SBI Cards & Payment Services Ltd
NSE: SBICARD BSE: 543066
₹772.20
(1.51%)
Wed, 18 Feb 2026, 05:51 am
Market Cap723.68B
PE Ratio35.13
Dividend0.33
SBI Cards & Payment Services Income Statement
| Particulars | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 14.49B | 18.22B | 23.92B | 33.47B | 51.95B | 70.32B | 92.75B | 92.38B | 106.86B | 136.97B | 169.75B | 180.77B |
| Gross profit | 10.68B | 13.61B | 17.89B | 26.61B | 44.09B | 57.81B | 78.68B | 77.28B | 87.66B | 112.03B | 139.88B | 159.56B |
| Operating expenses (excl. COGS) | - | - | - | - | - | - | - | - | - | - | - | - |
| Selling/general/admin expenses, total | -3.70B | -5.55B | -6.92B | -6.73B | -14.10B | -16.45B | -19.27B | -38.21B | -48.62B | -44.81B | -58.51B | -78.86B |
| Research & development | — | — | — | — | — | — | — | — | — | — | — | — |
| Selling/general/admin expenses, other | — | — | — | — | — | — | — | — | — | — | — | — |
| Other operating expenses, total | -1.12B | -1.64B | -2.50B | -3.52B | -5.59B | -8.61B | -11.77B | -11.04B | -7.76B | -17.40B | -18.62B | -21.20B |
| Operating income | 5.87B | 6.41B | 8.46B | 11.05B | 16.40B | 22.48B | 28.27B | 23.25B | 31.28B | 47.16B | 58.69B | 58.11B |
| Non-operating income, total | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest expense, net of interest capitalized | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest capitalized | - | - | - | - | - | - | - | - | - | - | - | - |
| Non-operating income, excl. interest expenses | -3.76M | -17.10M | -50.19M | -66.54M | -105.68M | -373.27M | -228.00M | -322.50M | -381.80M | -378.10M | -465.90M | -546.50M |
| Non-operating interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Miscellaneous non-operating expense | -3.76M | -17.10M | -50.19M | -66.54M | -105.68M | -373.27M | -228.00M | -322.50M | -381.80M | -378.10M | -465.90M | -546.50M |
| Unusual income/expense | 3.31M | 32.80K | 43.82M | 21.74M | 17.70M | 10.93M | 1.64B | 85.20M | 1.08B | -36.00M | -8.20M | 24.10M |
| Pretax income | 2.93B | 2.71B | 4.38B | 5.72B | 9.19B | 13.35B | 17.30B | 13.24B | 21.72B | 30.31B | 32.32B | 25.81B |
| Taxes | 0 | -39.77M | -1.54B | -1.99B | -3.18B | -4.70B | -4.85B | -3.39B | -5.56B | -7.72B | -8.24B | -6.64B |
| Non-controlling/minority interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| After tax other income/expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income before discontinued operations | 2.93B | 2.67B | 2.84B | 3.73B | 6.01B | 8.65B | 12.45B | 9.85B | 16.16B | 22.58B | 24.08B | 19.16B |
| Net income | 2.93B | 2.67B | 2.84B | 3.73B | 6.01B | 8.65B | 12.45B | 9.85B | 16.16B | 22.58B | 24.08B | 19.16B |
| Dilution adjustment | - | - | - | - | - | - | - | - | - | - | - | - |
| Preferred dividends | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Diluted net income available to common stockholders | - | - | - | - | - | - | - | - | - | - | - | - |
| Basic earnings per share (Basic EPS) | - | - | - | - | - | - | - | - | - | - | - | - |
| Diluted earnings per share (Diluted EPS) | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | 5.88B | 6.42B | 8.47B | 16.40B | 24.64B | 33.30B | 48.68B | 29.27B | 32.77B | 51.46B | 64.71B | 60.97B |
| EBIT | 5.87B | 6.41B | 8.46B | 16.35B | 24.39B | 32.75B | 47.64B | 28.04B | 31.28B | 49.82B | 62.75B | 59.50B |
| Total operating expenses | -8.63B | -11.81B | -15.46B | -22.42B | -35.56B | -47.85B | -64.48B | -69.13B | -75.58B | -89.81B | -111.06B | -122.66B |
| Prepaid expenses | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred income, current | - | - | - | - | - | - | - | - | - | - | - | - |
| Capital and operating lease obligations | 7.38M | 11.35M | 11.35M | 206.59M | 1.31B | 1.27B | 1.16B | 2.40B | 2.40B | 3.29B | 1.58B | 1.58B |
| Operating lease liabilities | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax liabilities | — | — | — | — | — | — | — | — | — | — | — | — |
| Deferred income, non-current | 183.73M | 591.79M | 841.24M | 1.28B | 1.80B | 2.63B | 3.32B | 3.66B | 4.41B | 5.31B | 5.79B | 6.07B |
| Minority interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in accrued expenses | — | — | — | — | — | — | — | — | — | — | — | — |
| Common dividends paid | - | - | - | - | - | - | - | - | - | - | - | - |
| Preferred dividends paid | - | - | - | - | - | - | - | - | - | - | - | - |
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Pocketful Fintech Capital Private Limited (CIN U65999DL2021PTC390548) | The SEBI Registration No. allotted to us is INZ000313732. NSE Member Code: 90326 | BSE Member Code: 6808 | MCX Member Code: 57120 DP | CDSL: 12099800