GIC Housing Finance Ltd
NSE: GICHSGFIN BSE: 511676
₹131.31
(-2.57%)
Wed, 01 Apr 2026, 08:47 am
Market Cap7.1B
PE Ratio5.19
Dividend3.33
GIC Housing Finance Income Statement
| Particulars | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 1.57B | 1.97B | 2.75B | 3.12B | 3.11B | 4.28B | 4.39B | 5.54B | 6.25B | 7.33B | 8.76B | 10.02B | 11.09B | 12.26B | 12.51B | 12.29B | 11.42B | 11.12B | 10.51B | 10.56B |
| Gross profit | — | — | — | — | — | — | — | — | — | — | — | — | — | 12.26B | 12.45B | 12.24B | 11.33B | 11.02B | 10.36B | 10.41B |
| Operating expenses (excl. COGS) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling/general/admin expenses, total | -45.96M | -55.13M | -64.25M | -88.98M | -117.68M | -168.74M | -249.90M | -334.30M | -417.30M | -514.00M | -654.20M | -685.40M | -164.30M | -267.40M | -1.04B | -943.30M | -783.70M | -1.88B | -499.10M | -243.80M |
| Research & development | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Selling/general/admin expenses, other | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other operating expenses, total | -60.37M | -63.19M | -84.63M | -81.77M | -182.19M | -465.47M | -42.20M | -51.80M | -38.70M | -29.20M | -26.10M | -25.40M | -435.40M | -471.70M | -493.30M | -538.30M | -488.50M | -686.10M | -748.00M | -863.90M |
| Operating income | 414.45M | 631.75M | 776.00M | 777.77M | 918.79M | 1.46B | 788.60M | 1.13B | 1.33B | 1.54B | 1.91B | 8.97B | 9.87B | 11.19B | 10.58B | 9.57B | 9.39B | 9.90B | 9.09B | 9.20B |
| Non-operating income, total | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest expense, net of interest capitalized | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest capitalized | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-operating income, excl. interest expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -16.20M | -200.00K | -60.10M | -19.20M | -65.10M | -101.00M | 10.50M | 20.10M | -96.40M |
| Non-operating interest income | — | — | — | — | — | — | — | — | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Miscellaneous non-operating expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -16.20M | -200.00K | -60.10M | -19.20M | -65.10M | -101.00M | 10.50M | 20.10M | -96.40M |
| Unusual income/expense | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 23.20M | 76.10M | 29.50M | 18.90M | 34.00M | -3.40M |
| Pretax income | 414.45M | 631.75M | 776.00M | 777.77M | 918.79M | 1.46B | 788.60M | 1.13B | 1.33B | 1.54B | 1.91B | 2.27B | 2.74B | 2.47B | 1.12B | 1.35B | 2.30B | 2.90B | 2.04B | 2.07B |
| Taxes | -83.51M | -131.02M | -212.03M | -207.60M | -247.79M | -319.06M | -198.20M | -280.10M | -357.10M | -507.40M | -666.10M | -793.70M | -686.50M | -752.50M | -666.60M | -289.80M | -568.30M | -766.00M | -528.10M | -462.80M |
| Non-controlling/minority interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| After tax other income/expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income before discontinued operations | 330.94M | 500.73M | 563.97M | 570.17M | 671.01M | 1.14B | 590.40M | 850.30M | 975.50M | 1.03B | 1.25B | 1.48B | 2.06B | 1.72B | 456.10M | 1.06B | 1.74B | 2.13B | 1.51B | 1.60B |
| Net income | 330.94M | 500.73M | 563.97M | 570.17M | 671.01M | 1.14B | 590.40M | 850.30M | 975.50M | 1.03B | 1.25B | 1.48B | 2.06B | 1.72B | 456.10M | 1.06B | 1.74B | 2.13B | 1.51B | 1.60B |
| Dilution adjustment | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Preferred dividends | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted net income available to common stockholders | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Basic earnings per share (Basic EPS) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Diluted earnings per share (Diluted EPS) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | 420.01M | 636.92M | 781.16M | 783.60M | 925.02M | 1.46B | 796.90M | 1.15B | 1.35B | 1.57B | 1.92B | 8.97B | 9.88B | 11.52B | 10.99B | 10.81B | 10.15B | 8.55B | 9.26B | 9.46B |
| EBIT | 414.45M | 631.75M | 776.00M | 777.77M | 918.79M | 1.46B | 788.60M | 1.13B | 1.33B | 1.54B | 1.91B | 8.97B | 9.87B | 11.52B | 10.92B | 10.76B | 10.06B | 8.45B | 9.11B | 9.31B |
| Total operating expenses | -1.15B | -1.34B | -1.97B | -2.35B | -2.19B | -2.83B | -3.61B | -4.41B | -4.92B | -5.79B | -6.85B | -1.05B | -1.22B | -1.08B | -1.94B | -2.72B | -2.03B | -1.22B | -1.41B | -1.36B |
| Prepaid expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred income, current | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Capital and operating lease obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 140.30M | 123.90M | 123.90M | 116.40M | 177.70M | 141.50M | 167.90M |
| Operating lease liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax liabilities | — | — | — | — | — | — | — | — | — | 305.40M | 628.60M | 1.19B | 0 | 0 | 37.40M | 32.00M | 35.60M | 67.00M | 67.90M | 40.10M |
| Deferred income, non-current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | — | — | — | — | — |
| Minority interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in accrued expenses | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Common dividends paid | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Preferred dividends paid | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800