CreditAccess Grameen Ltd
NSE: CREDITACC BSE: 541770
₹1262.40
-5.10 (0.40%)
Thu, 22 Oct 2026, 08:17 pm
Market Cap (in Cr)20341.67
PE Ratio16.77
Dividend0
Finance
Finance/Rental/Leasing
24.5KCreditAccess Grameen Balance Sheet
| Particulars | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense on debt | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity in earnings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total assets | 5.43B | 10.58B | 17.27B | 28.08B | 35.64B | 51.14B | 73.57B | 125.90B | 150.60B | 174.82B | 218.58B | 288.71B | 278.02B |
| Total current assets | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash and short term investments | 915.02M | 3.25B | 2.80B | 2.55B | 3.64B | 1.43B | 6.16B | 6.76B | 24.06B | 17.51B | 13.99B | 13.14B | 14.43B |
| Cash & equivalents | 912.43M | 3.25B | 2.40B | 2.55B | 3.64B | 1.30B | 6.16B | 6.45B | 23.60B | 15.81B | 13.41B | 11.07B | 12.72B |
| Short term investments | 2.59M | — | 394.00M | — | — | 130.30M | 0 | 311.00M | 461.70M | 1.70B | 572.70M | 2.07B | 1.71B |
| Total receivables, net | 235.39M | 70.76M | 129.07M | 172.66M | 411.35M | 99.90M | 55.00M | 427.00M | 1.14B | 941.00M | 1.19B | 785.50M | 234.00M |
| Accounts receivable - trade, net | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other receivables | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total inventory | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other current assets, total | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total non-current assets | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term investments | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Note receivable - long term | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments in unconsolidated subsidiaries | — | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other investments | 1.22B | 1.96B | 3.34B | 8.06B | 6.45B | 25.80M | 12.70M | 886.40M | 858.90M | 228.00M | 5.41B | 15.28B | 10.23B |
| Net property/plant/equipment | 26.23M | 24.78M | 25.67M | 53.18M | 66.84M | 94.80M | 187.40M | 862.90M | 928.20M | 1.07B | 968.30M | 1.22B | 1.31B |
| Gross property/plant/equipment | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred tax assets | 27.01M | 32.16M | 59.47M | 110.31M | 484.94M | 300.00M | 431.40M | 574.40M | 1.04B | 1.55B | 809.30M | 1.37B | 3.55B |
| Net intangible assets | 2.58M | 3.81M | 36.45M | 60.18M | 86.09M | 77.40M | 83.70M | 4.93B | 4.82B | 5.25B | 5.06B | 4.92B | 4.76B |
| Goodwill, net | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other intangibles, net | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other long term assets, total | 67.16M | 69.27M | 105.14M | 79.68M | 66.38M | 131.80M | 569.80M | 420.30M | 498.50M | 541.70M | 596.50M | 762.70M | 532.10M |
| Short term debt | 2.42B | 4.35B | 7.06B | 11.11B | 14.92B | 21.39B | 26.07B | 55.67B | 62.23B | 71.30B | 79.71B | 98.89B | 104.85B |
| Current portion of LT debt and capital leases | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short term debt excl. current portion of LT debt | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts payable | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Income tax payable | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long term debt | 1.47B | 3.70B | 5.85B | 11.22B | 11.76B | 14.84B | 22.59B | 40.35B | 47.94B | 58.76B | 84.19B | 120.58B | 100.68B |
| Long term debt excl. lease liabilities | 1.47B | 3.70B | 5.85B | 11.22B | 11.76B | 14.84B | 22.59B | 40.35B | 47.94B | 58.76B | 84.19B | 120.58B | 100.68B |
| Total equity | 1.11B | 2.07B | 3.76B | 4.60B | 6.91B | 14.37B | 23.65B | 28.43B | 37.96B | 41.67B | 51.07B | 65.70B | 69.56B |
| Shareholders' equity | 1.11B | 2.07B | 3.76B | 4.60B | 6.91B | 14.37B | 23.65B | 27.34B | 36.92B | 41.67B | 51.07B | 65.70B | 69.56B |
| Common equity, total | 1.11B | 2.07B | 3.76B | 4.60B | 6.91B | 14.37B | 23.65B | 27.34B | 36.92B | 41.67B | 51.07B | 65.70B | 69.56B |
| Other common equity | 27.69M | 65.30M | 168.11M | 338.05M | 494.78M | 1.29B | 1.97B | 2.88B | 3.49B | 3.42B | 6.14B | 9.01B | 10.03B |
| Total debt | 3.89B | 8.05B | 12.91B | 22.33B | 26.68B | 36.23B | 48.67B | 96.02B | 110.17B | 130.06B | 163.91B | 219.47B | 205.53B |
| Net debt | 2.97B | 4.80B | 10.11B | 19.78B | 23.05B | 34.80B | 42.51B | 89.26B | 86.10B | 112.55B | 149.92B | 206.33B | 191.11B |
| Change in accounts receivable | — | — | — | — | — | -48.80M | 53.80M | -1.30M | 2.20M | 0 | — | — | — |
| Change in taxes payable | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Change in accounts payable | — | — | — | — | — | 162.10M | 686.50M | -233.30M | 941.70M | 573.10M | 446.80M | -473.50M | -958.10M |
| Change in other assets/liabilities | — | — | — | — | — | 52.20M | -2.34B | 465.50M | 440.50M | 884.50M | 872.20M | 1.30B | 754.50M |
| Sale of fixed assets & businesses | 830.00K | 130.00K | 460.00K | 310.00K | 398.08K | 1.00M | 300.00K | 1.20M | 4.60M | 1.30M | 500.00K | 200.00K | 2.90M |
| Purchase/sale of investments, net | -2.55M | 36.68M | 44.08M | 38.33M | 35.64M | 606.50M | 105.50M | 689.40M | 120.10M | -392.40M | -3.33B | -10.09B | 6.81B |
| Sale/maturity of investments | 6.56B | 10.58B | 15.70B | 22.21B | 23.28B | 34.11B | 70.67B | 93.10B | 82.72B | 73.67B | 72.68B | 118.98B | 70.65B |
| Purchase of investments | -6.56B | -10.54B | -15.65B | -22.17B | -23.25B | -33.50B | -70.56B | -92.41B | -82.60B | -74.06B | -76.02B | -129.07B | -63.85B |
| Other investing cash flow items, total | 0 | 0 | 0 | 0 | 0 | 100.00K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of debt, net | 1.42B | 4.16B | 4.85B | 9.43B | 4.29B | 11.17B | 12.28B | 29.17B | 13.76B | 19.82B | 33.79B | 55.03B | -14.95B |
| Issuance/retirement of long term debt | 1.73B | 4.16B | 4.85B | 9.23B | 4.55B | 11.35B | — | — | — | — | — | 55.03B | -14.95B |
| Issuance/retirement of short term debt | -317.50M | 0 | 0 | 200.00M | -258.03M | 0 | 0 | — | 0 | 0 | 0 | 0 | 0 |
| Issuance/retirement of other debt | — | — | — | — | 0 | 11.17B | 12.28B | 29.17B | 13.76B | 19.82B | 33.79B | 55.03B | — |
| Total cash dividends paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.59B |
| Other financing cash flow items, total | -30.54M | -61.14M | -77.30M | -84.25M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
