B | — | — | -42.60B | -58.88B | -54.56B | -76.02B | -95.92B | -143.85B | -158.37B | -192.57B | -57.49B | -27.06B | -13.49B |
| Other investing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 12.60M | -858.50M | 1.50B | 100.00K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of debt, net | 1.15B | 1.66B | 3.60B | 3.66B | 1.49B | 4.60B | 5.07B | 2.30B | 7.02B | 11.43B | 12.07B | 12.36B | 17.47B | 16.75B | 923.00M | -5.43B | -8.63B | -12.05B | -5.86B | 1.56B |
| Issuance/retirement of long term debt | 1.15B | 1.66B | 3.60B | 3.66B | 1.49B | 4.60B | 4.71B | 1.71B | 6.28B | 9.66B | 12.33B | 9.57B | 17.52B | — | — | — | — | — | — | — |
| Issuance/retirement of short term debt | 0 | 0 | 0 | 0 | 0 | — | 358.90M | 584.80M | 736.40M | 1.77B | -262.00M | 2.79B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | — | — | — | — | — | — | — | — | — | — | — | — | 17.47B | 16.75B | 923.00M | -5.43B | -8.63B | -12.05B | -5.86B | 1.56B |
| Total cash dividends paid | -40.39M | -80.78M | -161.55M | -215.40M | -215.40M | -242.33M | -296.20M | -242.30M | -269.20M | -378.00M | -324.10M | -324.10M | -324.10M | -357.10M | -357.00M | -107.70M | -215.40M | -242.30M | -242.30M | -242.30M |
| Other financing cash flow items, total | -5.23M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800