SBI Cards & Payment Services Ltd
NSE: SBICARD BSE: 543066
₹772.20
(1.51%)
Tue, 17 Feb 2026, 00:22 pm
Market Cap723.68B
PE Ratio35.13
Dividend0.33
SBI Cards & Payment Services Balance Sheet
| Particulars | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense on debt | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total assets | 47.35B | 62.57B | 78.80B | 107.65B | 156.86B | 201.46B | 253.07B | 270.13B | 346.48B | 455.46B | 581.71B | 655.46B |
| Total current assets | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash and short term investments | 1.62B | 2.91B | 2.74B | 2.83B | 4.73B | 7.75B | 6.85B | 13.43B | 19.85B | 19.22B | 37.45B | 47.45B |
| Cash & equivalents | 1.62B | 2.91B | 2.74B | 2.83B | 2.93B | 7.75B | 5.75B | 7.12B | 10.98B | 13.46B | 27.22B | 27.31B |
| Short term investments | 0 | 0 | 0 | 0 | 1.80B | 114.00K | 1.10B | 6.31B | 8.86B | 5.76B | 10.22B | 20.14B |
| Total receivables, net | 39.88B | 53.25B | 69.16B | 97.97B | 134.54B | 169.82B | 219.28B | 3.40B | 4.76B | 6.67B | 6.70B | 5.86B |
| Accounts receivable - trade, net | - | - | - | - | - | - | - | - | - | - | - | - |
| Other receivables | - | - | - | - | - | - | - | - | - | - | - | - |
| Total inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Other current assets, total | - | - | - | - | - | - | - | - | - | - | - | - |
| Total non-current assets | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term investments | - | - | - | - | - | - | - | - | - | - | - | - |
| Note receivable - long term | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments in unconsolidated subsidiaries | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other investments | 0 | 0 | 0 | 10.00K | 10.00K | 88.37M | 50.40M | 3.34B | 4.19B | 15.72B | 25.04B | 42.28B |
| Net property/plant/equipment | 14.01M | 16.17M | 20.65M | 238.50M | 2.11B | 1.36B | 2.44B | 2.19B | 3.24B | 4.54B | 4.38B | 2.27B |
| Gross property/plant/equipment | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax assets | 0 | 992.87M | 902.03M | 1.29B | 880.06M | 1.63B | 2.75B | 3.95B | 2.19B | 2.47B | 3.55B | 4.43B |
| Net intangible assets | — | — | — | 0 | 656.97M | 804.34M | 902.70M | 992.40M | 1.30B | 1.20B | 1.26B | 1.03B |
| Goodwill, net | - | - | - | - | - | - | - | - | - | - | - | - |
| Other intangibles, net | - | - | - | - | - | - | - | - | - | - | - | - |
| Other long term assets, total | 1.70B | 1.03B | 446.19M | 341.39M | 1.71B | 854.08M | 873.80M | 1.21B | 1.20B | 1.04B | 954.40M | 832.00M |
| Short term debt | 34.42B | 44.59B | 55.88B | 77.49B | 97.24B | 103.86B | 143.66B | 132.67B | 166.90B | 228.97B | 303.56B | 342.64B |
| Current portion of LT debt and capital leases | - | - | - | - | - | - | - | - | - | - | - | - |
| Short term debt excl. current portion of LT debt | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts payable | - | - | - | - | - | - | - | - | - | - | - | - |
| Income tax payable | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term debt | 1.41B | 2.41B | 3.41B | 5.20B | 16.89B | 31.64B | 30.46B | 48.01B | 65.95B | 86.34B | 99.59B | 109.07B |
| Long term debt excl. lease liabilities | 1.40B | 2.40B | 3.40B | 5.20B | 16.89B | 31.64B | 30.46B | 48.01B | 65.95B | 86.34B | 99.59B | 109.07B |
| Total equity | 7.46B | 9.66B | 11.55B | 14.49B | 23.53B | 35.88B | 53.41B | 63.02B | 77.53B | 98.30B | 120.84B | 137.82B |
| Shareholders' equity | 7.46B | 9.66B | 11.55B | 14.49B | 23.53B | 35.88B | 53.41B | 63.02B | 77.53B | 98.30B | 120.84B | 137.82B |
| Common equity, total | 7.46B | 9.66B | 11.55B | 14.49B | 23.53B | 35.88B | 53.41B | 63.02B | 77.53B | 98.30B | 120.84B | 137.82B |
| Other common equity | 1.37B | 1.91B | 2.48B | 3.26B | 4.33B | 6.06B | 8.50B | 10.79B | 14.12B | 18.64B | 23.22B | 27.14B |
| Total debt | 35.83B | 46.99B | 59.29B | 82.68B | 114.13B | 135.49B | 174.12B | 180.68B | 232.85B | 315.31B | 403.15B | 451.71B |
| Net debt | 34.21B | 44.08B | 56.54B | 79.85B | 109.40B | 127.74B | 167.27B | 167.25B | 213.00B | 296.09B | 365.70B | 404.26B |
| Change in accounts receivable | — | — | — | -198.85M | 618.56M | -1.43B | 943.70M | -272.50M | -872.50M | 235.00M | -1.00B | 76.10M |
| Change in taxes payable | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in accounts payable | — | — | — | 330.00M | 3.06B | 1.35B | 621.40M | 1.65B | 2.37B | 2.79B | 1.13B | 849.00M |
| Change in other assets/liabilities | 1.60B | 1.29B | 1.72B | 2.88B | 1.19B | 3.41B | -3.04B | 1.92B | 4.85B | -2.76B | 16.39B | 8.45B |
| Sale of fixed assets & businesses | 3.38M | 2.08M | 1.69M | 2.66M | 2.66M | 3.07M | 900.00K | 900.00K | 300.00K | 2.40M | 0 | 3.80M |
| Purchase/sale of investments, net | 7.71M | 5.81M | 5.24M | 4.33M | 5.37M | -10.79M | 6.60M | -9.40B | -4.38B | -8.28B | -13.83B | -26.94B |
| Sale/maturity of investments | 14.02B | 9.86B | 9.68B | 12.70B | 14.31B | 7.65B | 16.01B | 4.65B | 33.23B | 28.76B | 16.42B | 20.81B |
| Purchase of investments | -14.01B | -9.85B | -9.67B | -12.70B | -14.30B | -7.66B | -16.00B | -14.05B | -37.62B | -37.05B | -30.24B | -47.75B |
| Other investing cash flow items, total | 0 | 0 | 0 | 0 | -10.00K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of debt, net | 5.44B | 10.55B | 12.35B | 23.43B | 30.44B | 23.54B | 35.30B | 5.52B | 50.64B | 80.64B | 87.90B | 50.34B |
| Issuance/retirement of long term debt | -8.60M | -9.29M | -8.63M | — | — | — | — | — | — | — | — | — |
| Issuance/retirement of short term debt | -2.05B | 17.91B | 11.36B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | 7.50B | -7.35B | 1.00B | 23.43B | 30.44B | 23.54B | 35.30B | 5.52B | 50.64B | 80.64B | 87.90B | 50.34B |
| Total cash dividends paid | 0 | -470.98M | -944.81M | -944.81M | -944.81M | 0 | -1.01B | -938.30M | 0 | -2.13B | -3.63B | -2.87B |
| Other financing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5.90M | -6.70M |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800